MG Windsor EV Insurance

We have simplified the buying and renewing procedure for our car insurance policy for your convenience. Here are the steps to buy or renew your MG motor insurance:**

-New MG Car Insurance Process

Step 1: Visit the TATA AIG car insurance page.

Step 2: Enter your MG Windsor EV car registration number and click on “Get Price”.

Step 3: Now fill in your requested information, like ID proof, bank details, address proof, etc.

Step 4: Next, you can choose to buy add-on covers along with your comprehensive insurance. The step can be skipped if you do not buy any add-ons.

Step 5: Submit your insurance application form and pay the premium price.

Step 6: Once your documents and application are verified, you will receive your TATA AIG MG Car Insurance paper on your registered email ID.

-Renew MG CAR Insurance Process

Step 1: Go to the TATA AIG car insurance page.

Step 2: Next, enter your MG Windsor EV car registration details and click on the “Renew” option.

Step 3: Now, fill out your policy renewal form and select the add-ons (if required). Once done, make the renewal policy payment.

Step 4: After the payment is confirmed, you will receive a copy of your TATA AIG MG Car Insurance renewal papers on your registered email ID.

Your MG Windsor EV insurance cost is decided based on various factors, such as the type of car you are buying insurance for, its age, type of insurance, add-on features, and more. Thus, before buying any insurance, make sure to get all clearance from the policy executive. Moreover, it is also suggested that you get multiple quotes to compare and buy the best insurance policy for your EV vehicle.

At TATA AIG, we offer three major EV car insurance policies that provide extensive coverage for your vehicle. Here are the details:**

-Comprehensive Car Insurance

A comprehensive MG car insurance policy will provide your vehicle with the ultimate protection. Our policy provides coverage against unforeseen damages, such as accidental damage, damage due to theft, fire or explosion and natural disaster damage.

With our comprehensive insurance, you also get third-party damage protection for any bodily or property damage to third parties involving your vehicle.

Now, the price of comprehensive insurance depends on various factors. Such as:**

-Made and Model of Car: The model, make and fuel variant are some factors that affect the policy premium prices of comprehensive insurance.

-Location and Registration Date: Cars bought and registered in urban areas have more policy premiums than rural area cars. While cars with old registration dates have to pay a lower premium price than newly registered cars.

-Insured Declared Value: IDV value is the maximum claim amount for total loss or theft, which is calculated by deducting the age-based depreciation from the car’s actual value. The higher the IDV is, the higher your policy premiums will be.

-Driving and Claim History: Clear driving records and lower claim history mean lower MG Windsor EV insurance cost.

-Third-Party Car Insurance

Third-party car insurance is a policy plan that protects against third-party liabilities only. It includes damages to third-party property or personal damage. The IRDAI determines the price of this insurance based on the car's cubic capacity (cc).

As per the IRDAI rules, every new car owner must buy a bundled car insurance policy that has 3 years of third-party liability coverage and 1 year of own car damage coverage.

-Own Damage Car Insurance

Mahindra car owners who have an existing third-party car insurance plan can opt for our own damage insurance policy. This policy provides coverage for damages to the insured vehicle, which is missing from third-party insurance.

Since the coverage under this plan does not include third-party liabilities, the premium for this policy is lower than the comprehensive car insurance plan.

These add-ons by TATA AIG MG Windsor EV insurance provide you with extra protection against specific losses that can cause you financial or legal trouble.

-Zero Depreciation Cover:

This add-on cover in your MG Windsor EV car insurance provides for the amount of depreciation deducted from the value of replaced parts under your own damage insurance claim.

-Tyre Secure Cover:

Our TATA AIG EV insurance provides secure tyre cover for accidental damage to tyres or tubes.

-Emergency Transport and Hotel Expenses Cover:

In case of any minor accident, this add-on feature in insurance provides for your overnight stay in a hotel or pays for the travel expenses back home so that you are not stranded in the middle of the road.

-Key Replacement Cover:

Accidents can happen with anything. In case your EV car keys are lost, stolen or broken, this insurance add-on provides for key replacement expenses and bears the cost of lock replacement.

