BMW M440i

• Traffic fines and Penalties: Driving without a third-party car insurance can invite fines and penalties under the Motor Vehicles Act. This is why having a third-party insurance for the BMW M440i helps you stay compliant.
• High Repair Cost: The BMW M440i features premium components, advanced electronics, and performance-oriented parts that are expensive to repair or replace. Hence, a comprehensive policy with zero depreciation car insurance helps reduce out-of-pocket expenses and provides better financial protection.
• Third-Party Liabilities: If your BMW M440i causes injury, death, or property damage to another person, third-party insurance covers legal and compensation costs. This protects you from significant financial and legal liabilities.
• Flood or Water Damage: Heavy rainfall and urban flooding can damage your car’s engine, electrical systems and other components, resulting in costly repairs. A comprehensive car insurance policy, along with an engine protection add-on, provides financial coverage against water ingress and flood-related damage.
• Theft and Vandalism Risk: As a high-value luxury convertible, the BMW M440i may be more susceptible to theft and malicious damage. A comprehensive car insurance policy provides financial protection against vehicle theft, attempted theft, and vandalism, reducing the burden of costly losses.

• Third-Party Car Insurance

View Plan

• Standalone Own-Damage Car Insurance

View Plan

• Comprehensive Car Insurance

View Plan

• Zero Depreciation Car Insurance Policy

View Plan

• Usage-Based Car Insurance

View Plan

• Comprehensive Protection: With our best BMW M440i car insurance, you will get coverage against a wide range of risks, including theft, natural disaster damage, transit damage, vandalism and more. The plan ensures your BMW M440i remains protected.
• Affordable Premium Rates: We at TATA AIG offer an affordable car insurance plan that starts at ₹2,094 per year. Along with this, you can also avail discounts such as a long-term policy tenure, an anti-theft installation device, and more when buying a plan.
• Unique Add-ons Availability: Enhance your BMW M440i car insurance coverage with our unique add-ons. From engine secure to consumables covers to zero depreciation in car insurance, you can choose based on your driving needs.
• Pay As You Drive Option: Save your BMW M440i premium with the pay-as-you-drive option if you do not drive your car frequently. With this option, you will pay the premium based on the kilometres driven.
• Round-the-Clock Assistance: Receive top-notch assistance with TATA AIG in times of need. We have a team of 750+ claim experts on board to guide you through the insurance buying and claim process.
• Easy Cashless Repair: Get your M440i repaired in no time at a TATA AIG network garage. You only have to pay deductibles, while we settle the repair bills directly. We have over 6301 authorised network garages spread across the country.
• No Claim Bonus Discount: Our NCB discount allows you to save on the premium for every claim-free year. The discount starts at 20% for 1 year and can increase to 50% after 5 claim-free years.
• Simplified Digital Process: Buy or renew your BMW M440i car insurance online in just a few simple steps. TATA AIG offers a quick, paperless process with instant policy issuance, making insurance convenient and hassle-free.

Inclusion Under BMW M440i Car Insurance

• Compensate up to the Insured Declared Value (IDV) if the BMW M440i is stolen or damaged beyond repair.
• Get coverage if the vehicle is damaged in an accident.
• Offer coverage if the BMW M440i is damaged during transportation via sea, rail and road.
• Offer coverage for vehicle damage related to fire, strike, vandalism and other related incidents.
• Coverage if the BMW M440i is damaged by earthquake, flood, cyclone and other natural disasters.

Exclusion Under BMW M440i Car Insurance

• Damage and loss to the BMW M440i due to racing, speeding and other risky activities.
• Loss and damage to the vehicle if found driving without a valid driving licence.
• Damage caused to the BMW M440i if found driving under the influence of alcohol, drugs and other related substances.
• If you are using a private car for a commercial purpose.
• Regular wear and tear, maintenance and ageing of the BMW M440i are not covered.

Note: These are some key inclusions and exclusions. Kindly refer to the policy document for the complete details.

With TATA AIG, you can choose from a range of add-ons for your BMW based on your needs. Here are some of the popular add-ons:

• No Claim Bonus Protection: Protect your accumulated no-claim bonus discount even after making a claim.
• Return to Invoice: Receive the original invoice value of BMW M440i, including the taxation or registration charges if the vehicle is lost or stolen.
• Misfuelling Cover: Pays for the cost of replacing incorrect fuel or any vehicle damage caused by it.
• Emergency Transport & Hotel Expenses: Pays for the emergency transport and hotel stay expenses if the vehicle is immobilised after an accident.
• Daily Allowance: Receive the allowance to cover the cost of alternative transportation if your vehicle repair is taking longer than expected.
• Key Replacement: Provides the financial compensation if the BMW M440i car keys are stolen, damaged or lost.

Purchase BMW M440i Insurance Online in a Few Steps

With minimal documentation and a quick process, you can buy the best car insurance in just a few steps:

• Provide Vehicle Details: Enter your vehicle registration number and other details in the quote section available at the top of the page.
• Complete KYC Details: Provide the KYC information, such as name, address, etc., to purchase the four-wheeler insurance plan.
• Choose Suitable Coverage: Select the coverage, such as third-party, own-damage or comprehensive plan and include add-ons if required.
• Make Payment and Get Policy: Complete the payment online, then instantly receive the policy document at your email address.

• Access the My Policy Section: Navigate to the “My Policy” tab at the top of the page to view your BMW M440i car insurance details.
• Click on Download Policy: Select the “Download Policy” option to retrieve your policy document.
• Verify Your Details: Enter your registered mobile number and click on “Confirm” to complete the verification process.
• Download the Policy Document: Once verified, click on the “Download” button to save your BMW M440i car insurance policy for future reference.

How to Raise A Claim

Filing a BMW M440i car insurance claim is easy with TATA AIG. Here are the steps you need to follow:

• Step 1: Inform our claims team about the incident by calling the helpline (022 6489 8282) or filing a claim through the online claims portal.
• Step 2: Share the required details, including your BMW M440i car insurance policy number and vehicle registration number. Our surveyor will inspect the vehicle and evaluate the extent of the damage.
• Step 3: If you opt for a reimbursement claim, get your BMW M440i repaired at a garage of your choice. For a cashless claim, take the vehicle to a TATA AIG network garage.
• Step 4: Submit the necessary documents, such as the completed claim form, repair invoices, vehicle RC, and other supporting documents, for verification.
• Step 5: Once the claim is verified and approved, the eligible claim amount is processed and transferred directly to your registered bank account.

Documents Required

Here is the list of documents you need to file a BMW M440i insurance claim:

• Signed and filled car insurance claim form
• Copy of car insurance policy documents
• Vehicle registration certificate copy
• Copy of the driving licence of the person driving the car at the time of the incident
• First information report copy in case of accident and theft
• Original repair invoices and payment receipts are required for reimbursement claim settlement
• Photographs of the damaged vehicle to substantiate reimbursement claims
• Medical reports and hospital documents for claims filed under personal accident cover
• Police-issued No Trace Report in cases involving vehicle theft
• NOC and Form 35, if the insured vehicle is financed through an active loan
• Duly signed Form 29, Form 30, and Form 28 for ownership transfer and NOC-related procedures.

To know the BMW M440i insurance cost before buying a plan, you can use our car insurance premium calculator. Here are some details you need to provide to get the BMW M440i premium:

• BMW M440i model and variant
• Policy coverage type
• Add-on covers
• Manufacturing year
• RTO location
• Insured declared value

Disclaimer: BMW M440i pricing may vary by variant, location, and purchase timing. The premium amounts are also subject to change based on factors such as coverage type, add-ons, claim history, registration city, and policy conditions.