Volkswagen Vento Insurance
Volkswagen Vento Insurance
The Volkswagen T-Roc is a compact SUV designed to cater to urban customers looking for a stylish, comfortable, and practical vehicle to handle daily commutes and weekend getaways.
The T-Roc is positioned in the premium segment of the Indian car market and competes with other compact SUVs, such as the Hyundai Creta, Kia Seltos, and Jeep Compass. It has bold and sporty design that sets it apart from its competitors. The T-Roc also comes with a drive mode selector, which allows the driver to choose between Eco, Normal, Sport, and Individual modes, depending on their driving style and road conditions.
While exploring adventures with your T-Roc is exciting, it is important to have car insurance to secure it and maintain it to the best standards. There are three types of car insurance plans: third-party liability, stand-alone own damage and comprehensive car insurance policy.
The third-party liability plan is mandatory by law. It provides coverage for financial implications if the insured car accidentally causes damage to a third person or a third-party property/vehicle. Stand-alone own damage protects your insured vehicle and does not cover third-party liabilities. And finally, the comprehensive four-wheeler insurance plan offers the maximum coverage that protects you against any third-party liabilities and also against damages to your insured vehicle.
Tata AIG offers a wide range of online car insurance policies. While choosing suitable car insurance online, you can compare car insurance plans and choose the most affordable product depending on your needs.
Volkswagen Car Insurance Renewal/Buy via Tata AIG
With Tata AIG, you can buy/renew your VW insurance in a hassle-free manner. You can either choose to buy/renew your Volkswagen insurance through a Tata AIG office or by following the steps mentioned:
Go to the Car insurance page on the Tata AIG website. It is available under the “All Products” tab.
Enter the registration number of your Volkswagen Vento.
For Volkswagen car insurance renewal, click “Renew”. Click “Get Price” for a new policy. Now provide the necessary details in the form to get a Volkswagen insurance quote.
Select a reasonable Insured Declared Value (IDV) of your Vento and choose adequate insurance coverage.
Don’t forget to inform Tata AIG about past claims if you are an existing policyholder. Tata AIG will offer you a discount for a claim-free policy year.
After you provide the required information, Tata AIG will display the Volkswagen car insurance premium amount.
To maximise your comprehensive car insurance coverage, you can add relevant add-on covers at extra costs and go ahead with the payment.
Once payment is received, Tata AIG will send your Volkswagen Vento insurance through email.
Volkswagen Vento Car Insurance Cost– Your Premium Amount
Volkswagen Vento insurance price is primarily based on its Insured Declared Value. IDV is the current market price of your Vento and is computed by factoring in the following:
Your Vento’s make and model
Your Vento’s age or depreciation value
The city where your Vento is registered
Type of use of your Vento
Engine cubic capacity
Deprecation of accessories added to your Vento, etc.
IDV has a direct impact on the premiums. If you increase or decrease your car’s IDV while buying comprehensive car insurance, you will also observe an increase or decrease in the premium amount. Reducing your car’s IDV to benefit from lower premiums will also reduce the compensation amount in case of car loss or damage.
On the other hand, if you overstate your car’s IDV to benefit from higher compensation, it will lead to increased premiums. So, choosing a reasonable IDV is crucial to avail of adequate compensation at affordable premiums.
Some other factors that determine your VW Vento insurance cost are as follows:
Type of insurance policy
No Claim Bonus, if you have an existing car insurance policy
Discounts on premiums
Installation of anti-theft devices
Driver’s age and driving record
Add-on covers
Additionally, to know your Vento insurance price, you can use Tata AIG’s online car insurance premium calculator for a quick quote.
Volkswagen Vento Car Insurance Cost– Your Premium Amount
Volkswagen Vento insurance price is primarily based on its Insured Declared Value. IDV is the current market price of your Vento and is computed by factoring in the following:
Your Vento’s make and model
Your Vento’s age or depreciation value
The city where your Vento is registered
Type of use of your Vento
Engine cubic capacity
Deprecation of accessories added to your Vento, etc.
