Volkswagen Vento Insurance

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Volkswagen Vento Insurance

The Volkswagen T-Roc is a compact SUV designed to cater to urban customers looking for a stylish, comfortable, and practical vehicle to handle daily commutes and weekend getaways.

The T-Roc is positioned in the premium segment of the Indian car market and competes with other compact SUVs, such as the Hyundai Creta, Kia Seltos, and Jeep Compass. It has bold and sporty design that sets it apart from its competitors. The T-Roc also comes with a drive mode selector, which allows the driver to choose between Eco, Normal, Sport, and Individual modes, depending on their driving style and road conditions.

While exploring adventures with your T-Roc is exciting, it is important to have car insurance to secure it and maintain it to the best standards. There are three types of car insurance plans: third-party liability, stand-alone own damage and comprehensive car insurance policy.

The third-party liability plan is mandatory by law. It provides coverage for financial implications if the insured car accidentally causes damage to a third person or a third-party property/vehicle. Stand-alone own damage protects your insured vehicle and does not cover third-party liabilities. And finally, the comprehensive four-wheeler insurance plan offers the maximum coverage that protects you against any third-party liabilities and also against damages to your insured vehicle.

Tata AIG offers a wide range of online car insurance policies. While choosing suitable car insurance online, you can compare car insurance plans and choose the most affordable product depending on your needs.

Volkswagen Car Insurance Renewal/Buy via Tata AIG

With Tata AIG, you can buy/renew your VW insurance in a hassle-free manner. You can either choose to buy/renew your Volkswagen insurance through a Tata AIG office or by following the steps mentioned:

  • Go to the Car insurance page on the Tata AIG website. It is available under the “All Products” tab.

  • Enter the registration number of your Volkswagen Vento.

  • For Volkswagen car insurance renewal, click “Renew”. Click “Get Price” for a new policy. Now provide the necessary details in the form to get a Volkswagen insurance quote.

  • Select a reasonable Insured Declared Value (IDV) of your Vento and choose adequate insurance coverage.

  • Don’t forget to inform Tata AIG about past claims if you are an existing policyholder. Tata AIG will offer you a discount for a claim-free policy year.

  • After you provide the required information, Tata AIG will display the Volkswagen car insurance premium amount.

  • To maximise your comprehensive car insurance coverage, you can add relevant add-on covers at extra costs and go ahead with the payment.

  • Once payment is received, Tata AIG will send your Volkswagen Vento insurance through email.

Volkswagen Vento Car Insurance Cost– Your Premium Amount

Volkswagen Vento insurance price is primarily based on its Insured Declared Value. IDV is the current market price of your Vento and is computed by factoring in the following:

  • Your Vento’s make and model

  • Your Vento’s age or depreciation value

  • The city where your Vento is registered

  • Type of use of your Vento

  • Engine cubic capacity

  • Deprecation of accessories added to your Vento, etc.

IDV has a direct impact on the premiums. If you increase or decrease your car’s IDV while buying comprehensive car insurance, you will also observe an increase or decrease in the premium amount. Reducing your car’s IDV to benefit from lower premiums will also reduce the compensation amount in case of car loss or damage.

On the other hand, if you overstate your car’s IDV to benefit from higher compensation, it will lead to increased premiums. So, choosing a reasonable IDV is crucial to avail of adequate compensation at affordable premiums.

Some other factors that determine your VW Vento insurance cost are as follows:

  • Type of insurance policy

  • No Claim Bonus, if you have an existing car insurance policy

  • Discounts on premiums

  • Installation of anti-theft devices

  • Driver’s age and driving record

  • Add-on covers

Additionally, to know your Vento insurance price, you can use Tata AIG’s online car insurance premium calculator for a quick quote.

Volkswagen Vento Car Insurance Cost– Your Premium Amount

Volkswagen Vento insurance price is primarily based on its Insured Declared Value. IDV is the current market price of your Vento and is computed by factoring in the following:

  • Your Vento’s make and model

  • Your Vento’s age or depreciation value

  • The city where your Vento is registered

  • Type of use of your Vento

  • Engine cubic capacity

Deprecation of accessories added to your Vento, etc.

