Volkswagen Taigun Insurance
Buy/ Renew Volkswagen Taigun Insurance
The Volkswagen Taigun is the company’s first model under its India 2.0 project. A handsome-looking mid-sized SUV, the Taigun is styled more flamboyantly than most other VW cars with quite a bit of chrome all around. It has the solid built and optimum ride and handling balance that is characteristic of VW cars. The Taigun is an exciting entry into the mid-size SUV segment.
When you purchase a ‘looker’ like the Volkswagen Taigun, you want to ensure that it is protected from damages due to any reason. Hence, buying a comprehensive car insurance policy for the VW Taigun is important. Tata AIG offers a comprehensive Volkswagen Taigun Insurance policy to offer financial protection from any damage to the car.
The Taigun Insurance policy by Tata AIG offers third-party liability protection and coverage for damages to your car due to accidents, collisions, disasters (man-made and natural), fire, and theft. The car insurance policy also includes a personal accident cover for the owner-driver of the Taigun.
How can I renew or buy Volkswagen Taigun insurance via Tata AIG?
Purchasing or renewing your Volkswagen Taigun insurance with TATA AIG is a fully digital and hassle-free process. Whether you want to buy car insurance online for a new car or renew your car insurance policy, here’s how you can do it:
To Buy Volkswagen Taigun Car Insurance:
Visit the official TATA AIG car insurance website and click on “Get Price.”
Enter your Volkswagen Taigun’s registration number to proceed.
Fill in details such as the fuel type, variant, and year of manufacture.
You’ll receive policy options, including add-ons like Zero Depreciation and Roadside Assistance.
Compare the car insurance premium, choose the right plan, and fill in your personal details.
Complete CKYC verification and make the payment online.
Your Volkswagen Taigun insurance policy will be instantly emailed to you.
To Renew Volkswagen Taigun Car Insurance:
Visit the TATA AIG website and click on “Renew.”
Enter your Taigun’s registration or previous policy number.
Review your current plan, check the IDV, and applicable No Claim Bonus (NCB).
Add or remove covers based on your current needs.
Confirm the final quote and make the online payment.
Your car insurance renewal online will be completed, and the updated policy will be sent to your email.
With TATA AIG, keeping your Volkswagen Taigun insurance active is just a few clicks away.
How IDV Affects Your Volkswagen Taigun Insurance Price?
When calculating your Volkswagen Taigun insurance premium with TATA AIG, several important factors are considered to determine the final price you pay for coverage.
Insured Declared Value (IDV):
The IDV is the current market value of your Taigun after accounting for depreciation. It forms the base of your car insurance premium. For example, if your Taigun has an IDV of ₹10,00,000, the estimated premium for a comprehensive policy from TATA AIG typically falls in the range of ₹15,000–₹16,000 annually. This is based on a rate of about 1.5%–1.6% of the IDV.
Type of Policy and Add-on Covers:
Your choice between comprehensive and standalone own-damage insurance, along with selected car insurance add-ons, directly affects the premium. Common add-ons for your Volkswagen Taigun include:
Zero Depreciation Cover – for full claim value without depreciation deductions
Engine Protect Cover – essential for high-performance or turbo variants
Daily Allowance Cover – adds around ₹400–₹700 annually
Other Key Factors That Influence Your Premium:
Fuel type – petrol, diesel, or CNG
Model year and variant of your Taigun
Registration city or RTO zone
Your past claim history and driving profile
Discounts and Benefits:
With TATA AIG car insurance, a No Claim Bonus (NCB) is rewarded if you haven’t filed a claim in the previous policy year. This discount can go up to 50% over time, reducing your overall premium substantially.
Sample Premium Estimate for Volkswagen Taigun:
If your Taigun has an IDV of ₹10,00,000:
Base premium: ₹10,00,000 × 1.5% = ₹15,000
Add Daily Allowance Cover: ₹600
Add Zero Depreciation Cover: ₹1,800
Apply 20% NCB (if eligible): –₹3,480
Estimated total (before taxes): ₹13,920
Note: This is an estimated calculation. The final premium may differ depending on your exact vehicle details, driving history, and selected add-ons. GST and applicable taxes are charged additionally.
How to Get an Accurate Volkswagen Taigun Insurance Quote:
Visit the official TATA AIG car insurance website
Speak with a TATA AIG insurance advisor
Use trusted third-party comparison portals and enter your car details for live quotes
With TATA AIG, buying or renewing Volkswagen Taigun insurance is easy, digital, and customised to your needs.
Types of car insurance plans for Volkswagen Taigun Insurance
Choosing the right type of Volkswagen Taigun Insurance helps ensure that your SUV is protected against unexpected risks while also staying legally compliant. Here are the main types of plans available:
- Comprehensive Car Insurance Policy
This is the most complete Volkswagen Taigun Insurance plan. It covers both own damage to your car and third-party liabilities. It protects against accidents, fire, theft, natural calamities, and man-made disasters.
- Third-Party Car Insurance Policy
This is a mandatory cover under Indian motor laws. It offers protection against damages or injuries caused to a third party by your Volkswagen Taigun. However, it does not cover your own car.
- Standalone Own Damage Car Insurance Policy
This policy under Volkswagen Taigun Insurance protects your own car from damage caused by events like theft, accident, fire, or natural calamities. You must have an active third-party policy to opt for this cover.
