Tata Harrier Insurance

Whether you are planning to renew your car insurance or purchasing it for the first time, you can easily complete the process by visiting the nearest office or heading to the website and doing the following:

• Go to the Car Insurance page. Enter your Tata Harrier’s registration number and click on the "Get Price" to renew your car insurance or "Renew" if your existing car insurance is with Tata AIG.

• Complete the online form to receive a quote on your insurance for your car.

• Select the right Insured Declared Values (IDVs) from the list.

• If you’ve filed a claim before on your existing policy, do notify the insurance provider. Those who have not filed a claim will be eligible for a No Claim Bonus (NCB).

• The screen will then display the Tata Harrier insurance cost as well as the premium payable for your insurance policy for your car.

• Finally, you can pay the premium online with the available digital payment options. Once the payment is confirmed, a soft copy of your insurance policy will be sent to your email ID.

Choosing the right insurance plan for your TATA Harrier is important to protect your vehicle and manage costs effectively. Tata AIG offers a range of policies designed to suit different needs and budgets.

• Comprehensive Car Insurance

This plan offers extensive protection by covering damages to your TATA Harrier due to accidents, theft, fire, and natural disasters. It also includes third-party liabilities, providing peace of mind against unexpected financial losses. Premiums depend on your car’s Insured Declared Value (IDV), model, and chosen add-ons like zero depreciation car insurance or roadside assistance.

• Stand-Alone Own Damage Insurance

Covers damages to your TATA Harrier caused by accidents, fire, theft, or natural calamities. However, this plan excludes third-party liabilities, which means you’ll need separate third party car insurance to stay compliant with the law. Premiums vary based on your vehicle details and coverage options.

• Third Party Car Insurance:

Mandatory by law, this basic policy covers damages or injuries caused to others by your TATA Harrier. It protects you against legal liabilities but does not cover your own vehicle’s damage or personal accident benefits. It is the minimum coverage required for all vehicles in India.

Understanding these options helps you choose the right insurance for your Tata Harrier insurance cost and coverage needs. Use a vehicle insurance calculator to compare plans and make informed decisions.

Choosing the right add-ons enhances your Tata Harrier insurance coverage, offering protection tailored to your needs while managing your harrier insurance cost.

• Zero Depreciation Cover: This add-on ensures full claim settlement without deduction for depreciation on parts, reducing your overall insurance cost of Tata Harrier during repairs.

• Return to Invoice (RTI): The Return to Invoice cover pays the difference between the Insured Declared Value and the original invoice price in case of total loss or theft, safeguarding your investment in your Tata Harrier.

• Zero Depreciation – Battery Cover: Specifically for hybrid or electric vehicles, this add-on covers battery replacement without depreciation deductions, an important protection under comprehensive car insurance.

• Electric Surge Secure: Protects your vehicle’s electrical system from sudden surges or failures, covering repairs for damages caused by power fluctuations.

• Engine Secure: The Engine Secure add-on covers repair or replacement costs for engine damage caused by oil leaks or water ingress, enhancing your Tata Harrier insurance cost protection.

• Tyre Protection Cover: The Tyre Protection Cover provides coverage for accidental damage to your tyres caused by cuts, bursts, or bulges, helping reduce your out-of-pocket expenses.

• No Claim Bonus Protection: Safeguards your No Claim Bonus even after making a claim, helping you save on your Tata Harrier insurance renewal premium.

• Consumable Expenses Cover: The Consumables Cover includes items like nuts, bolts, engine oil, and lubricants that are replaced during repairs, helping reduce your Harrier insurance cost burden.

• Repair of Glass, Fibre, Plastic & Rubber Parts: Covers damages to non-metal parts like headlights, bumpers, and mirrors, which are often excluded under standard policies.

• Misfuelling Cover: Protects against costly repairs caused by filling incorrect fuel in your vehicle.

• Roadside Assistance Cover: The Roadside Assistance add-on provides 24x7 emergency services such as towing, battery jump-start, and fuel delivery, ensuring help is available wherever you are.

• Emergency Medical Expenses Cover: Covers medical costs for you and your passengers following an accident.

• Emergency Transport and Hotel Expenses: Covers travel and accommodation costs if your vehicle breaks down far from home.

• Daily Allowance Cover: Provides a daily allowance for loss of income or other expenses while your car is under repair.

• Loss of Personal Belongings Cover: Covers theft or damage of personal items inside your Tata Harrier.

• Key Replacement Cover: The Key Replacement cover reimburses the cost of replacing lost or stolen keys.

• Courtesy/Hire Car Cover: Provides a replacement vehicle while your car is in the garage for repairs.

• Additional Third-Party Property Damage Cover: Extends third-party liability coverage beyond the standard limits.

These add-ons let you customise your insurance for Tata Harrier to fit your unique requirements while effectively managing your Harrier insurance cost.

Your Tata Harrier India price will be determined by the Insured Declared Value (IDV), which depends on your car’s age as well as your location. The term ‘IDV’ implies the maximum claim amount that your insurer is liable to pay in case of damage or theft in your car. Determining the IDV for your car is easy — you can ask a local automobile dealership or use a free four-wheeler insurance premium calculator on the Tata AIG website for the right estimate for your Tata Harrier.

