Mercedes-Benz E-Class
Mercedes-Benz E-Class
Mercedes-Benz E-Class is a premium luxury sedan known for its elegant design, performance, and advanced technology. It offers a comfortable driving experience with high-quality interiors, strong engine options, and a strong focus on safety and innovation.
With a starting price of around ₹78 lakhs, even a small dent or bumper damage can lead to high repair costs due to the use of expensive parts and specialised service requirements. This is why insurance becomes important for this vehicle.
A four-wheeler insurance plan helps cover unexpected repair expenses and keeps your finances protected when damage or accidents happen. It ensures your luxury car stays protected without straining your wallet during repairs. Explore the TATA AIG Mercedes-Benz E-Class insurance plan for reliable coverage.
Key Highlights -Mercedes-Benz E-Class Cars
Mercedes-Benz E-Class is a sedan available in long-wheelbase (LWB) models in India. The car is available in 4 variants with both diesel and petrol engines.
The car stands out with its premium exterior styling, including a bold front grille, sleek LED headlamps, an aerodynamic body, and stylish alloy wheels that enhance its luxurious road presence.
The car features multiple airbags, ABS with EBD, electronic stability control, traction control, parking assistance, a 360-degree camera, and driver assistance technologies.
Its spacious, sophisticated interior features premium upholstery, ambient lighting, a panoramic sunroof, advanced digital displays, and a high-end infotainment system designed for maximum comfort and convenience.
It offers good ground clearance, suitable for regular city driving, though extra caution may be needed on rough roads and high-speed breakers due to its low-slung sedan design.
Recent Risks Around Mercedes-Benz E-Class Motor Cars & Why Insurance Is a Must in India?
High Repair Costs: Mercedes-Benz E-Class is a premium vehicle with a starting price of ₹78 lakh for the base variant. Even small repairs or spare parts replacement can be very expensive. With Mercedes E-Class insurance, you can save on repair costs.
Fines and Penalties: In India, third-party car insurance is mandatory by law. Driving without it can attract fines, penalties, and legal consequences under the Motor Vehicles Act. A third-party car insurance policy helps you stay legally compliant.
Theft and Vandalism: Mercedes-Benz E-Class are more vulnerable to theft and vandalism because of their premium components. A car insurance plan helps cover losses arising from theft or damage caused by malicious acts.
Damage Due to Disasters: Floods, hailstorms, heavy rainfalls, cyclones, etc., can severely damage premium cars like the Mercedes-Benz E-Class. A four-wheeler insurance policy offers protection against natural disasters by covering repair costs.
Third Party Liabilities: If your vehicle causes injury, death, or property damage to another person, the financial liability can be substantial. Third-party car insurance helps cover legal liabilities, compensation costs payable to third parties.
Features & Benefits of TATA AIG Mercedes E-Class Car Insurance Online
Personalised Coverage: Customise your standalone own-damage car insurance or comprehensive Mercedes-Benz E-Class car insurance based on your driving needs with TATA AIG. We have 8+ add-ons available, such as misfuelling cover and NCB protection, to enhance vehicle coverage.
Competitive Premium Rates: Car insurance plans for the Mercedes-Benz E-Class start from ₹2,094 per year. You can also avail of discounts for long-term policy purchases, the installation of anti-theft devices, and more.
Instant Policy Issuance: When you buy new car insurance or renew an existing plan with TATA AIG, you get a policy document to your registered email address instantly.
No Claim Bonus Discount: With TATA AIG’s NCB discounts, you can save on Mercedes-Benz E-Class insurance costs for every claim-free year. The discount starts at 20% for 1 year and increases to 50% after 5 consecutive claim-free years.
Round-the-Clock Assistance: Get quick assistance when you need it with TATA AIG. We have an expert team of 750+ claim experts on board to answer your questions related to car insurance claims.
Cashless Network Garage: Repair your Mercedes-Benz E-Class in an authorised network garage in India with TATA AIG. You do not have to pay any upfront fees for the vehicle repairs; we will settle the bill directly with the network garage on your behalf.
