Toyota Urban Cruiser Hyryder Insurance
Toyota Urban Cruiser Hyryder Insurance
The perfect marriage between a petrol engine's reliability and an electric motor's performance, the Toyota Urban Cruiser Hyryder offers an amazing driving experience. This is a stylish hybrid SUV from Toyota built on its TNGA (Toyota New Global Architecture) platform, offering a fuel efficiency of 27.97 kilometers per liter. Designed to turn heads and packed with features to make every other car envious, the Toyota Urban Cruiser Hyryder is a stylish and high-performing hybrid SUV that challenges every other vehicle in its segment.
When you drive your car, regardless of the precautions you take, avoiding accidents or collisions is not always possible. Hence, it is important to buy a four wheeler insurance policy that offers complete protection. While it is mandatory to have a third-party car insurance policy, it does not cover damages to the insured car. Hence, many people opt for comprehensive car insurance to get coverage for damages to their cars due to accidents, collisions, fires, theft, man-made disasters, and natural calamities. If you are planning to buy a Toyota Urban Cruiser Hyryder, then make sure that you look for a comprehensive Toyota Urban Cruiser Hyryder insurance policy for complete protection for your car.
There are different types of Toyota car insurance in India. To get the best protection, compare insurers and plans carefully. Look at the plan’s features, inclusions, exclusions, and car insurance claim settlement ratio to find a reliable insurer. TATA AIG offers comprehensive Toyota Urban Cruiser Hyryder car insurance to help you get the best coverage for your car.
Toyota Urban Cruiser Hyryder Car Insurance Renewal/Purchase via Tata AIG
While it is mandatory in India for all cars to have a third-party liability policy if you are looking for complete coverage, then you need to opt for a comprehensive Urban Cruiser Hyryder insurance policy. TATA AIG offers a simple process to buy a new Toyota Car Insurance policy or get a Toyota car insurance renewal done online in no time. Here are the steps to buy/renew car insurance from TATA AIG:**
Visit the official website of TATA AIG
In the top menu, click on All Products and select Car Insurance from the dropdown.
On the Car Insurance Page, enter the registration number of your Urban Cruiser Hyryder and click on one of these two buttons:**
Get Price: Click this button if you want to buy a new policy for your Toyota Urban Cruiser Hyryder
Renew: Click this button if you want to renew your existing TATA AIG Toyota Urban Cruiser Hyryder car insurance policy
With these details, we will display a premium for the comprehensive policy
We will also display a list of IDVs. This is the car's market value and can help determine the sum insured by the policy and the premium amount. Choose the Insured Declared Value carefully.
For renewal, enter details of any claim filed during the previous policy term. If you have not filed any claim, then you can opt for the No Claim Bonus discount.
Select the add-on covers based on your requirements. Remember, add-on covers increase the premium of the policy. Choose carefully.
Choose the voluntary deductible. This is the amount you agree to pay at the time of filing the claim. While this can reduce the premium amount, it also increases your liability at the time of filing a claim.
On the next page, we will display the premium for the policy
Pay the premium using one of the available digital payment methods.
Receive the policy documents at your registered email ID
Toyota Urban Cruiser Hyryder Insurance Cost – Your Premium Amount
A car insurance premium is the price you pay to get financial protection from the insurance company. The calculation of the premium depends on a range of factors that help us assess the risk associated with providing coverage. We offer a quote based on this assessment. Here are some common factors that impact the premium of a comprehensive car insurance policy:**
Insured Declared Value (IDV): This is the estimated market price of the vehicle. It is calculated by taking the selling price and deducting depreciation. The IDV determines the maximum sum insured by the policy, which impacts the premium calculation. A higher IDV results in a higher sum insured and a higher premium, and vice versa.
The car: The make and model of the car has a direct bearing on the premium of the policy. High-end cars that are costly to repair and have expensive spare parts are charged a higher premium than others. Also, new cars are costlier to repair than older ones of the same model. Hence, they are charged a higher premium too.
