Premiums starting at ₹2094 per year
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Make changes to your policy & update your contact details.
Make changes to your policy & update your contact details.
Print policy document and view renewal notice
Print policy document and view renewal notice
Maruti Celerio X Car Insurance
The Celerio X was built around what many city car buyers value most, like easy manoeuvrability, fuel efficiency and affordable ownership. That makes it a natural fit for first-time owners and budget-conscious families, even though Maruti Suzuki discontinued the model in December 2021.
If you're still driving one, everyday traffic and tight parking can leave your car vulnerable to dents, scratches and minor collisions, while heavy monsoons bring their own risks. Maruti Celerio X insurance can help absorb eligible repair expenses, which is especially useful when keeping ownership costs low matters.
TATA AIG makes this protection practical with competitive premiums, 750+ claims experts, 24/7 support and no unnecessary deductions on partial losses. Keep reading to know more.
How to Buy & Renew Maruti Celerio X Insurance Online
How to Buy
Enter your Celerio X’s registration number at the top of the page and select ‘Get Price’.
Provide the required car and personal details.
Review your coverage, select suitable add-ons and check your Maruti Celerio X insurance price.
Make the payment online to complete your policy purchase.
Otherwise, you can also buy Celerio X car insurance through the TATA AIG mobile app by clicking on ‘Buy Policy’.
How to Renew
Select ‘Renew your existing TATA AIG car policy’ at the top of this page.
Enter your Celerio X’s registration number or policy number.
Review your renewal premium and applicable No Claim Bonus (NCB) and choose relevant add-ons or update your coverage, if required.
Complete the payment online to renew your policy.
Alternatively, you can also renew the policy seamlessly through the TATA AIG mobile app.
Note: If your Celerio X insurance has expired, you may need an inspection before you can renew it. Renew your policy on time, at least 90 days before expiry, to keep your car legally insured and avoid coverage gaps.
Keep your Celerio X protected against unexpected expenses with TATA AIG car insurance!
Why Insure Your Maruti Celerio X?
Third-Party Coverage is a Legal Requirement
Third-party insurance is mandatory for driving your Celerio X on Indian roads. Driving without it can attract a ₹2,000 fine for the first offence and ₹4,000 for subsequent offences, along with imprisonment of up to three months.
If your Celerio X injures someone or damages another vehicle or property, you also have to pay the compensation yourself. A Celerio X third-party insurance protects you from this financial liability and can be bought separately or as part of comprehensive insurance.
No-Surprise Repair Bills
India recorded 46.43 lakh passenger vehicle sales in FY 2025–26, the highest ever for the segment. With more cars on the road, everyday city driving can mean exposure to scratches, dents and minor bumps, especially in tight parking spaces and heavy traffic. For a budget-conscious Celerio X owner, an unexpected ₹30,000–₹80,000+ repair bill can be a significant expense. In such cases, Celerio X insurance covers accidental damage and helps keep unexpected costs manageable.
Access Authorised Maruti Service Centres from Our 6300+ Garage Network
Since you would be driving your Celerio X every day, you would want repairs to be quick and easy. TATA AIG's 6300+ garage network includes authorised Maruti service centres, where participating garages offer cashless repairs. Dedicated claims handlers and roadside assistance in major cities further simplify the experience when you need help.
Covers Fire, Natural & Man-Made Disasters
Your Celerio X can be damaged even while parked due to unexpected events, like a fire mishap. TATA AIG Celerio X car insurance covers eligible losses caused by fire, floods, storms, cyclones and other covered natural or man-made disasters.
Covers Theft & Total Loss
Your Celerio X may be an older, discontinued model, but it is still a valuable asset. It could be stolen from your home, workplace, roadside parking or while travelling. Celerio X insurance can help cover an eligible theft or total-loss claim up to the car’s Insured Declared Value (IDV).
Which Maruti Celerio X Car Policy Do I Get?
Car Insurance Policy Types We Offer
Comprehensive Car Insurance - Best Overall Fit
For a Celerio X that you still rely on for regular city commutes, a comprehensive policy offers broader protection. It combines mandatory third-party cover with protection for your own car against covered events.
Key Highlights
- Protects against accidents, theft, fire and natural calamities.
- Choose from suitable add-ons based on your Celerio X's age and your coverage needs.
Buy Comprehensive Car Insurance
Third-Party Car Insurance - Best for low-value/older Maruti Celerio X
If your Celerio X is older, has a lower current market value or is mainly used for occasional trips, third-party insurance can be a practical choice. It is also the most affordable type of car insurance and is mandatory for all cars driven on Indian roads. The premium for third-party cover is regulated by IRDAI, so the base premium is standardised across insurers. Key Highlights
- Keeps your Celerio X legally compliant on Indian roads.
