Mercedes-Benz CLA Electric
Mercedes-Benz CLA Electric
Mercedes-Benz CLA Electric is a premium sedan known for its 792 km WLTP-claimed range. The car has a stylish exterior and a tech-heavy interior, as you would expect from a premium car brand like Mercedes.
The CLA offers efficient battery performance and a smooth driving experience, making it suitable for both city commutes and long highway journeys. However, owning a premium car like the Mercedes-Benz CLA Electric also means hefty repair and maintenance costs if something goes wrong.
This is why Mercedes CLA EV insurance is important, which reduces out-of-pocket expenses. Let us understand in detail about TATA AIG electric car insurance for the Mercedes CLA.
Key Highlights -Mercedes-Benz CLA Electric Cars
The Mercedes-Benz CLA Electric is powered by an 85.5 kWh lithium-ion battery pack, delivering 335 N·m of torque and 268 bhp.
The brand new CLA sits between a sedan and a sports car thanks to its large alloy wheels, low stance, and muscular, wide haunches.
Its coupe-style roofline gives the car a sleek, aerodynamic appearance, enhancing both its design and efficiency.
The cabin features a premium, technology-loaded interior with advanced infotainment, digital displays, connected-car features, and ambient lighting.
The car features such as Active Brake Assist, Blind Spot Assist, Adaptive High Beam Assist, emergency stop function, and a 360-degree camera for safer manoeuvring.
Features such as regenerative braking, adaptive cruise control, and intelligent driver assistance systems further enhance the overall driving experience.
Recent Risks Around Mercedes-Benz CLA Electric Motor Cars & Why Insurance Is a Must in India?
High Battery Replacement Cost: The Mercedes-Benz CLA Electric uses an 85.5 kWh Li-Ion battery pack. If this battery is damaged due to water ingress, an accident or an electrical fault, repair costs can run into lakhs. With Mercedes CLA EV insurance, you can reduce this financial burden.
Costly Luxury Spare Parts: The Mercedes-Benz CLA Electric is equipped with premium features such as LED lighting and alloy wheels. If any damage happens to these parts, replacement and repair costs can be high. With car insurance online, you can protect yourself against such expenses.
Risk of Water Damage in Monsoons: In India, heavy rains and waterlogged roads can damage EV components such as the battery system, charging ports, and electronics. Water-related damage to luxury EVs often results in high repair bills. A comprehensive insurance plan covers these water-related damages.
Third-Party Liability Risks: If Mercedes-Benz CLA causes damage to another person, vehicle, or property, the owner may face significant legal and financial liability. However, with a mandatory 3rd-party car insurance plan, you can handle it without major out-of-pocket expenses.
Risk of Theft and Vandalism: With a top variant costing around ₹64 lakh, even minor damage or theft of parts can result in significant losses. A comprehensive car insurance policy helps cover theft, repairs, and vandalism-related costs, reducing financial burden on the owner.
Features & Benefits of TATA AIG Mercedes CLA Electric Car Insurance Online
All-Round Protection: With our Mercedes CLA EV insurance, you get coverage against a wide range of risks, including natural disasters, accidents, transit damage, theft and more. It ensures your high-value EV stays financially protected.
Customised with Add-ons: Tailor your car insurance plans to your driving needs with TATA AIG. We offer unique add-ons, such as electric surge, vehicle loan protector and more, that you can opt for when buying a plan.
Easy Cashless Claims: Get access to quality repair with TATA AIG without paying an upfront cost. We have a network of 6301+ cashless service centers across India for hassle-free, quick Mercedes CLA electric repair.
Complete Transparency: TATA AIG offers customers complete transparency about the cost and terms of its plans. Use our car insurance premium tool to know the plan cost before buying.
No Claim Bonus Discount: With our 4-wheeler insurance plan, you can get no claim bonus discount for every claim-free year. It starts at 20% and can go up to 50% after five consecutive claim-free years.
Pay-As-You-Drive Option: With our usage-based car insurance premium, you can save on the Mercedes-Benz CLA Electric premium. It is ideal if you use your car occasionally or rarely.
Seamless Digital Experience: Managing Mercedes CLA electric insurance with our digital platform. Using our website or mobile app, you can buy, renew or file car insurance claims from anywhere in India.