IDV has a direct impact on the premiums. If you increase or decrease your car’s IDV while buying comprehensive car insurance, you will also observe an increase or decrease in the premium amount. Reducing your car’s IDV to benefit from lower premiums will also reduce the compensation amount in case of car loss or damage.

On the other hand, if you overstate your car’s IDV to benefit from higher compensation, it will lead to increased premiums. So, choosing a reasonable IDV is crucial to avail of adequate compensation at affordable premiums.

Some other factors that determine your VW Vento insurance cost are as follows:

  • Type of insurance policy

  • No Claim Bonus, if you have an existing car insurance policy

  • Discounts on premiums

  • Installation of anti-theft devices

  • Driver’s age and driving record

  • Add-on covers

Additionally, to know your Vento insurance price, you can use Tata AIG’s online car insurance premium calculator for a quick quote.

Add-ons for Volkswagen Vento Car Insurance by Tata AIG

Add-on covers are effective in complementing a comprehensive car insurance policy and help you tackle losses that otherwise are not covered by it. Following is a brief description of the 12 add-on covers offered by Tata AIG:

No Claim Bonus Protection No Claim Bonus is provided upon policy renewal if you do not raise a claim in a policy year. By adding an NCB rider to

your standalone or comprehensive car insurance, you can retain your NCB benefit despite raising one claim in a policy year.

Zero Depreciation Cover Zero depreciation, as the name implies, is an add-on cover that helps you settle your car insurance claim without the reduction of the depreciation value of your Vento’s parts.

Engine Secure The engine secure add-on is designed to protect your car’s engine and its vital parts, such as the gearbox, differential assembly, or transmission. With this add-on cover, you can get compensation for the costs incurred in repairing or replacing your Vento’s engine and its consumables (excluding fuel).

Tyre Secure This add-on allows you to raise a claim for the costs incurred in repairing or replacing your car’s tyres after an accident.

Return to Invoice Cover Return to invoice cover helps cover the differential value between the car’s purchase price and the compensation amount. It is available when you raise a claim for a lost or damaged car. The compensation amount also includes the road tax and registration costs you paid for the car.

Key Replacement Cover This essential rider keeps your car keys safe in case they are lost, stolen, or damaged. It reimburses you for the costs involved in replacing or repairing your car keys or the car lock in case of a break-in.

Repair of Glass, Fibre, and Plastic Parts This rider allows you to raise a claim for damaged fibre, glass, and plastic parts without affecting your NCB benefit.

Emergency Transport and Hotel Expense Cover This add-on cover proves to be beneficial if your car breaks down in the middle of a long journey. It pays you for the hotel expenses or emergency transport in case you stay at a hotel or travel to your home or destination without your car.

Consumables Expense Cover The consumables in your car may need to be replaced after an accident. With the consumables add-on, you can avail of reimbursement for replacing the consumables in your car, such as brake oil, gearbox oil, nuts/bolts, etc. However, this rider does not pay for the fuel in the car.

Roadside Assistance Cover By adding this rider to your comprehensive car insurance, you can ensure round-the-clock assistance from the insurance provider if your car stops working in a far-off place. With this add-on, you can call your insurance provider and avail of emergency mechanic service, tow service, or refuelling.

Loss of Personal Belongings Cover As the name suggests, this add-on covers your personal belongings in the car, such as CDs, audiotapes, videotapes, clothes, etc. However, it does not reimburse for lost jewellery, debit or credit cards, or money in the car.

Daily Allowance Cover A daily allowance cover reimburses the cost of travel if your car needs repair at a garage. Depending on the reason for the car insurance claim, this add-on cover compensates for travelling without your car for 10-15 days.

Things Covered and Not Covered under Tata AIG’s Volkswagen Vento Car Insurance

Before purchasing comprehensive car insurance for your Vento, you must check the policy details and the various inclusions and exclusions under it. Tata AIG believes in transparency and thus wants its customers to know the things covered and not covered by a comprehensive car insurance policy.

