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Global NCAP safety rating for Maruti Swift

  • Author :
  • TATA AIG Team
  • Published on :
  • 04/10/2023

Over the years, car safety has become the critical deciding factor when purchasing a car. The increasing number of road accidents is an important reason individuals go with a car with good safety features. Maruti Swift has come up as a popular choice in hatchback for individuals looking for a decent car.

No matter what car you own, having insurance for a four-wheeler is a must, as accidents cannot be foreseen. Along with road accidents, a car insurance plan can protect your car from several other mishaps, like theft, damage due to floods and earthquakes, vandalism, etc.

Since the safety of car drivers and passengers is essential, there is a need to establish if a car is safe enough or not. Therefore, this blog will determine if Swift is a good choice for buyers based on its Swift NCAP rating. Also, we will learn about its safety features.

What is Meant by NCAP Rating?

NCAP rating is one of the best assessment factors that help to decide which car is best to buy regarding safety standards. New Car Assessment Program is a system designed to evaluate vehicle crashworthiness and safety features.

Global NCAP rating of vehicles has been assessed by doing various tests. This assessment program aims to reduce road fatalities and promote safety standards.

The NCAP rating has become the benchmark of safety measures, and buyers prefer to compare the NCAP rating before making any hasty decision. A car with a high NCAP rating means better safety measures.

What is the Maruti Swift Global NCAP Rating?

Maruti Suzuki's Swift has been through a global NCAP test to examine its safety standards like any other vehicle. In Swift crash test rating assessment, Maruti Suzuki Swift NCAP rating got 1 star out of 5 for child and adult occupant protection.

Let us understand in detail about different Maruti Swift NCAP rating categories.

Maruti Swift Adult Occupant Protection (AOP) Rating

For the adult occupant protection category, the Swift NCAP rating score was 19.19 points out of 34. In the frontal deformable barrier test, the score was 6.3; for the side movable, the score was 12.9. Based on the test result, it has been concluded that the Maruti Suzuki Swift offers enhanced protection to the passenger and driver's heads and necks.

It has come to light that the protection to the driver's chest is comparatively weak.

Maruti Swift Child Occupant Protection (COP) Rating

For the child occupant protection category, the Maruti Suzuki swift safety rating score was 16 points out of 49. The dynamic score was 12.82 points, while the child restrain or CRS system installation score was 3.86.

In the swift global NCAP rating test, the vehicle was tested with a 3-year-old and 18-month-old child dummy. It has come to light that the child seats offered good protection to the head and marginal protection to the chest in the case of a 3-year-old dummy. For an 18-month-old dummy, child seats could not prevent excessive forward movement, resulting in poor chest and head protection.

Maruti Swift Safety Features

The new and updated Maruti Suzuki Swift will satisfy its buyers regarding safety features. Depending on the fuel and transmission type, the 5-seater hatchback comes with a 22.38 Kmpl mileage. Some of its popular safety features which are gaining attraction are:

  • Electronic brake assist

  • Electronic brake force distribution

  • Anti-lock braking system

  • ISOFIX for child seat anchorage

  • Dual airbags

  • Electronic stability program

  • Adjustable steering

  • Malfunction display

  • Front-wheel drive configuration.

  • Keyless entry

  • Central locking system

  • Seatbelt reminder

Maruti Suzuki Swift Specification

Maruti Suzuki Swift is a fuel-efficient car getting popular because of its performance and sleek design. Let us have a quick look at Maruti Suzuki's swift specifications:

Category Specification
Engine 1197cc
Fuel tank 37 l
Fuel variant CNG, Petrol
Seating capacity 5
Transmission  5 AMT
Ground clearance 163 mm

Maruti Swift Car Insurance Policy

Irrespective of its safety features, having proper insurance for a 4-wheeler is vital before getting behind the wheel. Some of the inclusions that are covered in the Maruti Swift Car Insurance Policy are:

  • Damages that happen to the car due to natural calamities such as earthquakes, floods, etc.

  • Further, damages can also occur due to man-made disasters such as riots, strikes, vandalism, etc.

  • If there is any loss to the car due to fire, then it is covered in your car insurance policy.

  • Any damages due to an accident caused by a third party or your car leading to injuries, death, and disability are covered by the car insurance policy.

  • Last but not least, if the vehicle gets stolen, the insurance company will incur the loss.

The insurance company does not provide coverage of any of these unless it has been added to your car insurance policy:

  • The car is damaged due to illicit activities such as substance abuse, racing, and more.

  • The insurance company can reject your claim if your driving license is forged or expired.

If the car accident happened outside the decided geographical limit of the car.

While third-party insurance is mandatory as per the motor vehicles act, it does not provide a wide range of coverage. So, instead of buying a car insurance policy out of obligation, it is best to dig deep into a plan offering a broader coverage range. Always go with a plan that fits your needs.

Moreover, before buying a car insurance policy, comparing the policy premium on the car insurance calculator is best, so that you do not end up paying an unreasonable price for your car policy.

Our Tata AIG car insurance plans provide extensive coverage to car owners, with the option of adding add-ons to further enhance the car insurance coverage. With Tata AIG, you can conveniently buy car insurance policies online in a few easy steps without visiting our branches physically.

Conclusion

Here you have learned all about the Maruti Suzuki Swift NCAP rating. While NCAP rating is the deciding factor when buying a car, accidents are unfortunate events that can happen to anybody, irrespective of the car you own.

It is necessary to have a car with the utmost safety features and a good NCAP rating, but also, always ensure you have proper insurance for your 4-wheeler. Having a comprehensive car insurance policy offers a wide range of coverage at the time of any mishaps.

FAQs

1. Which Maruti car has the highest safety rating?

Vitarra Brezza of Maruti Suzuki has a Global NCAP rating of 4 out of 5. It has the highest rating in India and is one of the safest cars to drive.

2. What is the NCAP rating for the Suzuki Swift 2023?

Maruti Suzuki Swift has scored 1 star in the Global NCAP rating.

3. Which Maruti car has a 5-star safety rating?

Maruti Fronx has a 5-star rating as per the GNCAP assessment.

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Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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