Add-ons for Volkswagen Taigun Insurance by Tata AIG
Tata AIG offers a wide array of 20 add-on covers designed to enhance your Volkswagen Taigun car insurance policy. These add-ons offer additional protection beyond the standard coverage, allowing you to customise your plan based on your specific needs and driving habits. Here's a quick look at the available add-ons:
1.Zero Depreciation Cover
Get the full claim amount without any deduction for depreciation on replaced parts during a repair.
2.Engine Protection Cover
Covers the repair or replacement costs if the engine is damaged due to water ingress or oil leakage—ideal during heavy rains or floods.
3.Roadside Assistance
Gives you access to emergency support such as fuel delivery, flat tyre service, towing, battery jumpstart, and minor repairs on the spot.
4.Daily Allowance
Covers your travel expenses for a set number of days while your car is at a garage for repairs after an insured event.
5.No Claim Bonus (NCB) Protection
Even if you make a claim, your NCB stays intact, helping you retain your premium discount during policy renewal.
6.Return to Invoice
In case of total loss or theft, this add-on helps you get the original invoice price of the car, including road tax and registration.
7.Consumable Expenses
Covers the cost of consumables like nuts, bolts, engine oil, coolant, and lubricants that are usually excluded from standard coverage.
8.Key Replacement Cover
Reimburses the cost of replacing your lost or stolen car keys and includes protection in case of lock break-in.
9.Tyre Secure
Provides reimbursement for accidental damage to tyres or tubes, including cuts, bursts, or bulges.
10.Loss of Personal Belongings
Offers compensation for personal items lost from the vehicle due to theft or damage during an accident.
11.Engine Secure
Protects against internal damage to the engine, gearbox, and transmission caused by lubricating oil leakage or hydrostatic lock.
12.Emergency Transport and Hotel Expenses
Covers your travel and accommodation expenses if your car breaks down or is immobilised due to an accident far from home.
13.Additional Third-Party Property Damage
Enhances the coverage limit for damages caused to third-party property beyond the standard policy limits.
14.Depreciation Reimbursement
Pays for the depreciation amount deducted on parts replaced under your own damage claim.
15.Vehicle Loan Protector
If the owner-driver passes away or is permanently disabled due to an accident, this add-on covers the unpaid loan amount on the vehicle.
16.Reinstate Cover
Restores the sum insured after the first claim so that you continue to enjoy full protection during the remaining policy term.
17.Misfuelling Cover
Reimburses the cost of draining and cleaning the fuel tank if incorrect fuel is filled by mistake.
18.Electric Surge Secure
Offers coverage for electric components like the battery or wiring system in case of damage caused by a power surge or short circuit.
19.Courtesy Car
Provides a temporary replacement vehicle while your insured car is in the workshop for repairs due to an insured event.
20.Towing Charges
Covers the cost of towing your vehicle to the nearest garage after a breakdown or accident.
Things Covered and Not Covered under Tata AIG’s Volkswagen Taigun Insurance
Before you purchase Taigun Insurance, make sure that you go through the list of inclusions and exclusions offered by the policy. Here are the things covered and not covered under Tata AIG’s Volkswagen Taigun Insurance:
| Covered | Not Covered |
|---|---|
| Coverage for any damage to a third-party person or property caused due to an accident involving the insured Volkswagen Taigun. | Damages caused if the car is used for racing, speed testing, or reliability trials. |
| Own damage cover for your Taigun due to accidents, natural disasters (like floods, earthquakes), and man-made events (like riots, vandalism). | Damages sustained while driving the car outside the specified geographical limits. |
| Coverage against theft or total loss of the insured vehicle, subject to policy terms and conditions. | Damages due to regular wear and tear or mechanical/electrical breakdowns. |
| Personal Accident Cover for the owner-driver of the insured Taigun. | Damages arising due to war, war-like situations, or nuclear risks. |
Why is it Important to Have Tata AIG for Your Volkswagen Taigun Insurance?
For a dynamic SUV like the Volkswagen Taigun, insurance isn’t just a requirement — it’s an essential layer of protection. With Tata AIG car insurance, you get a plan that’s as reliable and refined as your Taigun.
Quick 3-Click Quotes: Whether you're exploring the best Volkswagen Taigun insurance cost or finalising your policy, Tata AIG makes it seamless. Get your quote in just three simple clicks with their intuitive online tool.
Up to 85% Savings: Planning to buy or go for a Volkswagen Taigun insurance renewal? Tata AIG offers up to 85% off on new policies and 75% on renewals, giving you top-tier protection at unmatched value.
5,900+ Network Garages: Enjoy the convenience of cashless repairs across Tata AIG’s vast network of over 5,900 authorised garages — ensuring peace of mind, wherever the road takes you.
Customise with 20 Add-Ons: Tailor your comprehensive car insurance with up to 20 valuable add-ons, including Zero Depreciation, Engine Secure, Roadside Assistance, Return to Invoice & more. These extras help protect every aspect of your car, inside and out.
Trust of Tata: Tata AIG combines digital-first convenience with the credibility of the Tata brand, known for its customer-centric approach, transparent processes, and dependable motor insurance solutions.
With Tata AIG, your Volkswagen insurance becomes more than a policy, it's your commitment to safety, savings, and long-term confidence on the road.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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