Here is a detail about the inclusions and exclusions under Volkswagen Vento Insurance:

Inclusions under Volkswagen Vento Insurance Exclusions under Volkswagen Vento Insurance
Car damages or injuries caused by accidents  Regular wear and tear of your Vento due to depreciation
Legal or monetary losses resulting from third-party injury/death or damage to property  Losses incurred due to driving without a driving license
Damages to your Vento resulting from natural calamities like earthquakes, floods, cyclones, etc. Mechanical/electrical breakdown
Man-made damages caused to your Vento during riots, vandalism, or strikes Losses incurred due to commercial use of your Vento
Damages to your Vento caused by theft, burglary, or housebreaking Losses resulting from driving under the influence of alcohol or drugs
Damages to your Vento due to terrorist activities Losses resulting from racing activities
Damages to your Vento caused due to self-ignition, explosion, or lightning Damages to your Vento caused during war or nuclear threat 
Damages to your Vento incurred during transit Damages to your Vento caused while driving outside the location mentioned in the policy.
Total loss or damage to your Vento  Consequential loss

Why is it Important to Have Tata AIG for Your Volkswagen Vento Car Insurance?

Some crucial factors to consider before picking an insurance provider for your car include claim settlement ratio, cashless and quality repair services, adequate coverage at affordable prices, easy process of claim settlement, etc.

Choosing Tata AIG for your Volkswagen insurance is one of the best choices for the following reasons:

  • With more than two decades of experience in the insurance sector, Tata AIG knows what your car needs and thus offers customised service plans for its optimum protection.

  • Aided by a wide distribution network, Tata AIG provides an easy buying/renewal process for your car insurance.

  • Tata AIG has won the trust of more than 5 crore customers with its quality services.

  • The huge network of 7500+ cashless garages across the country helps you avail of cashless and hassle-free repair service.

  • With more than 650 claim experts, Tata AIG ensures that your claims are settled quickly.

  • Due to its dedication and honesty towards its customers, Tata AIG has a claim settlement ratio of 98% for FY 2020-21.

Overview –Volkswagen Vento Car Model

The Vento is a compact sedan offered in diesel and petrol variants. While the diesel variant has an engine displacement of 1498cc, the engine displacement of petrol versions ranges between 999-1598cc. With a seating capacity of 5, the Vento comes in automatic and manual transmissions and offers a mileage of 16.09-22.27kmpl.

Some of the key specifications of the Volkswagen Vento 1.0 TSI Comfortline are as follows:

  • Engine displacement: 999cc

  • Maximum power: 109bhp at 5000-5500rpm

  • Maximum torque: 175Nm at 1750-4000rpm

  • Emission standard: BS VI

  • Body type: Sedan

  • Mileage: 16.09kmpl

  • Boot space: 494 litres

  • Transmission: 6-gear Manual/Automatic

  • Fuel tank capacity: 55 litres

  • Child safety locks

  • Airbags

  • Anti-lock Braking System

  • Keyless entry

  • Rear parking sensors and camera

  • Bluetooth support

  • USB support

  • Engine immobiliser

  • Door Ajar warning

  • Seat belt warning

  • Low fuel warning

  • Rain-sensing wipers

  • Android Auto/Apple CarPlay

  • All four one-touch power windows

Volkswagen Vento Car Price and Variants

Following is the list of Vento petrol variants and their prices:

Unique Selling Points: Volkswagen Vento Car Features

A new play on design, as the makers call it, the Volkswagen Vento is a stylish sedan with high-end features. The Vento has a solid build quality and power-packed performance in both petrol and diesel variants. The Vento’s headlamp design, the horizontal grille, and the muscular creases make it classy from all angles.

Vento is one of the country's most promising sedans facing competition from Honda City, Maruti Suzuki SX4, etc., and has better cabin space. Moreover, the wheelbase offers a comfortable ride to the passengers.

Some of the USPs of Volkswagen Vento are:

Durability The car’s 2015 model is built on the A05 Platform of Volkswagen Group, which utilises high-tensile steel for the car’s chassis. On the other hand, the car’s suspension provides structural integrity and strength to it.

