Tata Punch EV Insurance

Tata Car Insurance Purchase Process

Visit Tata AIG's website and navigate to our Car Insurance page.

Enter your registration number and click Get Price to start your car insurance application process.

Fill out the application form, upload your required KYC documents – financial details, ID and address proof, etc., and select your Insured Declared Value (IDV) from the list provided.

Choose your add-ons if you opted for a comprehensive plan. These are optional and can be skipped.

Review all your details and submit your application form.

Proceed to pay your Tata Punch EV insurance cost via your preferred online payment method - Net banking, UPI, QR code, mobile wallet, etc.

After processing your payment and approving your application, we will send a PDF copy of your car insurance policy to your registered email.

Tata Car Insurance Renewal Process

Visit Tata AIG's website and navigate to our Car Insurance page.

Type in your registration number and click "Renew" to start your Tata car insurance renewal process.

Fill out the renewal form and provide your claims history details, or if you have not filed any claims for the previous year, you can claim your No Claim Bonus (NCB) discount.

Choose your add-ons (if applicable) and pay your policy renewal premium.

After processing your payment and approving your renewal application, we will send a PDF copy of your policy to your registered email.

Buying a new car is a huge milestone and comes with several additional costs. That is why we at Tata AIG understand the importance of having a car insurance policy that stays affordable while also providing adequate coverage.

We offer two main types of Tata Punch EV car insurance policies on our website. Here is an overview of what factors we consider when calculating your Tata Punch EV insurance cost:

Third-Party Punch EV Car Insurance: Third-party car insurance premium rates are set by the Insurance Regulatory and Development Authority of India (IRDAI) based on your car's battery capacity (kW/kilowatts). The rates are also revised every year.

You can check them on the Ministry of Highway and Road Transport's (MoRTH) official portal under their Gazette notifications.

Comprehensive Punch EV Car Insurance: Comprehensive plan premium rates will depend on your car's Insured Declared Value (IDV), make/model/age/variant, along with your location (resident city/zone), policy add-ons and accrued No Claim Bonus (NCB) discount (if any).

To make premium calculations easy on your end, we offer a car insurance premium calculator that gives you real-time estimates and allows you to compare policy quotes to help you find insurance for your four-wheeler that aligns with your budget.

Please Note:

IRDAI mandates third-party insurance for all EV four-wheelers in India. You must get at least third-party coverage for your EV if comprehensive plans are not your preference.

New car owners are mandated to hold third-party car insurance for 3 years, either as a separate plan or bundled under a comprehensive plan.

For EVs, the Indian government offers FAME (Faster Adoption and Manufacturing of Electric Vehicles) subsidies – where the EV buyer gets an upfront price reduction. You can check if your Tata Punch EV is eligible for this subsidy on the FAME 2 portal under Scheme → Models.

Also Read: Electric Car Insurance

Car insurance add-ons are additional insurance coverage you can opt for under our comprehensive plans. These can increase your insurance cost. Hence, we recommend only choosing the ones you are sure you will need.

At Tata AIG, we offer 18 add-ons to choose from - two of which offer coverage that is specifically catered toward EV vehicles:

Zero Depreciation - Battery (For Hybrid/EVs)

Electric Surge Secure (For Hybrid/EVs)

Zero Depreciation

Engine Secure

Tyre Secure

Return to Invoice (RTI)

No Claim Bonus Protection Cover

Repair of Glass, Fibre, Plastic and Rubber Parts

Consumable Expenses

Misfuelling

Roadside Assistance

Loss of Personal Belongings

Daily Allowance

Emergency Medical Expenses

Key Replacement

Emergency Transport and Hotel Expenses

Courtesy/Hire Car

Additional Third-Party Property Damage Cover

Punch EV Car Insurance Inclusions

Punch EV Car Insurance Exclusions

Affordable Online Plans: We offer affordable online insurance for four-wheelers at Tata AIG with a direct-to-customer approach. This means you will only be paying for your plan - no additional commissions are applied when buying/renewing your 4-wheeler insurance with us.

No Agents Involved: Part of why our plans are affordable is that we have eliminated the middleman during your purchase process, allowing you to browse, compare and buy plans at your leisure. Insurance agents usually get a cut off of the sales they make so offline plans are generally priced higher than their online counterparts.

Quick and Accessible Services: Our online services have been streamlined to be quick, efficient and easily accessible. You can buy, renew and file your EV car insurance policy claims all on our website in just a few clicks no matter where you are.

Hassle-Free Claims with Minimal Paperwork: Our online claims processes ensure your claims intimations are processed quickly with minimal paperwork involved. Moreover, we also ensure that all financial transactions enacted through our website are secure.

A Trusted Brand: Tata AIG has over two decades of experience in the insurance industry. We promise unmatched support, transparency and swift services with every single car insurance policy offered to our customers.

Value Added Services: You can enjoy a wealth of benefits when you buy your Tata Punch EV car insurance from Tata AIG. Some key benefits include cashless claims services, 24/7 customer service, 18 unique policy add-ons and NCB discounts of up to 50% for consecutive claim-free years.

The new Tata Punch EV is the first of its kind based on a completely new pure EV architecture - acti.ev. This framework is also what will serve as the basis for future all-electric models from Tata Motors. Here are some key USPs you can anticipate from this Tata EV:

Personalise Your In-Car Experience: The Tata Punch EV comes with an app suite that allows you to personalise your in-car experience. The interiors are also stacked with a wireless phone charger, a digital dashboard, a smart digital steering wheel, a jewel knob gear shifter and a Phygital Panel that allows for effortless climate control.

Roomy Cabin: This 5-seater comes with semi-leatherette seats, a sunroof, an air purifier and large windows. This allows for the cabin to feel airy despite its compact size. The boot space has a capacity of 366 litres and the car also offers a small storage space under the bonnet, called the 'Frunk', which can hold 5 kilos.

Save On Fuel: With fuel prices reaching new highs, the Punch EV offers two versions – a standard range version with a 25 kWh battery with an approximate range of 315 km and a long-range version with a 35kWh battery with a range of around 420 km and better performance. Both offer fast charging of around 56 minutes.

Prioritise Your Safety: The EV comes with a 360-degree surround-view camera system, a blind spot view monitor, an SOS calling function and 6 airbags. It also offers disc brakes on all 4 wheels, ISOFIX anchors for child seats, and hill descent and hill hold controls that make uphill and downhill drives much safer.

Variants and Colour Options Available: The Tata Punch EV comes in 20 variants. Colour Options include Fearless Red, Daytona Grey, Seaweed Green, Pristine White and Empowered Oxide – all of which come in dual tones.

Disclaimer: The prices were taken on 28/02/2024 at 06:45 pm IST. These prices are subject to change. Hence, we recommend checking your city's current ex-showroom price before buying.

Disclaimer: The prices were taken on 28/02/2024 at 06:45 pm IST. These prices are subject to change. Hence, we recommend checking your city's current ex-showroom price before buying.