The owner-driver: We look at the age, gender, and driving history of the owner-driver and adjust the premium if the owner has a higher risk of accidents or collisions.
Location: Two aspects of the location are considered for premium calculation:**
The area where the car is driven frequently: If this area is accident-prone, then the premium is adjusted since the risk of the car getting into an accident increases
The area where the car is parked: If this area has a high crime rate, then the premium is adjusted since the risk of the car getting stolen increases
Add-on covers: We offer a range of add-on covers to help you boost the coverage of the policy by paying a small premium. Based on the add-on covers you choose, the premium increases accordingly
Voluntary Deductible: If you have selected all the features that you want in the car insurance policy, but the premium is above your budget, then you can opt for a voluntary deductible. In this feature, you agree to pay a certain amount upfront at the time of claim settlement before the policy kicks in. In exchange, we offer a discount on the premium of the policy. A higher voluntary deductible will result in a larger discount.
Add-Ons for Toyota Urban Cruiser Hyryder Insurance by Tata AIG
Avail of any of these 12 add-ons to expand the coverage of your Tata AIG comprehensive car insurance plan:
Return to Invoice
Repair of Glass, Fibre, Plastic and Rubber Parts
Emergency Transport and Hotel Expenses
Loss of Personal Belongings
Things Covered and Not Covered under Tata AIG’s Toyota Urban Cruiser Hyryder Car Insurance
|Things Covered Under Tata AIG’s Toyota Urban Cruiser Hyryder Car Insurance||Things Not Covered Under Tata AIG’s Toyota Urban Cruiser Hyryder Car Insurance|
|Own Damage Cover: covers damage to your car due to accidents, theft, fire, natural disasters, and other perils.||Wear and Tear: The policy does not cover the normal wear and tear of the car and its parts.|
|Third-Party Liability Cover: covers any third-party damages or bodily injury caused by your car.||Intentional Damage: Damage to the car caused due to intentional acts or deliberate actions are not covered.|
|Personal Accident Cover: covers personal accidents of the driver and passengers in the event of an accident.||Driving Under Influence: Accidents caused while driving under the influence of alcohol or drugs are not covered.|
|Cashless Claim Settlement: This allows you to get your car repaired at any of Tata AIG's network garages without paying upfront.||Unauthorised Driving: Accidents caused while the car is driven by someone not authorised by the policyholder is not covered.|
|Add-on covers: These include a range of covers like -
||Mechanical or EReturn to Invoicelectrical Breakdown: Mechanical or electrical breakdowns of the car are not covered under the policy.|
|Driving on Unauthorised Roads: Damages due to accidents caused while driving on unauthorised roads or tracks are not covered.|
|War and Nuclear Risks: Damage to the car due to war, invasion, an act of a foreign enemy, hostilities, civil war, rebellion, revolution, insurrection, military or usurped power are not covered.|
Why is it Important to Have Tata AIG for Your Toyota Urban Cruiser Hyryder Car Insurance?
Apart from being a mandatory requirement, car insurance is an essential tool for car owners as it protects them from unnecessary expenses in the event of an accident collision, theft, or various other incidents. TATA AIG is one of India's leading insurance companies and offers its customers comprehensive car insurance policies to get them the financial protection they need during such times. Here are some of the benefits of buying car insurance from TATA AIG:**
Comprehensive Coverage: TATA AIG offers comprehensive car insurance policies that provide comprehensive coverage for own damage, third-party liability, personal accidents, and more.
Cashless Claim Settlement: TATA AIG has a wide network of garages across the country, where policyholders can get their cars repaired without having to pay upfront.
Affordable Premiums: TATA AIG offers competitive premium rates, making its car insurance policies affordable for all customers.
Wide Network: TATA AIG has a wide network of branches and agents, making it easy for customers to purchase and renew their policies.