Choosing the right insurance policy for a car involves understanding the extent of your coverage while keeping in mind what is not covered. This will help you make an informed decision based on your needs. Here’s what the Tata AIG car insurance policy has to offer:

Tata AIG understands that owning a car is a point of pride for every Indian, and keeping your vehicles as well as loved ones protected is a priority. These distinctive features will allow you to make that happen effortlessly:

• Tata AIG’s motor insurance policies have been serving customers for over 150 years, upholding the priorities of more than 5 crore happy customers.

• With a vast team and a performance-driven approach, Tata AIG has mastered the art and science of hassle-free claim settlements to enhance the insurance experience for policyholders.

• The Tata AIG car insurance policy offers unique, customisable features to fulfil every type of policyholder’s needs.

Calculating the Tata Harrier insurance cost accurately helps you choose the best coverage with TATA AIG. Here’s how premiums are generally calculated:

• Use the vehicle insurance calculator on the TATA AIG website to get an instant estimate for your Tata Harrier car insurance.

• The own damage premium is based on the Insured Declared Value (IDV) multiplied by the insurer’s tariff, plus add-ons, minus discounts such as No Claim Bonus (NCB).

• The IDV is calculated by subtracting depreciation from the Tata Harrier’s ex-showroom price, including the cost of accessories.

• For third party motor insurance, IRDAI sets fixed premium rates based on engine capacity, applicable to your Tata Harrier.

• Understanding these factors will help you manage your tata harrier insurance renewal and premium cost effectively.

Tata AIG Car Insurance offers an effortless 4-step claim filing process for your Tata Harrier:

• Register your claim with your insurance policy number, FIR details, and other personal details through the form on the website.

• Tata AIG will assess the damage and send the car to a garage.

• Following this, Tata AIG will initiate the claim settlement procedure.

As soon as the car insurance claims process is complete, the car is repaired and returned to the policyholder.

Filing a claim under your TATA Harrier insurance with TATA AIG requires specific documents to ensure smooth processing. Here’s a quick checklist to help you prepare for your car insurance claim efficiently:

• Filled and signed claim form for Tata Harrier car insurance.

• Verified First Information Report (FIR) for accidents or theft.

• Vehicle Registration Certificate (RC) copy.

• Driver’s license copy.

• Policy documents for Tata Harrier insurance.

• Accident photographs and repair bills for reimbursement claims.

• No Trace Report for theft claims.

• Medical documents for personal accident claims.

• Ensure you have these documents ready to avoid delays in your Tata Harrier insurance renewal and claim process.

Accessing your Tata Harrier insurance policy through TATA AIG’s online portal is simple and convenient, allowing you to easily manage your insurance documents.

• Visit the official TATA AIG website at www.tataaig.com to access your Tata Harrier insurance details easily.

• Click on the ‘Self-Service’ option on the homepage for quick access to policy services.

• Log in using your registered mobile number, email ID, or policy number and complete OTP verification to ensure secure access to your Tata Harrier car insurance policy.

• Navigate to the ‘Policy Download’ section and enter your policy or vehicle registration number to retrieve your active car insurance document.

• Download your Tata Harrier insurance policy PDF and save it for your records. You may also opt to receive it via email or WhatsApp for convenience.

• After paying the premium for Tata Harrier insurance renewal, repeat these steps to download the updated policy.

• This simple process helps you manage your Tata Harrier insurance renewal and policy documents effortlessly online.

Designed with a philosophy to transcend the comfort, convenience, and luxury offered by most five-seater cars, the Tata Harrier is a dynamic and unmistakable sight on the road. It comes with plush leather interiors, a leather-wrapped steering wheel, and a fully adjustable driver’s seat that ensures the right amount of lumbar support, keeping you relaxed even through long journeys.

With Two-tone Diamond cut alloy wheels, Xenon HID projector headlamps and LED tail lamps, and a panoramic sunroof, the sheer experience of driving this compact yet spacious SUV around the block is a seamless one, regardless of whether it’s day or night. Featuring a BS6 engine and a 6-speed manual transmission, this offering by Tata is available in 20 variants and five beautiful color options for you to choose from. Some of its technical specifications include

• ARAI Mileage of 17 kmpl
• Engine Displacement of 1956cc
• Max Torque 350nm @ 1750-2500rpm
• Max Power 167.67bhp @ 3750rpm

The Tata Harrier is available in about 20 variants with all of them being diesel-powered. It boasts an ARAI mileage of 17 kmpl, and the price starts at ₹14.52 lakhs (ex-showroom Bangalore). There’s an automatic model of the car that starts at ₹17.22 lakhs.

Its variants include:

Launched in 2019, the Tata Harrier masterfully upholds the brand’s core values of consistency and reliability by offering powerful yet effortless performance and emerging as one of the most beloved C-segment SUVs in the country. With bold, curvaceous exteriors and a smooth engine capacity, the car scores as high on luxury and comfort as it does on speed, convenience, and overall functioning.

Some of its most distinctive features include

• An automatic gearbox and a full-blown engine.
• Diamond-cut alloys, sleek Xenon headlamps, and aerodynamic ORVMs.
• Both manual and automatic variants help you reduce driver fatigue.
• A massive panoramic sunroof and next-gen entertainment system.

The Tata Harrier is packed with tons of attractive features. Some of its closest competitors include

• Mahindra XUV700
• Hyundai Alcazar
• Tata Safari
• MG Hector