Maruti Dzire Car Insurance

How to Buy

1. Enter your Maruti Dzire registration number at the top of the page and select ‘Get Price’.
2. Enter the required car and personal details.
3. Review the available coverage, select suitable add-ons and check your Maruti Dzire insurance price.
4. Make the payment to complete your online car insurance purchase.
5. You can also purchase Maruti Dzire car insurance through the TATA AIG mobile app by selecting ‘Buy Policy’.

How to Renew

1. Select ‘Renew your existing TATA AIG car policy’ at the top of this page.
2. Enter your Maruti Dzire registration number or policy number.
3. Check your car insurance quote for renewal and applicable No Claim Bonus (NCB).
4. Choose relevant add-ons or update your coverage, if needed.
5. Complete the payment online to renew your policy. You can also renew it conveniently through the TATA AIG mobile app.

Note: In case your Maruti Suzuki Dzire insurance has expired, a vehicle inspection may be required before renewal. Renew your policy before it expires to avoid a gap in coverage and continue enjoying applicable policy benefits.

Protect your Maruti Dzire against unexpected road expenses with TATA AIG car insurance!

Third-Party Coverage is a Legal Requirement

For every car driving on Indian roads, third-party car insurance is mandatory under the Motor Vehicles Act, 1988. Driving without valid insurance can result in:

• ₹2,000 fine for a first offence, or imprisonment of up to three months, or both.

• ₹4,000 fine for a repeat offence, or imprisonment of up to three months, or both.

A third-party policy covers your legal liability for injuries, death or property damage caused to another person. You can buy this cover as a standalone third-party policy or as part of a comprehensive car insurance policy.

No-Surprise Repair Bills

Your Dzire is likely to spend plenty of time in city traffic, whether you’re heading to work, dropping the kids at school or running everyday errands. But frequent use also means exposure to traffic bumps, parking scrapes and accidents. The risk is real, as India recorded 1,83,382 road crash deaths, a 3.5% rise in 2025 from the previous year. To manage these situations, a Maruti Dzire insurance policy can cover eligible accidental damage to your car, helping you avoid paying the entire repair bill out of pocket.

Access Authorised Maruti Service Centres in Our Network

One of the main reasons why the Maruti Dzire is popular, is because it is easy to own and maintain. If your Dzire needs repairs after an accident, you can access authorised Maruti service centres available in TATA AIG's network of 6300+ cashless garages. This can make the claims process simpler and help you get your Dzire back on the road without having to arrange the full repair payment upfront.

Covers Fire, Natural & Man-Made Disasters

A car can be affected by heavy rain, flooding, storms, falling objects, fire or other man-made events. This is particularly relevant for a family car regularly parked outside homes, apartments, offices or local markets. A car insurance policy can cover eligible losses caused by such natural and man-made events, giving your Dzire protection beyond everyday accidents.

Covers Theft & Total Loss

Your Maruti Dzire may be an older family car, but replacing it after theft or a major accident can still be a considerable expense. A comprehensive policy can cover theft and total loss, with compensation based on the car’s Insured Declared Value (IDV).

Car Insurance Policy Types We Offer

Comprehensive Car Insurance - Best Overall Fit

If your Dzire is still a regular part of your family's daily routine, Maruti Dzire comprehensive insurance gives you broader protection. It covers third-party liabilities while also protecting your own car against eligible risks such as accidents, theft, fire and natural disasters.

Key Highlights

• Option to choose suitable add-ons based on your car's age and usage.

• Suitable if you want to continue protecting an older Dzire that is still in regular use.

Buy Comprehensive Car Insurance

Third-Party Car Insurance - Best for low-value/older Maruti Dzire

For a Dzire that has seen several years of use and now has a lower market value, third-party Maruti Dzire insurance can be a straightforward option. It meets the mandatory insurance requirement as per IRDAI, without the additional cost of covering damage to your own car.

Key Highlights

• Covers third-party injury and death (no upper limit) and property damage (up to ₹7.5 lakh).

• Standardised premiums are set as per applicable IRDAI rates, making pricing consistent across insurers.

Buy Third-Party Car Insurance

Standalone Own-Damage Car Insurance - Useful in specific situations

If your Dzire already has third-party insurance, standalone own-damage cover can protect the car itself. This can help if you still depend on your Dzire and want own-damage protection without buying third-party cover again.

Key Highlights

• Covers eligible accidental damage to your own Dzire.
• Works alongside an existing third-party policy.

Buy Own-Damage Car Insurance

Which Policy Do I Buy?

6300+ Cashless Garages

Avail service from a wide network of cashless garages, including authorised Maruti service centres.

750+ Claims Experts

Get dedicated assistance throughout the claims process when you need support.

8+ Add-On Covers

Choose from a range of add-on covers to customise your policy based on how you use your Dzire.