Safety The Vento is also known for its safety. Volkswagen is among the few car brands that provide up to six airbags.

Smart features Some of the smart features that make the Vento a good value for money include automatic AC, smoked double barrel headlamps, 16-inch alloys, ABS with EBD, ISOFIX, immobilisers, etc.

Premium Interiors Vento's interiors are known for their premium look and feel, with high-quality materials and attention to detail.

Rivals of Volkswagen Vento Car

The cars that compete with Volkswagen Vento include:

  • Hyundai Verna

  • Honda City

  • Skoda Slavia

  • Maruti Suzuki Ciaz

  • Hyundai i20

  • Maruti Suzuki SX4

  • Hyundai Creta

  • MG Astor

  • Volkswagen Taigun

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

What colours are available in Volkswagen Vento?

What colours are available in Volkswagen Vento?

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The Vento is available in six colours- Reflex Silver, Carbon Steel, Sunset Red, Candy White, Lapiz Blue, and Toffee Brown.

What is the fuel type of Volkswagen Vento?

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The Volkswagen Vento comes in diesel and petrol fuel types.

Does the Vento have a four-wheel drive option?

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No, the Vento has no four-wheel drive feature in any of the versions.

How can I renew my Vento car insurance policy?

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To renew your Volkswagen Vento insurance online, follow the steps below:
Go to the Tata AIG website and visit the Car Insurance page.
Enter your Vento’s registration number and click “Renew”.
Provide relevant information to get a car insurance quote. Select the policy coverage and the IDV (Insured Declared Value) from the list provided.
Your VW insurance premium amount will now be displayed.
Pick suitable add-on covers and customise your Volkswagen Vento insurance.
Choose a payment method and proceed with the payment.
After receiving the payment, Tata AIG will send your VW insurance via email.

How can I save on my car insurance premiums?

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You can save on your Volkswagen Vento insurance premiums in the following ways:
Select a reasonable IDV. While choosing a low IDV can help reduce premiums, your compensation amount will also be low in case of total loss or damage to your Vento. So, choose an IDV that is neither too low nor too high.
Avoid making minor claims to benefit from the NCB.
Renew your car insurance before it expires.
Buy add-on covers after evaluating your car’s needs. Adding unnecessary riders can increase your car insurance premium.

What is the process of raising a car insurance claim?

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To raise a car insurance claim for your Vento, either call on 1800- 266-7780 or visit the “Claims Support” page on the Tata AIG website and follow the steps below:
Provide the required information, and you will receive a link on your registered mobile number for self-inspection.
Fill in the details in the self-inspection form about your car’s damages.
A surveyor will visit to inspect your car.
Submit the claim form, address and identity proofs, insurance policy documents and FIR if present.
You can either choose a cashless claim at the network garages or go for reimbursement.
Tata AIG will approve and proceed with the claim settlement after the examination.

What are the benefits of comprehensive car insurance?

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Comprehensive car insurance for your Volkswagen Vento is a better choice due to the following reasons:
Covers third-party liabilities making you legally compliant
Covers your car damages caused due to accidents, natural disasters, theft, riots, vandalism, explosion, etc.
Helps avail compensation if your car is lost or gets completely damaged
Allows you to enhance your car insurance coverage by picking suitable add-ons
Includes a personal accident cover too

Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.

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Variant Ex-showroom Price
Vento 1.0L TSI Comfortline Petrol  ₹10 lakhs
Vento 1.0L TSI Highline Petrol ₹10 lakhs
Vento 1.0L TSI Highline Petrol AT ₹13.01 lakhs
Vento 1.0L TSI Highline Plus Petrol ₹13.06 lakhs
Vento 1.0L TSI Highline Petrol AT Matt Edition ₹13.37 lakhs
Vento 1.0L TSI Highline Plus Petrol AT ₹14.44 lakhs
Vento 1.0L TSI Highline Plus AT Matt Edition ₹14.79 lakhs