Pay-As-You-Drive Option: We offer usage-based car insurance to reduce costs for low-mileage drivers. With this plan, you pay a car insurance premium based on how much you drive your Mercedes-Benz E-Class.
Trusted Insurance Experience: TATA AIG is a household name with over 25 years of experience in the insurance field. We offer reliable support, smooth claims, and consistent service to millions of customers across the country.
Coverage Under Mercedes-Benz E-Class Car Insurance
Inclusion Under Mercedes E-Class Car Insurance
- Get coverage if a natural disaster like a flood, earthquake, etc damages the Mercedes E-Class, etc.
- Get compensation for damage if the vehicle is damaged while transporting via rail, road or sea.
- Offers coverage for the third-party and property damage and loss caused by the insured Mercedes-Benz E-Class.
- Pays up to the insured declared value if the Mercedes-Benz E-Class is stolen or damaged beyond repair.
- Provides coverage for the Mercedes E-Class damage and loss due to strikes, riots and fire-related incidents.
- Offers personal accident cover up to ₹15 lakhs in the event of accidental death and disability to the owner-driver.
Exclusion Under Mercedes E-Class Car Insurance
- Using a private vehicle, i.e., Mercedes E-Class, for a commercial purpose.
- Regular wear and tear, maintenance and ageing of the Mercedes-Benz E-Class.
- Damage and loss to the Mercedes-Benz E-Class if found driving without a valid driving licence.
- Loss and damage to the vehicle if found driving under the influence of alcohol, drugs and other intoxicating substances.
- Damage and loss to Mercedes E-Class due to war or war-like situations or nuclear risks.
- Losses and damage to the vehicle due to reckless activities like crash testing, speeding and more.
Note: These are some key inclusions and exclusions. Kindly refer to the policy document for the complete details.
Add-ons for Mercedes-Benz E-Class Car Insurance by TATA AIG
TATA AIG offers various add-ons that you can choose at the time of buying a car insurance plan. Here are some of them:
Tyre Secure: Covers the cost of replacing or repairing the damaged tyres of Mercedes-Benz E-Class.
Key Replacement: Provides coverage if the Mercedes-Benz E-Class keys are lost or stolen.
Engine Secure: Covers the cost of replacing or repairing the Mercedes-Benz E-Class engine if it is damaged.
No Claim Bonus Protection: Save your accumulated no-claim discount with this add-on even after making a claim.
Return to Invoice: Get the Mercedes-Benz E-Class invoice amount, including taxes and registration charges, in the event of total loss or theft.
Misfuelling Cover: Covers the cost of draining incorrect fuel and repairing any related damage to vehicle parts.
How to Buy Mercedes E-Class Insurance Online?
Buy Online Car Insurance in 4 Steps
Protect your car against various damages and loss with our best insurance for cars in just a few simple steps.
Provide Vehicle Details: Go to the top of the page and enter your vehicle details, such as registration number, in the quote section.
Fill Out Personal Details: Enter your personal details, vehicle information, and previous policy details to move ahead with the purchase.
Select Right Coverage: Choose the insurance type you need, such as third-party or comprehensive, and add optional covers if required.
Make Payment and Get Policy: Pay securely online and receive your car insurance policy instantly at your registered email address.
How to Download Mercedes-Benz E-Class Car Insurance Policy?
Go to My Policy Section: Visit the “My Policy” section at the top of the page.
Select Download Policy Option: Select the “Download Policy” option to proceed.
Enter Required Details: Enter your registered mobile number and click “Confirm” for verification.
Download Plan: Click “Download” to save your Mercedes-Benz E-Class insurance policy document.
How to Raise a Claim for Mercedes-Benz E-Class Car Insurance
How to Raise A Claim
You can easily file claims with TATA AIG for your Mercedes-Benz E-Class insurance.
Step 1: Notify our representative of the incident by calling the helpline (022 6489 8282) or visiting the claims portal.
Step 2: Provide the details, such as the car policy number and vehicle details number, to our representative. Our surveyor will assess the Mercedes-Benz E-Class for damage and loss.
Step 3: For a reimbursement claim, take your vehicle to the garage of your choice; for a cashless claim, take it to a network garage.