Pick-up & Drop-off Service

Enjoy added convenience with pick-up and drop-off support for eligible cashless repairs.

No Unnecessary Deductions!

Get a transparent claims experience without unnecessary deductions or IDV negotiations

24/7 Customer Support

Get round-the-clock assistance, with customer support in regional languages.

What's Covered?

What's Not Covered?

For a Dzire, the best add-ons are not necessarily the ones meant for newer cars. Think about how you use the sedan today, its age and the risks it faces during daily family commutes. Since add-ons increase your auto insurance quotes, pick only those that offer useful protection for your situation.

Best General Use Add-ons:

• Zero Depreciation Car Insurance: This reduces the depreciation deduction on eligible parts during a claim. Zero Depreciation can be useful if your older Dzire is still in good condition and you want to reduce your out-of-pocket repair costs after an accident.
• Roadside Assistance (RSA): An older Dzire is usually more likely to need help if it breaks down on the road during a long family trip. RSA can assist with services such as towing, flat-tyre assistance and jump-starting.
• NCB Protection: If you have built up a No Claim Bonus over several claim-free years, this add-on can help you retain the benefit even after you make a claim for your Dzire. NCB Protection is especially beneficial if it is an older car and you have driven carefully for years to accumulate NCB.
• Daily Allowance: If your Dzire is the family's primary car, being without it while it's being repaired can disrupt work commutes, school runs and everyday errands. Daily Allowance cover provides a daily allowance during eligible repairs to help with alternative travel expenses.

For Specific Perils:

• Engine Secure: An older Dzire may already have several years of wear on its engine and gearbox. Engine Secure add-on provides protection against eligible engine or gearbox damage caused by water ingress. So, it is worth considering if you regularly drive through waterlogged roads during the monsoon.
• Consumables Cover: During an accident repair, small items such as engine oil, lubricants, nuts and bolts can add to your bill. Consumables Cover add-on covers eligible consumables that aren't usually included in a standard own-damage claim.
• Tyre Secure: The Dzire's regular city use exposes its tyres to potholes, sharp objects and uneven roads. If you frequently drive on poorly maintained roads, Tyre Secure cover can help with accidental tyre damage upto 7 years old cars.
• Key Replacement: Keyless ignition with push-button start was available on higher variants of the Maruti Suzuki Dzire. If you lose or damage the key, replacing it can be an unexpected expense. Key Replacement add-on covers eligible costs for key replacement or lock changes.

Keep Your Family Drives Worry-Free With Dzire Insurance from TATA AIG!

Cashless Claim

1. Ensure you are safe and inform TATA AIG. You can call 022-6489-8282, email general.claims@tataaig.com, WhatsApp 9136160375, use the claims portal or mobile app, or visit a branch. A dedicated claim handler will guide you through the process.
2. After registration, TATA AIG will provide details of the nearest network garage.
3. Drive or have your Maruti Dzire towed to the selected network garage. TATA AIG has 6300+ cashless garages, including authorised Maruti Suzuki service centres.
4. A surveyor will assess the damage and determine the eligible claim amount. Wait for the required approval before starting repairs.
5. Once approved, repairs can begin. TATA AIG settles the eligible repair costs directly with the garage. You will need to pay applicable deductibles, depreciation and expenses related to excluded or non-covered items.

Reimbursement Claim

1. After an accident, report the damage through the mobile app, claims portal, or by visiting a branch, or by calling 022-6489-8282, emailing general.claims@tataaig.com or WhatsApping 9136160375.
2. Wait for the surveyor to inspect your Maruti Dzire before starting repairs. If cashless repair is unavailable, you may use a non-network garage.
3. Settle the repair bill yourself and keep the original invoices and payment receipts.
4. Provide the required claim documents, repair invoices and payment receipts to TATA AIG for processing.
5. TATA AIG states that it processes eligible reimbursement through NEFT within 7 days of receiving all required documents. The final claim amount may vary based on deductibles, depreciation and applicable policy exclusions.

The documents required may vary depending on the type and circumstances of your claim. After you register a claim, TATA AIG will confirm the required documents and let you know if you need any additional paperwork.

• Valid driving licence and identity/address proof, where required
• Duly filled and signed claim form
• Registration Certificate (RC) of your Maruti Dzire
• Photos or videos showing the damage to the Dzire
• Copy of your car insurance policy
• Original repair invoices and payment receipts for reimbursement claims
• FIR or police report, wherever applicable
• Police-issued No Trace Report if the stolen vehicle remains unrecovered
• Repair estimate from the garage
• Financier’s NOC if the car is financed or hypothecated
• Medical bills and other relevant documents for applicable personal accident or third-party injury claims
• Original car keys for theft claims
• RTO Forms 28, 29 and 30 for applicable theft or total-loss claims