IDV has a direct impact on the premiums. If you increase or decrease your car’s IDV while buying comprehensive car insurance, you will also observe an increase or decrease in the premium amount. Reducing your car’s IDV to benefit from lower premiums will also reduce the compensation amount in case of car loss or damage.
On the other hand, if you overstate your car’s IDV to benefit from higher compensation, it will lead to increased premiums. So, choosing a reasonable IDV is crucial to avail of adequate compensation at affordable premiums.
Some other factors that determine your VW Vento insurance cost are as follows:
Type of insurance policy
No Claim Bonus, if you have an existing car insurance policy
Discounts on premiums
Installation of anti-theft devices
Driver’s age and driving record
Add-on covers
Additionally, to know your Vento insurance price, you can use Tata AIG’s online car insurance premium calculator for a quick quote.
Add-ons for Volkswagen Vento Car Insurance by Tata AIG
Add-on covers are effective in complementing a comprehensive car insurance policy and help you tackle losses that otherwise are not covered by it. Following is a brief description of the 12 add-on covers offered by Tata AIG:
No Claim Bonus Protection No Claim Bonus is provided upon policy renewal if you do not raise a claim in a policy year. By adding an NCB rider to
your standalone or comprehensive car insurance, you can retain your NCB benefit despite raising one claim in a policy year.
Zero Depreciation Cover Zero depreciation, as the name implies, is an add-on cover that helps you settle your car insurance claim without the reduction of the depreciation value of your Vento’s parts.
Engine Secure The engine secure add-on is designed to protect your car’s engine and its vital parts, such as the gearbox, differential assembly, or transmission. With this add-on cover, you can get compensation for the costs incurred in repairing or replacing your Vento’s engine and its consumables (excluding fuel).
Tyre Secure This add-on allows you to raise a claim for the costs incurred in repairing or replacing your car’s tyres after an accident.
Return to Invoice Cover Return to invoice cover helps cover the differential value between the car’s purchase price and the compensation amount. It is available when you raise a claim for a lost or damaged car. The compensation amount also includes the road tax and registration costs you paid for the car.
Key Replacement Cover This essential rider keeps your car keys safe in case they are lost, stolen, or damaged. It reimburses you for the costs involved in replacing or repairing your car keys or the car lock in case of a break-in.
Repair of Glass, Fibre, and Plastic Parts This rider allows you to raise a claim for damaged fibre, glass, and plastic parts without affecting your NCB benefit.
Emergency Transport and Hotel Expense Cover This add-on cover proves to be beneficial if your car breaks down in the middle of a long journey. It pays you for the hotel expenses or emergency transport in case you stay at a hotel or travel to your home or destination without your car.
Consumables Expense Cover The consumables in your car may need to be replaced after an accident. With the consumables add-on, you can avail of reimbursement for replacing the consumables in your car, such as brake oil, gearbox oil, nuts/bolts, etc. However, this rider does not pay for the fuel in the car.
Roadside Assistance Cover By adding this rider to your comprehensive car insurance, you can ensure round-the-clock assistance from the insurance provider if your car stops working in a far-off place. With this add-on, you can call your insurance provider and avail of emergency mechanic service, tow service, or refuelling.
Loss of Personal Belongings Cover As the name suggests, this add-on covers your personal belongings in the car, such as CDs, audiotapes, videotapes, clothes, etc. However, it does not reimburse for lost jewellery, debit or credit cards, or money in the car.
Daily Allowance Cover A daily allowance cover reimburses the cost of travel if your car needs repair at a garage. Depending on the reason for the car insurance claim, this add-on cover compensates for travelling without your car for 10-15 days.
Things Covered and Not Covered under Tata AIG’s Volkswagen Vento Car Insurance
Before purchasing comprehensive car insurance for your Vento, you must check the policy details and the various inclusions and exclusions under it. Tata AIG believes in transparency and thus wants its customers to know the things covered and not covered by a comprehensive car insurance policy.