In conclusion, TATA AIG offers comprehensive and affordable car insurance policies with a range of benefits to its customers. With its wide network and 24x7 customer support, TATA AIG is a reliable choice for car insurance in India.
Overview – Toyota Urban Cruiser Hyryder Car Model
Launched in 2020, the Toyota Urban Cruiser Hyryder is aimed at the growing compact SUV market in India along with a growing demand for electric/hybrid vehicles. Here are the key features and specifications of the Toyota Urban Cruiser Hyryder:
|Engine Type||1.5L, 4-cylinder, K-series Petrol Engine||Offers a high power, high torque output that ensures smooth acceleration and an exceptional handling experience.|
|Transmission||5-speed Manual Transmission or 4-speed Automatic Transmission||Allows you to choose between manual and automatic transmission based on your preference. Gear changes are easy and efficient|
|Seating Capacity||5-seater||The interiors are spacious offering adequate space to accommodate five passengers with ease. It has enough boot space to make it your companion on a family vacation too.|
|Brakes||Front Disc Brakes and Rear Drum Brakes with Anti-lock Braking System (ABS)||Ensures an effective braking system. The car also has an anti-brae system that prevents the wheel from locking due to sudden braking which reduced the risk of skidding.|
|Parking Sensors||Rear Parking Sensors||Helps in parking your car in tight spots or dimly lit areas.|
|Infotainment System||7-inch Smart Playcast Touchscreen System||Offers a range of connectivity features along with entertainment and allows passengers to access various apps.|
|Climate Control||Automatic Climate Control||Ensures that the desired temperature is maintained inside the vehicle regardless of the weather outside.|
|Wheels||16-inch Diamond-cut Alloy Wheels||The alloy wheels look good and boost the performance of the car.|
|Dimensions||Length: 3,995 mm, Width: 1,795 mm, Height: 1,620 mm||Being a compact SUV, maneuvering it is easy in tight corners and heavy city traffic.|
|Fuel Tank Capacity||48 liters||Allows you to plan long drives without having to worry about refuelling frequently.|
Toyota Urban Cruiser Hyryder Variants and Prices
|Toyota Urban Cruiser Hyryder Variants||Price of Variants (Ex-Showroom Delhi)|
|Hyryder E||₹10.48 Lakhs|
|Hyryder S||₹12.28 Lakhs|
|Hyryder S CNG||₹13.23 Lakhs|
|Hyryder S AT||₹13.48 Lakhs|
|Hyryder G||₹14.34 Lakhs|
|Urban Cruiser Hyryder S HYBRID||₹15.11 Lakhs|
|Hyryder G CNG||₹15.29 Lakhs|
|Hyryder G AT||₹15.54 Lakhs|
|Hyryder V||₹15.89 Lakhs|
|Urban Cruiser Hyryder V AT||₹17.09 Lakhs|
|Hyryder V AWD||₹17.19 Lakhs|
|Urban Cruiser Hyryder G HYBRID||₹17.49 Lakhs|
|Urban Cruiser Hyryder V HYBRID||₹18.99 Lakhs|
Unique Selling Points: Toyota Urban Cruiser Hyryder Car Features
Here are the key unique selling points of the Toyota Urban Cruiser Hyryder:**
Design: The Toyota Urban Cruiser Hyryder has a contemporary design with a bold stance and sharp features. It has a unique crystal acrylic grille with chrome garnish, Led projector headlamps, daytime running LED lamps, roof rails, a skid plate, a wide trapezoidal lower grille, dual-tone body color, and sleek and dynamic alloy wheels that bring out its personality with a bang.
Interiors: As soon as you step into the car, you will be mesmerised by the range of features it offers. These include a drive mode switch, wireless charging, leather seats with ventilation, a 360-degree camera, a head-up display, smart play cast audio, tilt and telescopic steering, automatic air conditioner control, TFT multiple information display, paddle shifters, ambient light, and an air filter for an amazing driving experience.
