Toyota Camry Insurance
Toyota Camry Insurance
Toyota is one of the largest automobile manufacturers in the world. Incorporated in 1937, the company has launched some of the world-leading automobiles over the years.
The Toyota Camry was launched internationally in 1982 and introduced in India in 2002. Over the years, the company has launched several variants of the Camry to cater to the changing needs of people. It is a five-seater sedan offering a range of features to new-age car owners.
The Camry has been the recipient of the 5-star ANCAP Safety Rating with near-maximum scores in the frontal offset and side impact parameters. However, despite these features and a safe driver, it is not always possible to avoid a collision or an accident on the roads. These incidents can cause financial strain apart from other setbacks.
With a comprehensive car insurance policy, you can get coverage for any third-party liability or damage to your car if you cause an accident. While third-party four-wheeler insurance is mandatory in India, comprehensive policies offer better coverage. If you are planning to buy a Camry, then make sure that you look for a comprehensive Toyota Camry car insurance policy from a reliable insurer.
When you start looking for Toyota Camry Insurance, it is important to compare car insurance policies and providers carefully to find the best protection for your car.
Tata AIG is a trusted name in four-wheeler insurance in India, offering a range of plans to provide optimum protection to your car. You can opt for our comprehensive Camry insurance and get your car the protection it deserves
Toyota Camry Car Insurance Renewal/Purchase via Tata AIG
With Tata AIG’s customer-centric processes, you can buy a new Toyota car insurance policy or opt for Toyota car insurance renewal of your existing Tata AIG policy in a hassle-free manner. Here is a quick look at how you can buy/renew Toyota car insurance from Tata AIG online:
Visit the official website at www.tataaig.com
Go to the Car Insurance Page. You can also click on All Products >> Car Insurance from the top menu to visit the page.
On this page, enter the registration number of your Camry and click one of these two buttons:
**Get Price: for purchasing a new Toyota Camry car insurance policy
**Renew: for renewing your existing Tata AIG Camry insurance policy
Choose the Insured Declared Value (IDV) for your car from the list of IDVs displayed on the screen. This is the estimated current market value of the car and is used to determine the sum insured by the policy. It also impacts the premium calculation.
Select add-on covers to customize the policy as per your requirements. However, every add-on cover adds to the premium of the policy. Therefore, choose the ones you need.
Determine the voluntary deductible amount to reduce the overall premium of the plan. This is the amount you agree to pay at the time of every claim settlement. Choose carefully.
For policy renewals, make sure that you provide details of any claims filed during the previous policy term. Policyholders with zero claims can get a discount on the premium under the No Claim Bonus option.
Accept the premium amount displayed and pay it using a digital payment method listed on the site
Receive a soft copy of the policy documents via email
Toyota Camry Insurance Price – Your Premium Amount
When you buy a car insurance policy, you pay a premium to get coverage for your car. This is a recurring cost and needs to be paid to keep the policy in force. Hence, many car owners look for the cheapest car insurance policy.
However, rather than looking for the cheapest plan, look for the most cost-efficient one without compromising the coverage. To find the best policy, you need to understand the factors that impact premium calculation.
At Tata AIG, we offer affordable policies that are feature-rich and easily customizable. You can use our free online car insurance calculator to tailor the policy to your needs and budget.
Here are the factors that we consider for premium calculation:
The car: High-end cars are expensive to repair. The spare parts of such cars are expensive too. Hence, if you are insuring a high-end car, then we adjust the premium to account for the higher costs of repair. Further, older cars are cheaper to repair than their newer variants. The premium is adjusted accordingly.
Sum Insured: This is the maximum coverage amount offered by the policy. It is based on the insured declared value and the add-on covers selected. If you have selected a voluntary deductible, then the coverage amount is changed, and the premium is calculated accordingly.
Location: If the area where you park your car has a high crime rate, then the risk of your car getting stolen is high. Also, if you regularly drive through busy highways/roads and battle traffic jams daily, then you cannot always avoid a collision. To accommodate these risks, we adjust the premium of the policy.
Add-Ons for Toyota Camry Car Insurance by Tata AIG
Get targetted coverage with our 12 unique add-ons available with a comprehensive Toyota Camry car insurance plan.