-Daily Allowance Cover:

Daily allowance insurance MG EV cover is useful when your car repair takes longer than expected. The insurance company will provide you with a daily allowance for commuting to ease your troubles. The allowance is paid for 10 to 15 days, depending on the damage.

-Return to Invoice Cover:

This add-on cover is beneficial in the event of a total loss or theft of your vehicle. With a return-to-invoice cover, you will be reimbursed for the difference between the sum assured and the car's invoice value.

-Roadside Assistance Cover:

Roadside assistance cover is useful if your vehicle breaks down while travelling. You will get on-the-spot services for tyre repair and dead battery issues. Use TATA AIG roadside assistance number 1800 266 7780 in such situations.

-No Claim Bonus Cover:

NCB cover is a reward to the insured member for not raising any claims during the policy year. The reward is accumulated over a period and includes a benefit of up to 50% discount on the premium amount when you renew your policy.

However, you might lose your NCB benefit if you make any claim. With NCB protection car insurance coverage, you can make “one” claim against your insurance policy within a year without its effect on your overall NCB.

Inclusions of MG Auto Insurance

-Road Accidents: TATA AIG MG Windsor EV insurance provides coverage for any accidental damage or collision. It includes self-incurred and third-party damages.

-Fire: Any damages that occur due to accidental fire are covered under our EV car insurance policy.

-Theft Damage: The MG Windsor EV insurance cost covers the loss that you may incur due to a theft incident after considering deductibles and depreciation.

-Natural and Man-made Disaster Damage: Damage caused to your EV car due to natural disasters like earthquakes, floods, hurricanes, tycoons, etc, is covered by insurance. Moreover, you also can protect against human-caused damages like riots and vandalism.

-Third-Party Losses: Having insurance for MG Windsor EV is also crucial to safeguard yourself against any third-party liabilities. A good insurance policy will bear the cost of financial and legal third-party damages for you.

-Personal Accident Cover: EV car insurance in India is also crucial to getting personal accident cover in case of accidental injuries or death. Remember that personal accident coverage is mandatory.

-Total Loss Damage Cover: In case of total car loss due to a major road accident, the MG Windsor EV car insurance will reimburse the full IDV value of the vehicular loss. Note that this cover is applicable only if the repair cost exceeds 75% of the car’s IDV.

Exclusions of MG Auto Insurance

-Own Damage Under Third-Party Insurance: If you buy only a third-party EV car insurance policy, then you will not get insurance coverage for your own car damage.

-Intoxicant Driving: Insurance for MG Windsor EV does not provide any insurance compensation if you cause an accident due to driving under the influence. Drinking and driving is essentially illegal and dangerous for you and others on the road.

-Driving Without Valid Documents: If you are found driving without any valid driving documents like a driving licence or vehicle registration, then you will not get any insurance coverage for the damage.

-Consequential Damages: MG Windsor EV car insurance in India does not provide insurance compensation for consequential damage. These damages occur due to misuse, leading to damage to the battery or engine.

-Intentional Damages: There will not be any insurance coverage for intentional damage caused to the EV vehicle. Such as using a vehicle without addressing the initial damage after a car accident.

-Geographical Limitations: The MG Windsor EV insurance does not provide for repair damages incurred while driving a car outside India’s geographical area. Moreover, there will not be any cost coverage if you repair your car at a non-network garage.

-Commercial Use: There will not be any insurance coverage for the private EV car that is used for any commercial purposes. Such as goods transportation or cab services.

-Acts of War: Damages caused to EV cars due to acts of war like war invasion, rebellion, hostilities or warlike operation, whether direct or indirect, are not covered under the MG EV car insurance.

-Racing or Reliability Testing: MG Windsor EV insurance cost does not provide coverage for damages incurred due to activities like car racing or reliability testing of cars.

-Excluded Add-on Covers: Your MG motor insurance will not provide coverage for damages covered under specific add-ons if those add-ons are not purchased with the policy.

-Legal Compliance: The primary reason to buy MG Windsor EV insurance is to comply with the rules of the Motor Vehicles Act 1988. The act makes it mandatory for every vehicle in India to have at least third-party motor vehicle insurance, including electric vehicles.