Here is a detail about the inclusions and exclusions under Volkswagen Vento Insurance:
| Inclusions under Volkswagen Vento Insurance | Exclusions under Volkswagen Vento Insurance |
|---|---|
| Car damages or injuries caused by accidents | Regular wear and tear of your Vento due to depreciation |
| Legal or monetary losses resulting from third-party injury/death or damage to property | Losses incurred due to driving without a driving license |
| Damages to your Vento resulting from natural calamities like earthquakes, floods, cyclones, etc. | Mechanical/electrical breakdown |
| Man-made damages caused to your Vento during riots, vandalism, or strikes | Losses incurred due to commercial use of your Vento |
| Damages to your Vento caused by theft, burglary, or housebreaking | Losses resulting from driving under the influence of alcohol or drugs |
| Damages to your Vento due to terrorist activities | Losses resulting from racing activities |
| Damages to your Vento caused due to self-ignition, explosion, or lightning | Damages to your Vento caused during war or nuclear threat |
| Damages to your Vento incurred during transit | Damages to your Vento caused while driving outside the location mentioned in the policy. |
| Total loss or damage to your Vento | Consequential loss |
Why is it Important to Have Tata AIG for Your Volkswagen Vento Car Insurance?
Some crucial factors to consider before picking an insurance provider for your car include claim settlement ratio, cashless and quality repair services, adequate coverage at affordable prices, easy process of claim settlement, etc.
Choosing Tata AIG for your Volkswagen insurance is one of the best choices for the following reasons:
With more than two decades of experience in the insurance sector, Tata AIG knows what your car needs and thus offers customised service plans for its optimum protection.
Aided by a wide distribution network, Tata AIG provides an easy buying/renewal process for your car insurance.
Tata AIG has won the trust of more than 5 crore customers with its quality services.
The huge network of 7500+ cashless garages across the country helps you avail of cashless and hassle-free repair service.
With more than 650 claim experts, Tata AIG ensures that your claims are settled quickly.
Due to its dedication and honesty towards its customers, Tata AIG has a claim settlement ratio of 98% for FY 2020-21.
Overview –Volkswagen Vento Car Model
The Vento is a compact sedan offered in diesel and petrol variants. While the diesel variant has an engine displacement of 1498cc, the engine displacement of petrol versions ranges between 999-1598cc. With a seating capacity of 5, the Vento comes in automatic and manual transmissions and offers a mileage of 16.09-22.27kmpl.
Some of the key specifications of the Volkswagen Vento 1.0 TSI Comfortline are as follows:
Engine displacement: 999cc
Maximum power: 109bhp at 5000-5500rpm
Maximum torque: 175Nm at 1750-4000rpm
Emission standard: BS VI
Body type: Sedan
Mileage: 16.09kmpl
Boot space: 494 litres
Transmission: 6-gear Manual/Automatic
Fuel tank capacity: 55 litres
Child safety locks
Airbags
Anti-lock Braking System
Keyless entry
Rear parking sensors and camera
Bluetooth support
USB support
Engine immobiliser
Door Ajar warning
Seat belt warning
Low fuel warning
Rain-sensing wipers
Android Auto/Apple CarPlay
All four one-touch power windows
Volkswagen Vento Car Price and Variants
Following is the list of Vento petrol variants and their prices:
| Variant | Ex-showroom Price |
|---|---|
| Vento 1.0L TSI Comfortline Petrol | ₹10 lakhs |
| Vento 1.0L TSI Highline Petrol | ₹10 lakhs |
| Vento 1.0L TSI Highline Petrol AT | ₹13.01 lakhs |
| Vento 1.0L TSI Highline Plus Petrol | ₹13.06 lakhs |
| Vento 1.0L TSI Highline Petrol AT Matt Edition | ₹13.37 lakhs |
| Vento 1.0L TSI Highline Plus Petrol AT | ₹14.44 lakhs |
| Vento 1.0L TSI Highline Plus AT Matt Edition | ₹14.79 lakhs |