Roadside Assistance
Zero Depreciation
Engine Protection
Daily Allowance
Return to Invoice
Consumable Expenses
Key Replacement
Loss of Personal Belongings
NCB Protection
Plastic and Glass Fiber Parts Replacement
Hotel Expenses
Things Covered and Not Covered under Tata AIG’s Toyota Camry Car Insurance
| Things Covered Under Tata AIG’s Toyota Camry Car Insurance | Things Not Covered Under Tata AIG’s Toyota Camry Car Insurance |
|---|---|
| Own Damage: This covers damage to the policyholder's vehicle, including accidental damage, fire, and natural disasters. | Wear and Tear: Normal wear and tear, aging, or depreciation of the vehicle are not covered. |
| Third-Party Liability: This covers damage to another person's property or injury to another person caused by the policyholder's vehicle. | Intentional Damage: Loss or damage caused by intentional or illegal acts is not covered. |
| Personal Accident Cover: This provides coverage for the policyholder in the event of death or disability as a result of an accident involving the insured vehicle. | Driving Under the Influence: Loss or damage caused while driving under the influence of drugs or alcohol is not covered. |
| Total Loss Cover: This offers the policyholder compensation of the sum insured if the vehicle is damaged beyond repair or stolen. | Mechanical and Electrical Failure: Failure of mechanical or electrical parts that are not caused by an accident is not covered. |
| Add-on covers: The coverage provided under each add-on applies if you buy the specific add-on. For instance, if you buy roadside assistance, you can get help from us if your car breaks down in the middle of the road. | Lack of Maintenance: Loss or damage due to lack of proper maintenance or upkeep is not covered. |
| Use Outside of Geographical Area: Loss or damage that occurs outside of the geographical area specified in the policy is not covered. | |
| War and Nuclear Risks: Loss or damage due to war, civil unrest, and nuclear reactions are not covered. |
Why is it Important to Have Tata AIG for Your Toyota Camry Car Insurance?
To get the best coverage for your car, it is important to look at the features offered by the car insurance policy. However, it is equally important to choose the right insurance provider so that the journey from purchase to claim settlement is hassle-free and efficient.
Tata AIG is one of India's most trusted names in car insurance. With a high claim settlement ratio, simplified policy buying and renewal processes, and 24/7 support, we always prioritize our customer’s needs while designing products and processes.
Here are some reasons to opt for Tata AIG for your car insurance needs:
Reputation: Tata AIG has a strong reputation and brand image in the insurance industry.
Experience: With over two decades of experience, Tata AIG has established itself as a reliable and trustworthy provider of car insurance.
A wide range of plans: Tata AIG provides comprehensive coverage for damages to the insured car, third-party liability, personal accident, engine protection, and other areas, helping to protect your vehicle and financial interests.
High Claim Settlement Ratio: Tata AIG has a high claim settlement ratio of 94.43% (FY 2020-21) and is known for settling claims efficiently.
Easy Availability: Tata AIG has a wide network of branches and agents, making it easy for policyholders to purchase and manage their policies.
Cashless Claims: Tata AIG has a wide network of garages where policyholders can get their vehicles repaired without paying out of pocket and then submit a reimbursement claim.
Strong Financial Standing: Tata AIG is a well-established and financially stable insurance company, providing policyholders with confidence that claims will be honored.
Overview – Toyota Camry Car Model
A midsize sedan from Toyota, the Camry has been popular among Indian car owners since it is a powerful car with spacious interiors and modern amenities. Here are some key features and specifications of the Toyota Camry:
| Specification | Details | Benefits |
|---|---|---|
| Engine | 2.5L four-cylinder | Offers a lot of power and ensures an efficient driving experience |
| Maximum Power | 178 hp @ 6,000 rpm | Ensures that the acceleration is smooth and powerful |
| Maximum Torque | 231 Nm @ 4,100 rpm | Boosts the pulling power making it easier to climb uphill and overtake other vehicles |
| Transmission | 6-speed Automatic Super ECT | Makes sure that gear changes are smooth and comfortable |
| Drive Modes | Eco, Normal, Sport | Allows you to choose between different driving modes based on the conditions you are driving in |
| Suspension | MacPherson Strut with Stabilizer Bar (Front), Double Wishbone with Stabilizer Bar (Rear) | Helps you ride through uneven road conditions without feeling major bumps |
| Brakes | Ventilated Disc (Front), Solid Disc (Rear) | Ensures that you have efficient stopping power |
| Fuel Tank Capacity | 50 liters | Helps you go on long trips without having to refuel frequently |
| Top Speed | 200 kmph | Allows you to travel long distances in no time |
| Acceleration (0-100 kmph) | 8.3 seconds | Ensures better maneuvering in city traffic |
| Seating Capacity | 5 | Allows you to travel with a family of five with ease |
Toyota Camry Variants and Prices
| Toyota Camry Variants | Price of Variants (Ex-Showroom Delhi) |
|---|---|
| Camry Hybrid | Rs. 45.25 Lakh |
Unique Selling Points: Toyota Camry Car Feature
The following are the key unique selling points of the Toyota Camry:
It is safe: Toyota Camry has a range of security features, including airbags, an anti-lock braking system, electronic brakeforce distribution, hill-start assist, rearview camera, and parking sensors to boost the security of all passengers in the car.
