Royal Enfield Super Meteor 650 Insurance

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Royal Enfield Super Meteor 650 Insurance

Royal Enfield, the manufacturer of the most popular motorcycle in India – Bullet, is an Indian multinational company that builds motorcycles. It offers numerous two-wheelers designed to battle the tough conditions offered by Indian roads.

The Royal Enfield Super Meteor 650 is a powerful 649 cc with a retro-classic design that will take you back to the golden era when riding a motorcycle was a statement and not a necessity. Staying true to its offerings, the Super Meteor 650 also ensures that you have a comfortable and relaxed experience while navigating city traffic or exploring the ‘less-travelled’ roads.

Comprehensive insurance for 2 wheeler policy is an essential coverage option for motorcycle owners as it protects their financial interests in case of an accident, theft, or damage. This type of insurance covers the costs associated with repairing or replacing the motorcycle and any damages or injuries to others or their property.

Without a comprehensive bike insurance policy, you would be personally responsible for paying for any damages or repairs, which could be costly. If you are planning to buy a Super Meteor 650 bike, then make sure that you get a comprehensive RE Super Meteor 650 bike insurance policy from a reliable insurer.

A reliable insurance provider ensures quick and efficient claims processing that can help minimise the financial impact of an accident, theft, or damage.

Over the years, Tata AIG has gained a reputation for being a trusted insurance provider in India. With a high claim settlement ratio and 24/7 customer support, we offer bike insurance plans that help you get the best coverage for your bike. You can also use our online calculator to compare two-wheeler insurance plans and find the perfect fit.

Purchase or Renew Royal Enfield Super Meteor 650 Insurance Online with Tata AIG

Tata AIG offers a simple process to buy Royal Enfield Super Meteor 650 insurance online. By filling up a simple form, and within a few clicks, you can complete the purchase. We also offer a hassle-free process for Royal Enfield Super Meteor 650 insurance renewal.

Here is a quick look at the process:**

  • Visit

  • Go to the Bike Insurance Page by clicking here or navigate to the page by scrolling to the top menu on the home page and clicking on All Products >> Bike Insurance

  • On this page, enter your bike’s registration number and click on one of these two options:**

Get Price: If you are planning to buy a new Tata AIG Royal Enfield bike insurance policy for your Super Meteor 650, then click this button

Renew: If you are planning to renew your existing Royal Enfield insurance policy, then click this button

  • Provide personal information and details about your insurance policy and vehicle

  • Choose an IDV:** On the next page, you will see a list of IDVs. These are the estimated market values of a Super Meteor 650. We use it to determine the sum insured and the premium of the policy. Choosing a high IDV will result in a high sum insured but also a high premium amount. Hence, make sure to choose the right IDV for your policy.

Add-on covers: We offer a range of add-on covers to help you tailor the policy to your needs. Each of these add-ons is available for a price and will increase the overall premium of the policy. Therefore, only choose the ones you need to extend the coverage based on your use of the bike.

Voluntary Deductible: You can reduce the premium amount by opting for a voluntary deductible. This is the amount that you agree to pay every time you file a claim. In exchange, we offer a discount on the premium. Ensure that you do not opt for a very high voluntary deductible as it will increase your financial burden at the time of a claim settlement.

  • On the next page, you will see an offer that contains the terms of the policy and the premium amount

  • You can pay the premium online using the available digital payment methods

  • We email the policy documents to your registered email address

Royal Enfield Super Meteor 650 Insurance Cost – Your Premium Amount

When you purchase a two-wheeler insurance policy, you are required to pay a premium for the coverage. This is calculated by considering various factors.

Here is a quick look at the factors that determine the Royal Enfield insurance price:**

The motorcycle: At Tata AIG, we assess the make and model of the motorcycle to assess the costs of repair and replacement of parts. This helps us determine the average claim amount and calculate the premium to keep it cost-efficient for you and our company. We also factor in the age of the two-wheeler. Usually, older motorcycles with spares easily available are charged a lower premium since their repair costs are lower than their newer counterparts.

Coverage: If you opt for a third-party liability insurance policy, then the premium will be lower than a comprehensive bike insurance plan. Also, the premium will increase based on the add-on covers you choose.

Location: If you ride regularly on streets and highways that are known to be accident-prone, then we will charge a higher premium for coverage. Also, if you park your bike in an area that has high rates of theft, then the premium will increase too.

Voluntary Deductible: If you find the premium higher than your expectations, then you can opt for a voluntary deductible. In this feature, we offer a discount on the premium if you agree to pay a certain amount at the time of settling all claims.

