Skoda Rapid Car Insurance
Skoda Rapid Insurance
From the house of the Czech manufacturer, Skoda Auto, comes this range of head-turning family sedans that rapidly rose to popularity owing to its minimalistic yet elegant appearance, spacious interiors, and power-packed performance on the road. As one of six different models launched by the brand, this is an affordable option for those who prioritize engine and build quality without compromising on design and convenience.
Finding the most suitable car for you and your family also entails pairing it with the right motor insurance policy that protects you against financial liabilities in the event of an unfortunate accident, theft, fire, or natural calamity. Buying a comprehensive car insurance plan is necessary due to the frequency of road accidents in India and because a good policy takes care of all your hassles related to repairs and replacements, vehicle towing and covering third-party liabilities.
The Tata AIG motor insurance plan provides you with an incredibly fast, convenient, and simple way of getting insurance for your vehicle against hefty expenses that might come out of nowhere and create a dent in your savings. To buy car insurance for your brand-new Skoda Rapid, all you need to do is visit the Tata AIG website and follow three simple steps.
Skoda Rapid Insurance Renewal/Purchase via Tata AIG
It can be quite intimidating to sift through the hundreds of car insurance policy options in the market and make an informed choice for your future. That’s why Tata AIG makes it effortless for you to compare, customize, buy, and renew plans in just a few steps. You can do this by visiting the nearest office or logging into the website from the comfort of your home.
- Head to the Car Insurance section of the official Tata AIG website.
- Provide the registration number of your vehicle and click on ‘Get price’ to buy a new plan or ‘Renew’ to continue with your existing Tata AIG car insurance plan.
- Fill out the form and do remember to check it for errors before submitting it. You will then receive an estimate on your insurance for the car.
- Calculate and select the applicable Insured Declared Value (IDV) for your car.
- Notify the insurer if you have filed a claim on your existing car insurance policy. If not, you will be entitled to a No Claim Bonus (NCB).
- You will now see your Skoda Rapid insurance cost along with the premium amount you need to pay.
- Personalize the insurance for four-wheelers to make sure it covers all your needs and provides optimum protection against liabilities while making life on the road more convenient.
- Simply pay the premium online via the various digital payment options. On confirmation, you will receive a soft copy of the insurance policy on your registered email ID.
Skoda Rapid Insurance Price – Your Premium Amount
To find out your Skoda Rapid insurance cost, you first need to know the Insured Declared Value (IDV) based on the vehicle’s age and your location. The IDV is determined by the selling price as well as the depreciation value of your car along with the cost of any vehicle accessories and their depreciation value. It implies the maximum amount an insurer is liable to pay to the policyholder in case of damage or theft. The easiest way to calculate the IDV for your car is to consult with a local auto dealership or use Tata AIG’s free four-wheeler insurance premium calculator for your Skoda Rapid.
Things Covered and Not Covered under Tata AIG’s Skoda Rapid Insurance
In order to make an informed decision on your insurance for four-wheelers, you need to know how much coverage your policy offers, and more importantly, what it does not offer. When you spring for a comprehensive car insurance plan from Tata AIG, here’s what will be covered and not covered:
|What is Covered Under Tata AIG Skoda Rapid Insurance||What is Not Covered Under Tata AIG Skoda Rapid Insurance|
|Your car insurance plan reimburses you for losses incurred by the driver, as well as third-party liabilities.||Vehicles hired or used for racing, speed testing, reliability trials, etc. are not covered|
|You will be covered in the event of loss or damage to the vehicle and accessories, accidents, natural calamities, or human acts of violence.||The coverage for losses to the car will not be extended to any geographical area outside of India (as specified in the policy)|
|Third-party liability includes loss or damage to a third-party person, property, or vehicle||Any consequential loss, wear and tear, and mechanical or electrical breakdown due to daily use of the car is not covered.|
|The policy includes a personal accident cover for the owner-driver for major and minor injuries and even covers the death of the owner-driver.||Losses resulting from nuclear perils, war, or warlike operations are not covered under the insurance.|
|Any accidental damages to the car due to collision, fires, lightning, self-ignition, implosion, etc.||Damage to the car due to negligent driving or if the driver is intoxicated, not carrying a license or is driving without a seatbelt.|
|Total loss of the car due to irreversible damage or theft.||Only 50% of the cost will be reimbursed to replace the consumables if the car suffers damage due to wear and tear.|
Why is it Important to Have Tata AIG for Your Skoda Rapid Insurance?