It is spacious: The interior is spacious and offers enough legroom and headroom in the front and rear. The materials used are of premium quality with exceptional finishing.
It is comfortable: A world-class suspension system, braking system, and high power and torque ensure that your drive in the Camry is comfortable and memorable.
It is fuel-efficient: In India, the Camry is available in a hybrid model that makes it fuel-efficient. The efficient hybrid mechanism helps create the right balance between fuel efficiency and performance.
Technology: Toyota is known to offer the latest technologies in its cars. The Toyota Camry comes packed with technologies like Toyota Safety Sense, Entune 3.0 Audio System, Qi Wireless Charging, Smart Key System, JBL Sound System, Heads-Up Display, and Bird's Eye View Camera.
Rivals of Toyota Camry
Skoda Superb
Audi A4
BMW 3 series
VW Passat
Volvo s60
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Related Articles
How to Claim Toyota Car Insurance?
How to Claim Toyota Car Insurance?
The claims process at Tata AIG is swift and customer-friendly. Here's how you can file a car insurance claim on our website.
- Visit the Claims page on our website.
- Input your registered phone number to proceed with the claims process.
- Enter your Tata AIG Toyota motor insurance policy number as well as the details of the First Information Report (in case of a claim for an accident).
- Submit the claim form on the following page.
- Cooperate with the car insurance surveyor assigned by us to inspect the damages suffered by your car and assess your claim.
- Once the car insurance surveyor gives you the go-ahead, you can take your car to the nearest network garage and get it repaired.
- You do not have to pay any bills for the repair. We will settle the payment for the repair expenses directly with our partner garage.
How to Renew a Toyota Car Insurance Policy?
It is easy to renew your Toyota car insurance policy. All you have to do is follow the below steps.
- Visit our car insurance page.
- Input your car's registration number and click on 'Renew'.
- Enter your car insurance claims details and your accumulated 'No-claim Bonus' for the preceding year.
- Click on 'Get Price' to receive your Tata AIG Toyota motor insurance quote and pay the premium online to renew the policy.
What Are the Prices of Toyota Cars in India?
Toyota Motors offers India six cars in India, which are available in different transmission and fuel types. Here are the ex-showroom - New Delhi prices of Toyota's cars in India.
- Toyota Glanza - ₹7.49 lakhs to ₹9.45 lakhs
- Toyota Urban Cruiser - ₹8.72 lakhs to ₹11.40 lakhs
- Toyota Innova Crysta - ₹17.18 lakhs to ₹24.98 lakhs
- Toyota Fortuner - ₹30.72 lakhs to ₹42.33 lakhs
- Toyota Camry - ₹41.20 lakhs
- Toyota Vellfire - ₹89.90 lakhs
Is Toyota a Good Choice for Your New Car?
Yes, Toyota cars are celebrated for their emphasis on design, innovation, and fuel efficiency. Being a renowned global automobile manufacturer, Toyota Motors has a substantial brand equity and a consistent emphasis on the delivery of quality in both its products and services.
Much Does Car Insurance for Toyota Cost?
The premium of your Toyota motor insurance policy is determined by several factors, and your car's 'Insured Declared Value' (IDV) is one of them. The IDVs of different Toyota cars are different, thereby making their car insurance premiums vary. If your Toyota car is a high-end premium vehicle, you shall have to shell out a higher amount as premium in comparison with the corresponding premium for a Toyota hatchback or Sedan.
Disclaimer: All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
Q1. Is it beneficial to opt for add-ons in my Toyota Camry car insurance policy?
We offer a range of add-ons like zero depreciation cover, return to invoice cover, emergency medical expenses cover, additional personal accident cover for the owner-driver, additional third-party property damage cover, consumables expenses cover, and roadside assistance cover. These add-ons can help you boost the coverage of the policy and tailor it to your needs.
Q2. Can I transfer my car insurance policy while selling my Toyota Camry?
Yes, you can transfer your car insurance policy to the new owner while selling your Toyota Camry. There might be some documents and a transfer fee that will be applicable. Make sure that you talk to our customer support team if you are planning to sell your Camry and want to transfer the policy too.
Q3. If I use my Toyota Camry for business purposes, will my insurance rates be higher?
Yes, the premium rates are different for vehicles used for personal purposes and commercial activities. Hence, it is important to inform the insurance provider about the intended use of the car while buying the policy.
Disclaimer: *All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