You can determine the Royal Enfield Super Meteor 650 insurance price by simply using our free-of-cost and seamless online bike insurance calculator.

Add-on Covers Available with Tata AIG Royal Enfield Super Meteor 650 Bike Insurance Policy

Tata AIG offers seven add-on covers with our comprehensive bike insurance plan.

  • Zero depreciation cover

  • Return to invoice cover

  • Roadside assistance cover

  • Consumables cover

  • Personal accident cover

  • Emergency medical cost cover

  • Additional third-party damage cover

Things Covered and Not Covered under Royal Enfield Super Meteor 650 Insurance

Here is a list of things covered and not covered under a Royal Enfield Super Meteor 650 bike insurance policy:

Things covered under Tata AIG Royal Enfield Super Meteor 650 Insurance Things not covered under Tata AIG Royal Enfield Super Meteor 650 Insurance
Third-Party Liability: This covers any legal liability arising from damage or injury caused to a third party or their property while riding the insured motorcycle. Normal Wear and Tear: Damages to the motorcycle due to normal wear and tear, such as tire punctures, battery failure, or brake pads wearing out, are not covered.
Own Damage: This covers damages to the insured motorcycle due to accidental events, such as collisions, theft, fire, or natural calamities. Mechanical or Electrical Failures: Damages to the motorcycle due to mechanical or electrical failures, such as engine problems or a faulty battery, are not covered.
Personal Accident Cover: This covers personal injuries sustained by the policyholder while riding the insured motorcycle, including accidental death or permanent disability. Driving under the Influence: Any damages or injuries sustained while riding the motorcycle under the influence of drugs or alcohol are not covered.
Medical Expenses: This covers medical expenses incurred by the policyholder in case of an accident while riding the insured motorcycle. Driving Without a Valid License: Any damages or injuries sustained while riding the motorcycle without a valid license are not covered.
Add-on covers: TATA AIG offers a wide range of add-on covers like zero depreciation, roadside assistance, key replacement, and consumables cover to help you customize the policy as per your needs. Using the Motorcycle for Racing or Stunt Purposes: Any damages or injuries sustained while using the motorcycle for racing or stunt purposes are not covered.

Why Is It Important to Have a Royal Enfield Super Meteor 650 Insurance Plan from Tata AIG?

Wide Coverage Options: Tata AIG offers a wide range of coverage options, including third-party liability, own damage, personal accident cover, pillion passenger cover, and accessories cover.

Expert Claims Assistance: Tata AIG provides expert claims assistance and support, including 24/7 road assistance and quick and efficient claims processing.

Customizable Coverage: Policyholders can choose from a variety of coverage options to find the right level of protection for their specific needs.

Reputable Insurer: Tata AIG is a reputable and well-established insurer with a strong financial rating and a history of reliable and efficient service.

Convenient Online Services: Tata AIG offers online services, including policy purchasing and claims reporting, making it easy for policyholders to manage their insurance coverage.

Affordable Premiums: Tata AIG offers competitive premiums for its bike insurance policies, making it an affordable option for policyholders.

Overview: Royal Enfield Super Meteor 650

The Royal Enfield Super Meteor 650 is a premium motorcycle with a range of features and specifications for a powerful and comfortable riding experience. Here are the details:

Feature/Specification Details Benefits
Engine Type 4-stroke, parallel-twin Offers reliable power delivery making it perfect for smooth long rides
Engine Displacement 648cc Offers strong performance and quick acceleration
Maximum Power 47 hp @ 7,250 rpm Makes it easy to cruise and overtake
Maximum Torque 52 Nm @ 5,250 rpm Helps with acceleration and overall performance.
Transmission 6-speed Assists in smooth gear changes that make it a hassle-free ride
Final Drive Chain Boosts the responsiveness of the motorcycle
Front Suspension 41mm telescopic fork Ensures a comfortable ride even on bumpy roads
Rear Suspension Twin gas-charged shock absorbers Reduces rider fatigue during long rides
Front Brake 320mm single disc with ABS Offers excellent stopping power
Rear Brake 240mm single disc with ABS Complements the front brake and ensures optimum braking performance
Front Tire 100/90-19 Boosts the balance between stability and grip and improves the handling of the bike
Rear Tire 130/70-18 Complements the front tire and helps improve the overall ride quality
Dimensions Length: 2,140 mm The length offers ample space to the rider, the width makes it easier to maneuver, and the height improves the visibility and safety of the rider.
Width: 840 mm
Height: 1,140 mm
Seat Height 760mm Ideal for riders of different heights
Ground Clearance 140mm Sufficient for most road conditions
Kerb Weight 202kg The weight being well-distributed boosts stability and makes the bike easy to handle
Fuel Tank Capacity 13.7 liters Sufficient for long rides