- A suitable option when the Celerio X's current value does not justify own-damage cover.
Standalone Own-Damage Car Insurance - Useful in specific situations
Standalone own-damage insurance can protect your car against eligible losses without duplicating your existing third-party cover. You can also add suitable add-ons according to your needs.
Key Highlights
- Protects your Celerio X from eligible own-damage losses.
- Suitable if your Celerio X already has separate third-party insurance.
Which Policy Do I Buy?
| Parameters | Typical Use Case | Best Policy | Why |
|---|---|---|---|
| Celerio X used daily | Regular city commuting and family use | Comprehensive car insurance | Provides both third-party and own-damage protection. |
| Older Celerio X | Lower current value or occasional use | Third-Party car insurance | Meets the legal requirement without paying for own-damage cover. |
| Used Celerio X | Regular use with existing TP cover | Standalone OD car insurance | Protects your car against eligible own-damage risks. |
| Celerio X in a flood-prone area | Frequent monsoon or waterlogged-road exposure | Comprehensive car insurance + Engine Secure add-on | Provides more protection to engines against water ingress from floods. |
| Top Model Celerio X | Frequent city driving and parking | Comprehensive car insurance+ NCB Protection + Zero Dep add-on | Provides broader protection against eligible accidental damage without depreciation while helping preserve your accumulated NCB. |
Why Buy Maruti Celerio X Car Insurance From Us?
6300+ Cashless Garages
Access to these garages include to authorised Maruti service centres
750+ Claims Experts
Dedicated assistance when you need it**
8+ Add-Ons Covers**
Pre-set add-on cover bundles for extra protection
Pick-up & Drop-off Service
Doorstep convenience for cashless repairs
No Unnecessary Deductions!
No unnecessary deductions or IDV negotiations
24/7 Customer Support
Quick callbacks from the customer support team within 2–3 minutes, with regional language support
Standard Inclusions and Exclusions Under Maruti Celerio X Car Insurance
What's Covered?
| Event | Standard Comprehensive Cover | Important Caveat |
|---|---|---|
| Flood / Inundation | Yes | Engine damage caused by water ingress requires the Engine Secure add-on. |
| Accidental Damage | Yes | Subject to applicable deductibles, exclusions and policy terms. |
| Storm / Cyclone | Yes | Subject to policy terms and conditions. |
| Earthquake | Yes | Subject to policy terms and conditions. |
| Fire / Explosion | Yes | Subject to policy terms and conditions. |
| Landslide | Yes | Subject to policy terms and conditions. |
| Terrorism | Yes | Subject to policy terms and conditions. |
| Riot / Strike / Malicious Damage | Yes | Subject to policy terms and conditions. |
| Third-Party Bodily Injury / Death | Yes | No fixed upper limit; compensation is determined through the applicable legal process. |
| Third-Party Property Damage | Yes | Compensation is capped at ₹7.5 lakh, as per applicable IRDAI provisions. |
| Theft | Yes | Covers eligible theft, burglary or housebreaking, subject to policy terms. |
| Damage During Transit | Yes | Subject to policy terms and conditions. |
| Owner-Driver Personal Accident Cover | Yes | Cover of up to ₹15 lakh, subject to applicable terms and conditions. |
| Total / Constructive Total Loss | Yes | Settlement is based on the IDV. |
What's Not Covered?
| Exclusion | What It Means |
|---|---|
| Normal Wear and Tear | Costs related to regular ageing, deterioration or routine maintenance of your Celerio X are not covered. |
| Accessories / Modifications | Accessories or modifications added after purchase may not be covered unless declared as an endorsement to TATA AIG and included in the policy. This also applies to any aftermarket CNG kit fitted to the Celerio X. |
| Mechanical / Electrical Breakdown | A breakdown caused by an internal mechanical or electrical fault, rather than a covered accident or insured event, is not covered under standard own-damage insurance. |
| Consequential Loss | Damage that occurs as a result of an earlier incident, rather than directly from the insured event, may not be covered. For example, if your Celerio X is involved in an accident and you continue driving despite visible damage, any further damage caused by doing so may not be covered. |
| War and War-like Events | Damage caused by war, invasion, mutiny, civil unrest of a war-like nature or ionising radiation is excluded. |
| Loss / Damage Outside India | The policy provides coverage within India. Coverage can be extended to Nepal, Sri Lanka, Maldives, Bhutan, Pakistan or Bangladesh by opting for geographical extension at an additional premium. |