**The rear seats have a range of features, too, including a panoramic roof, reclining seats, AC vents, USB ports, enough legroom and headroom, and many others.
Connectivity: Here are some connectivity features of the Hyryder that make it unique. Remote vehicle ignition, remote AC control, a tracker for locating a stolen vehicle, voice control, smartwatch connectivity, etc.
Rivals of Toyota Urban Cruiser Hyryder
Maruti Suzuki Grand Vitara
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
How to Claim Toyota Car Insurance?
The claims process at Tata AIG is swift and customer-friendly. Here's how you can file a car insurance claim on our website.
- Visit the Claims page on our website.
- Input your registered phone number to proceed with the claims process.
- Enter your Tata AIG Toyota motor insurance policy number as well as the details of the First Information Report (in case of a claim for an accident).
- Submit the claim form on the following page.
- Cooperate with the car insurance surveyor assigned by us to inspect the damages suffered by your car and assess your claim.
- Once the car insurance surveyor gives you the go-ahead, you can take your car to the nearest network garage and get it repaired.
- You do not have to pay any bills for the repair. We will settle the payment for the repair expenses directly with our partner garage.
How to Renew a Toyota Car Insurance Policy?
It is easy to renew your Toyota car insurance policy. All you have to do is follow the below steps.
- Visit our car insurance page.
- Input your car's registration number and click on 'Renew'.
- Enter your car insurance claims details and your accumulated 'No-claim Bonus' for the preceding year.
- Click on 'Get Price' to receive your Tata AIG Toyota motor insurance quote and pay the premium online to renew the policy.
What Are the Prices of Toyota Cars in India?
Toyota Motors offers India six cars in India, which are available in different transmission and fuel types. Here are the ex-showroom - New Delhi prices of Toyota's cars in India.
- Toyota Glanza - ₹7.49 lakhs to ₹9.45 lakhs
- Toyota Urban Cruiser - ₹8.72 lakhs to ₹11.40 lakhs
- Toyota Innova Crysta - ₹17.18 lakhs to ₹24.98 lakhs
- Toyota Fortuner - ₹30.72 lakhs to ₹42.33 lakhs
- Toyota Camry - ₹41.20 lakhs
- Toyota Vellfire - ₹89.90 lakhs
Is Toyota a Good Choice for Your New Car?
Yes, Toyota cars are celebrated for their emphasis on design, innovation, and fuel efficiency. Being a renowned global automobile manufacturer, Toyota Motors has a substantial brand equity and a consistent emphasis on the delivery of quality in both its products and services.
Much Does Car Insurance for Toyota Cost?
The premium of your Toyota motor insurance policy is determined by several factors, and your car's 'Insured Declared Value' (IDV) is one of them. The IDVs of different Toyota cars are different, thereby making their car insurance premiums vary. If your Toyota car is a high-end premium vehicle, you shall have to shell out a higher amount as premium in comparison with the corresponding premium for a Toyota hatchback or Sedan.
Disclaimer: All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
What is cashless claim settlement in Toyota Urban Cruiser Hyryder insurance?
We have a network of garages that have tied up with us for repairs of vehicles. If your car gets damaged due to a covered event and your claim is approved, then it is sent to a network garage for repairs. The bills are cleared by us on your behalf, and you are not required to pay anything for the repairs. This is a cashless claim settlement in Toyota Urban Cruiser Hyryder insurance.
What should I do if I lose my Toyota Urban Cruiser Hyryder car insurance document?
If you lose your car insurance policy document, then you need to talk to us and request a duplicate copy of the policy. There might be a small fee for the issuance of a duplicate copy.
What is the claim settlement ratio of an insurance provider?
This is the ratio of the number of claims settled to the number of claims received by an insurance provider during a given period. If an insurer has a high claim settlement ratio (above 95%), then you can be assured of getting your claims settled in time. We have a claim settlement ratio of 98% (FY 2020-21).
Disclaimer: *All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.