Strong Claim Assistance: With 750+ claim experts on board, we offer round-the-clock assistance to policyholders. The team helps resolve claim-related queries quickly and ensures a smooth and hassle-free claim experience.
Coverage Under Mercedes-Benz CLA Electric Car Insurance
Inclusion Under Mercedes CLA Electric Insurance
- Offer coverage if the Mercedes-Benz CLA Electric is damaged in an accident.
- Pays up to the insured declared value if the Mercedes-Benz CLA Electric is stolen or damaged beyond repair.
- Coverage for damage related to fire, riots, strikes, vandalism and other related incidents.
- Provides coverage for damages to Mercedes-Benz CLA while transporting via road, rail, air, or water.
- Offers coverage against natural disasters such as earthquakes, cyclones, hailstorms, floods and more.
- Offers personal accident cover of up to ₹15 lakhs in case of death, disability, etc of the owner-driver.
Exclusion Under Mercedes CLA Electric Insurance
- Loss or damage caused to the vehicle due to racing, speeding and other risky activities.
- Using a private vehicle for commercial purposes.
- Damage or loss to Mercedes-Benz CLA Electric for driving under the influence of alcohol, drugs, etc.
- Damage and loss to Mercedes-Benz CLA Electric if found driving without a valid driving licence.
- Losses or damage to the vehicle due to war or a war-like situation.
- Normal wear and tear, regular maintenance expenses and ageing of Mercedes-Benz CLA Electric.
Add-ons for Mercedes-Benz CLA Electric Car Insurance by TATA AIG
TATA AIG also offers various additional add-ons that allow you to customise your insurance plan according to your specific needs. Here are some popular ones:
Electric Surge: Offers coverage for constructive loss, partial loss and total loss caused to electric vehicles.
Emergency Medical Expenses: Pays for the medical expenses of the driver and co-passenger after an accident.
Loss of Personal Belongings: Covers loss and damage of selected personal items kept inside the Mercedes-Benz CLA.
Key Replacement: Pays for the key replacement, lock repair and other charges if keys are lost, stolen or damaged.
Return to Invoice: Get the original invoice value of the Mercedes-Benz CLA Electric, including taxation and registration, in the event of total loss or theft.
Consumable Expenses: Covers the expenses for replacing consumable items like nuts, bolts, engine oil, lubricants, and similar parts after an accident.
How to Buy Mercedes-Benz CLA Electric Insurance Online?
Buy an Online Policy in a Few Quick Steps
Purchase a Mercedes CLA EV policy with TATA AIG in just a few simple steps.
Enter Vehicle Details: Provide your car registration number along with the required vehicle details in the quote section available at the top of the page.
Complete KYC: Enter your personal details, vehicle information, and other details to continue with the purchase process.
Select Suitable Coverage: Choose the type of car insurance coverage that matches your requirements, such as third-party or comprehensive insurance, and include add-ons for wider protection.
Make Payment and Receive Policy Instantly: Complete the secure online payment and receive your car insurance policy instantly at your registered email ID.
How to Download Mercedes-Benz CLA Electric Car Insurance Policy?
Visit the My Policy Section: Go to the “My Policy” section available at the top of the page to access your Mercedes-Benz CLA Electric car insurance policy details.
Choose the Download Policy Option: Select the “Download Policy” option to proceed further.
Enter Your Registered Details: Provide your registered mobile number and click on the “Confirm” button for verification.
Save Your Policy Document: Click on the “Download” button to save your Mercedes-Benz CLA Electric car insurance policy document.
How to Raise a Claim for Mercedes-Benz CLA Electric Car Insurance
How to Raise A Claim
File claims for the Mercedes-Benz CLA Electric with TATA AIG in just a few steps, with minimal paperwork.
Inform TATA AIG about the incident by calling the helpline number (022 6489 8282) or by using the claim portal.
Provide your Mercedes-Benz CLA Electric policy number, vehicle registration number, and accident details to the representative. Get your vehicle assessed by our surveyor.
For cashless repairs, take your vehicle to an authorised network garage. For reimbursement claims, you can get the repairs done at any preferred garage.
Share the required documents, including the claim form, policy copy, RC, driving licence, repair bills, and photos of the damaged vehicle, for verification.