Having third-party motor insurance protects you against third-party legal and financial liabilities in case of a road accident.

-Affordable Premiums: With TATA AIG MG car insurance, you get affordable car insurance premiums. Our direct-to-customer policy purchase model eliminates any middle person's chances of getting an extra commission.

This means you can visit our official website, browse through our various plans, and select the one that fits your coverage needs and budget.

-Extensive Coverage: Buying insurance for MG Windsor EV with us provides you protection from almost every car-related damage or loss. TATA AIG insurance includes coverage benefits like third-party cover, accidental damage cover, theft cover and man-made or natural disaster cover.

-Financial Protection: With our MG Windsor EV car insurance, you can stay protected from any financial losses resulting from an accident or other car damage. This means you do not have to pay the price of the repair or any loss from your pocket.

-Insurance Customisation: TATA AIG understands the needs of individual customers and thus, we provide you with the policy customisation option. With our comprehensive plan, you can customise your base policy with unique add-ons to increase policy coverage with slightly higher premiums.

-Easy Claim Settlement: We provide hassle-free claim settlement procedures in case of emergencies to avoid any inconvenience to you. Our team of dedicated claim experts and easy insurance settlement ensures that you get back on the road as soon as possible.

-Peace of Mind: Buying your dream car comes at the cost of your hard work; by getting MG Windsor EV car insurance, you can protect yourself from any financial harm and stay at peace while driving.

MG Windsor EV is a crossover utility vehicle with the size of a crossover and practicality of a utility car. Several notable features of the car attract people and increase its demand in the market. Let us have a look at some of these features:

-Design and Style: The car has an MPV-like shape, but it has sleek and clean bodylines, which gives it an impressive look. At the front, you will find bumper-mounted headlamps and DRLs, as well as an illuminated MG logo. The rear body features connected small tail lights, which complete its look.

-Safety: The structure of the car is made up of ultra-high strength steel, advanced high-strength steel, high-strength steel and hot-formed steel. Moreover, the MG Windsor comes with safety features like 6 airbags for all variants, all-wheel disc brakes, 360-degree view camera, hill-start assist, hill-descent control, auto headlamps and auto wipers.

-Comfort and Space: MG Windsor EV focuses on providing comfortable driving and enough space. The doors open wide so that you can move in and out easily of the front seat.

The cabin width also provides good enough space for both front passengers to travel comfortably. Moreover, the car seats feature quilted leather overall, which is hard to find in other cars. It provides comfortable seating even on long rides.

-Wheels and Tyres: The MG Windsor EV comes with 18-inch alloy wheels (in Exclusive and Essence variants), and the base Ecite variant comes with 17-inch steel wheels in shod with 216/60 section tyres. It should be noted that Windsor EV does not come with a spare tyre, but you get a puncture repair kit.

-Cabin Storage: There are no physical controls, which means a lot of cabin storage. In Windsor EV, there is a lot of space in the console with cupholders and additional space for a disposable ramen bowl.

Moreover, there are additional cup holders above the side air conditioning vent. The glove box comes with enough space to hold your important documents and some additional stuff.

Note- These prices are subject to change depending on the state and ex-showroom price. Thus, it is recommended that you confirm the price before buying.

Note- The prices are subject to change, so it is recommended that you confirm them before buying.

Buying a new car model like the MG Windsor EV not only brings a lot of excitement to drive it but also several precautions. As strongly built as this car is, it is always wise to buy insurance for your MG Windsor EV car. You can compare car insurance online to choose a reliable insurance provider with great policy features.

For example, with TATA AIG insurance for MG Windsor EV, you get several benefits, such as third-party insurance, loss coverage, accidental damage repair support, and car services from our wide network of garages across the country.

Moreover, with TATA AIG's new car insurance, you can also choose to optimise your coverage protection with unique add-on features like zero depreciation cover, return to invoice cover and roadside assistance cover.

So, visit our website without any delay to browse and buy the best insurance for a four-wheeler that is best suited for your EV car.