Royal Enfield Super Meteor 650 Variants and Prices

Variants Ex-showroom Price Delhi
Super Meteor 650 Astral Rs. 3.48 Lakh
Super Meteor 650 Interstellar Rs. 3.63 Lakh
Super Meteor 650 Celestial Rs. 3.78 Lakh

Unique Selling Points: Royal Enfield Super Meteor 650 Features

The Royal Enfield Super Meteor 650 has managed to push the boundaries of affordable performance motorcycles. With this motorcycle, the company plans to tap the niche of customers who only had premium options. Here are some unique selling points of the Royal Enfield Super Meteor 650:**

Design: The Super Meteor 650 is a head-turner anywhere in the world. It has a premium look thanks to the clean design lines and chrome finishing on the exhaust and engine. Add to it an intelligent use of body colors, a pulled-back beach-styled handlebar, and an old-school round headlamp and you have a motorcycle that is a handsome beast to ride.

Handling: The Super Meteor 650 is a heavy bike with a 1500 mm wheelbase and a raked-out front making it amazingly stable even at high speeds. You will experience the difference the next time you cruise the highway on this powerful motorcycle.

Seating: When you ride the Super Meteor 650, your riding posture is comfortable due to wide and long seating, an easy-to-reach handlebar, and raised foot pegs at the front.

Smooth ride: The engine of the Super meteor 650 is exceptionally refined and has a precise fueling system. This ensures that there are no vibrations regardless of the rev range.

Top 3 Rivals of Royal Enfield Super Meteor 650

Keeway V302C
  • Keeway K-Light 250V

  • Benelli Imperiale 400

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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How to Claim Royal Enfield Bike Insurance?

How to Claim Royal Enfield Bike Insurance?


To claim your Royal Enfield bike insurance, you can visit the Tata AIG website and follow the steps given below:

  • Go to the Claims page and click on ‘Initiate Claim’.

  • Enter your registered mobile number to log in.

  • Provide the necessary details, including the policy number, FIR details, driver information, personal contact information, etc. and submit your insurance claim.

  • After receiving the required information, Tata AIG will review the claim and send the bike to a network garage for repairs, if needed.

  • A claim settlement will be processed based on the damage caused to the bike and the cost of repairs.

  • The bike will be repaired and returned to you.

How to Renew Royal Enfield Bike Insurance?


To renew your Royal Enfield bike insurance, you have to visit the Tata AIG website, and:

  • Got to the Bike Insurance page. Enter the bike registration number and click on ‘Renew’.

  • The website will fetch the details like your name, contact information, add-ons, etc. if you are an existing customer.

  • Provide the NCB discount details, if any or mention the claim details filed. You can even shuffle the add-ons when renewing.

  • The calculator will display your Royal Enfield insurance price. Once the payment has been received, your policy will be renewed.

  • Keep in mind that there is a 90-day grace period after your Royal Enfield bike insurance policy has lapsed within which you can renew it or less you stand to lose any accumulated benefits, including the NCb discounts.

What is the price of a Royal Enfield Bike?


The price range for a Royal Enfield bike can be between ₹1.7 lakhs and ₹3.20 lakhs

What are the available variants in Royal Enfield Bike?


Here are some Royal Enfield bike models that you can consider:

  • Royal Enfield Classic 350
  • Royal Enfield Bullet 350
  • Royal Enfield Himalayan
  • Royal Enfield Meteor 350
  • Royal Enfield Interceptor 650
  • Royal Enfield Continental GT 650

No matter your choice of the variant, you can get a comprehensive Royal Enfield bike insurance plan from Tata AIG!

Q1. Is it mandatory to have bike insurance for my Royal Enfield Super Meteor 650?


According to the Indian Motor Vehicles Act, all two-wheelers must have a third-party liability insurance policy. However, these policies do not cover damages to the insured bike. Hence, it is prudent to opt for a comprehensive bike insurance policy that includes damages to your bike apart from third-party liability insurance.

Q2. What factors should I consider before buying Royal Enfield Super Meteor 650 insurance?


There are many factors that you should consider like the coverage amount, premium of the policy, add-on covers, and voluntary deductible. When you opt for a reputed insurer like TATA AIG, you can be assured of other aspects that timely claim settlement, 24/7 customer support, etc.

Q3. What is the mileage of the Royal Enfield Super Meteor 650?


The Royal Enfield Super Meteor 650 offers a mileage of around 30 km per liter.

Disclaimer: All the bike prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.