Once the claim is verified and approved, the settlement is processed in accordance with the policy terms and coverage conditions.
Documents Required
Here is the list of documents you need to have to file a Mercedes-Benz CLA Electric claim.
- A duly filled and signed claim form submitted by the policyholder.
- A copy of the FIR in case of theft or accident-related claims.
- A copy of the vehicle’s Registration Certificate (RC).
- Medical and hospital records for personal accident claims.
- Signed RTO transfer forms such as Form 29 and Form 30 for ownership transfer, with Form 28 required in NOC-related cases.
- Photographs of the accident to support reimbursement claims.
- Original repair invoices and payment receipts for reimbursement claims.
- The police issue a No Trace Report in cases of theft.
- NOC and Form 35 from the financer if the vehicle is under an active loan agreement.
- A copy of the driving licence of the person driving at the time of the incident.
- A copy of the car insurance policy document.
How Do You Calculate Your Mercedes-Benz CLA Electric Insurance Premium?
Calculating the Mercedes-Benz CLA Electric insurance price with TATA AIG is easy using the online car insurance premium calculator. You just need to enter details like vehicle registration number, variant and model number to get the insurance price. Here are the details you need to enter to know the insurance premium:
- Car make and model
- Insured declared value
- Coverage type selected
- Manufacturing year
- RTO location
- Add-on covers
- No claim bonus discount
Check Out Popular Mercedes-Benz CLA Electric Car Models with Premium Price
| Mercedes-Benz CLA Electric Model Name | Ex-Showroom Price (Lowest) | Insured Declared Value (New Car) | Third-Party Car Insurance Price (1 year plan) |
|---|---|---|---|
| Mercedes-Benz CLA Electric 200 | ₹55.00 Lakh | ₹52.25 lakh | ₹2904 |
| Mercedes-Benz CLA Electric 250 Plus | ₹59.00 Lakh | ₹56.05 Lakh | ₹6712 |
| Mercedes-Benz CLA Electric CLA 250 Plus Launch Edition | ₹64.00 Lakh | ₹60.80 lakh | ₹6712 |
Disclaimer: Mercedes-Benz CLA Electric pricing may vary by variant, location, and purchase timing. The premium amounts are also subject to change based on factors such as coverage type, add-ons, claim history, registration city, and policy conditions.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Questions
How to do Mercedes CLA electric car insurance renewal?
How to do Mercedes CLA electric car insurance renewal?
If you want to renew the Mercedes CLA electric policy, you need to follow the steps mentioned below:
Step 1: Visit the top section of the page and click on the “Renew Your Car Insurance Policy” option.
Step 2: Enter your Mercedes-Benz CLA Electric registration number or existing policy number to proceed with renewal.
Step 3: Review the updated premium amount, including the applicable no-claim bonus, if eligible.
Step 4: Choose suitable add-on covers to strengthen your car insurance coverage.
Step 5: Complete the secure online payment process and instantly renew your car insurance policy.
What is the safety rating of Mercedes-Benz CLA Electric?
The Mercedes-Benz CLA has achieved a 5-star safety rating because of its advanced driver-assistance systems and robust structure. The car has earned 94% in adult occupant protection and 89% in child occupant protection.
What is covered under Mercedes CLA electric zero dep insurance?
Mercedes CLA Electric zero-depreciation insurance helps cover the full cost of repairing or replacing damaged car parts, without factoring in depreciation during claim settlement. This means that if parts such as bumpers, alloy wheels, LED headlamps, plastic components, fibre parts, or other premium EV components are damaged in an accident, TATA AIG covers the replacement cost without reducing the claim amount for wear and tear.
What are the ways to reduce the Mercedes CLA electric insurance price?
There are multiple ways to lower the price of Mercedes CLA electric car insurance. Some of the ways are listed below:
Install approved safety devices: Anti-theft devices and approved security systems can reduce the risk of theft, potentially lowering insurance costs.
Renew policy on time: Timely renewal helps you retain benefits like NCB and avoids penalties or loss of coverage advantages.
Choose necessary add-ons: Avoid selecting unnecessary ones and keep only those essential to your driving needs. This helps in reducing the overall premium cost.
Avoid filing small claims: Raising multiple small claims can increase future premiums. Paying minor repair costs yourself can help keep insurance prices lower in the long run.