With an extensive network of garages and one of the highest claim settlement ratios, Tata AIG offers customizable car insurance policies that keep your vehicle and loved ones protected. The most distinctive features of these plans include:
Tata AIG has streamlined and simplified the policy purchase and claims process, so you can complete it from within the comfort of your home in a quick and paperless manner.
You can customize the four-wheeler insurance policy according to your needs and give yourself exactly the amount of coverage you need.
Tata AIG allows you to avail of cashless claims on repairs and replacements from a wide network of over 7,500 garages all over India, making it easy to file for reimbursement.
Transparency and reliability are the core principles of Tata AIG, and the high settlement ratio of over 98 per cent is a testament to that.
Overview — Skoda Rapid
Crafted to impress on the outside and perform on the inside, the Skoda Rapid is quite a striking presence around the city. It comes with premium leatherette upholstery and Alcantara seats that are designed from the finest quality materials to give you a plush, luxurious space to relax.
The sedan is equipped with a 1.0 TSI engine, 81KW power, and 175 Nm torque, giving you a smooth, powerful, and efficient ride. You can decide between the 6-speed manual and 6-speed automatic options that are packed with ABS, four airbags, automatic headlamps, central locking, and a tech-savvy infotainment system to keep you engaged on long trips.
Thoughtfully built to accommodate a family of four, the Skoda Rapid also gives you a generous amount of storage space in the boot while meeting the highest safety standards. It also helps you stay connected to your smartphone without taking your eyes off the road. Here are some of the primary specifications of the Skoda Rapid:
- ARAI Mileage of 14.84 to 21.72kmpl
- Engine Displacement of 1498 to 1598cc
- Max Torque of 175nm @ 1750-4000rpm
- Max Power of 108.62bhp @ 5000-5500rpm
Skoda Rapid Price and Variants
The Skoda Rapid is available in 2 variants with the base model being the 1.0 TSI Matte Edition and the top one being the 1.0 TSI Matte Edition AT. The former will cost you ₹11.99 lakhs while the latter comes at a price tag of ₹13.49 lakhs.
Unique Selling Points: Skoda Rapid Features
The new Skoda Rapid Matte Edition is designed with the aspiration to stand apart from the ordinary, and this car delivers on that front by offering an ultra-modern and sleek look both on the outside and inside. With the front of the car speaking the unmistakable Skoda design language, the car is embellished with carefully selected elements that add to the aesthetic appeal while enhancing the overall performance. Some of its most standout features include:
- A Glossy Black rear spoiler and a Trunk Lip Garnish rear diffuser.
- Quartz-cut headlights and mature, sporty design elements.
- Both manual and automatic variants help you reduce driver fatigue.
- Powerful 1.0-litre turbocharged engine to keep you going for miles and miles.
Rivals of Skoda Rapid
The Skoda Rapid is one of the finest in its segment, rivalled by competitors such as
- Maruti Suzuki Ciaz
- Honda City
- Hyundai Verna
- Volkswagen Vento
Frequently Asked Question
1. How to Claim Skoda Rapid Car Insurance?
Tata AIG follows a quick, simple, and paperless 4-step claim process for your car:
File your claim with your insurance policy number, FIR details, and other personal details through the form available on the website.
Tata AIG will evaluate the total damage and send the car to a garage for repairs.
Once everything is verified, Tata AIG will initiate the claim settlement procedure.
As soon as the motor insurance policy’s claims process is complete, the car will be repaired and returned to the policyholder.
2. How to Renew Skoda Rapid Car Insurance?
For renewal of your Skoda Rapid Car Insurance:
- Go to the official Tata AIG website.
- Click on the Car Insurance page or the Insurance Renewal page
- Provide all the necessary details
- Click on ‘Renew’ to proceed.
- Fill out the form with your details
- Pay the premium amount
3. What is the price of Skoda Rapid car?
The Skoda Rapid car price varies from ₹11.99 lakhs for the base 1.0 TSI Matte Edition model and goes up to ₹13.49 lakhs for the top 1.0 TSI Matte Edition AT model.
4. What are the available variants in Skoda Rapid?
The Skoda Rapid has 2 variants:
- 1.0 TSI Matte Edition (manual)
- 1.0 TSI Matte Edition AT
5. Is Skoda Rapid a good car?
Though discontinued and out of production, the all-new Matte Edition of the Skoda Rapid is a class above the rest in terms of comfort, convenience, performance, and affordability. With luxurious interiors, sturdy exteriors, and an impressive infotainment system, this car will make sure all your journeys are pleasant and relaxing.
6. How much is insurance for Skoda Rapid?
Your car insurance price varies based on the model of the car as well as its IDV. To calculate the IDV, you can consult with a local auto dealership or use the four-wheeler premium calculator on Tata AIG’s website.