Step 4: Submit documents such as repair bills, claim forms, vehicle RC, etc., to the representative for claim verification.
Step 5: Upon claim verification and approval, the claim settlement amount is sent directly to your bank account.
Documents Required
To file a claim, you need to have the following documents:
- Copy of the car insurance policy document.
- Copy of the driving licence of the person driving at the time of the incident.
- A duly filled and signed claim form by the policyholder.
- Copy of the vehicle Registration Certificate (RC).
- Original repair bills and payment receipts for reimbursement claims.
- Accident photographs to support reimbursement claims.
- FIR copy for accident or theft-related claims.
- Medical and hospital records for personal accident claims.
- No Trace Report from the police in case of theft claims.
- NOC and Form 35 if the vehicle is financed under an active loan.
- Signed Form 29, Form 30, and Form 28 for ownership transfer and NOC-related formalities.
How Do You Calculate Your Mercedes E-Class Insurance Price?
To know the Mercedes E-Class insurance cost, you can use the car insurance premium calculator tool. Enter details like car registration number, vehicle variant, model, etc., to know the approximate insurance cost for Mercedes-Benz E-Class. Below are the details you need to add to know the price.
- Mercedes-Benz E-Class model and variant
- Manufacturing year
- Insured declared value
- RTO location
- Policy coverage type
- Add-on covers
- No-claim bonus discount
Check Out Popular Mercedes-Benz E-Class Car Models with Premium Price
| Mercedes-Benz E-Class Model Name | Ex-Showroom Price (Lowest) | Insured Declared Value (New Car) | Third-Party Car Insurance Premium (1 year plan) |
|---|---|---|---|
| Mercedes-Benz E-Class E 200 | ₹78.51 Lakh | ₹ 74.58 Lakh | ₹7897 |
| Mercedes-Benz E-Class E 220d | ₹80.41 Lakh | ₹76.38 Lakh | ₹7897 |
| Mercedes-Benz E-Class Celebration Edition | ₹82.70Lakh | ₹78.56 Lakh | ₹7897 |
| Mercedes-Benz E-Class E 450 | ₹91.66 Lakh | ₹87.07 Lakh | ₹7897 |
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Questions
What is the process of Mercedes E-Class insurance renewal?
To carry out the Mercedes E-Class insurance renewal, you need to follow the steps mentioned below**:
Step 1: Visit the top of the page and click on the “Renew Your Car Insurance Policy” option for your Mercedes-Benz E-Class.
Step 2: Enter your car registration number or existing policy number to continue the renewal process.
Step 3: Check the revised premium amount and applicable No Claim Bonus (NCB), if any.
Step 4: Select add-ons to enhance your Mercedes-Benz E-Class insurance coverage.
Step 5: Make the online payment to instantly renew your car insurance policy.
How to find the network garage for a Mercedes-Benz E-Class car insurance claim?
If you want to find a TATA AIG network garage in your city, use our branch locator tool. Here are the key steps to use the tool.
Step 1: Open the network garage locator page.
Step 2: Enter the city and make a model number.
Step 3: Click on the “Search” button.
Step 4: The network garage in the city with the address will appear on the screen.
Can I reduce insurance costs for Mercedes-Benz E-Class?
Yes, you can reduce Mercedes-Benz E-Class insurance costs by maintaining a good driving record, opting for voluntary deductibles, installing anti-theft devices, and using available discounts, such as a no-claim bonus discount.
Can I include add-ons with an own-damage car insurance plan?
Yes, you can enhance your standalone own-damage car insurance policy with add-ons such as zero depreciation cover, roadside assistance, engine protection, vehicle loan protection, and more to expand your vehicle coverage.
What are the consequences of not renewing Mercedes-Benz E-Class insurance?
Failing to renew your car insurance on time can expose you to legal and financial risks. Here are some of the consequences you might face:
Financial burden for accident-related damages and repairs.
Loss of accumulated No Claim Bonus (NCB) benefits.
Legal fines and penalties for driving without valid insurance.
No coverage for third-party injury or property damage.
Expenses for repairs and replacements must be paid out of pocket.


