TATA Harrier Insurance

Insure your  Brand New Car

Tata Harrier Insurance

One of Tata Motors’ newer instalments is a five-seater crossover SUV — the Tata Harrier — that looks like a stylish beast on the road while offering a luxurious feel. Immensely comfortable for both the driver and passengers with its well-designed interiors and state-of-the-art entertainment system, this car is the ideal blend of exhilarating performance and absolute convenience.

With a car this powerful, you want to make sure both the vehicle and passengers are protected with comprehensive car insurance. The need for car insurance is compounded by the fact that road accidents are not uncommon in India, which is why the Tata Harrier insurance policy offers bumper-to-bumper coverage against financial liabilities in case of damages sustained by you or a third party.

The car insurance by Tata AIG not only covers you against third-party liabilities but also protects you against financial losses incurred due to theft, accidents, or natural calamities. If you want to buy car insurance for your Tata Harrier and customize it according to your needs, you can do so online in three simple steps.

Tata Harrier Insurance Renewal/Buy via Tata AIG

Whether you are planning to renew your car insurance or purchasing it for the first time, you can easily complete the process by visiting the nearest office or heading to the website and doing the following:

  • Go to the Car Insurance page. Enter your Tata Harrier’s registration number and click on the "Get Price" to renew your car insurance or "Renew" if your existing car insurance is with Tata AIG.

  • Complete the online form to receive a quote on your insurance for your car.

  • Select the right Insured Declared Values (IDVs) from the list.

  • If you’ve filed a claim before on your existing policy, do notify the insurance provider. Those who have not filed a claim will be eligible for a No Claim Bonus (NCB).

  • The screen will then display the Tata Harrier insurance cost as well as the premium payable for your insurance policy for your car.

  • Finally, you can pay the premium online with the available digital payment options. Once the payment is confirmed, a soft copy of your insurance policy will be sent to your email ID.

Tata Harrier Insurance Price – Your Premium Amount

Your Tata Harrier India price will be determined by the Insured Declared Value (IDV), which depends on your car’s age as well as your location. The term ‘IDV’ implies the maximum claim amount that your insurer is liable to pay in case of damage or theft in your car. Determining the IDV for your car is easy — you can ask a local automobile dealership or use a free four-wheeler insurance premium calculator on the Tata AIG website for the right estimate for your Tata Harrier.

Things Covered and Not Covered under Tata AIG’s Harrier Insurance

Choosing the right insurance policy for a car involves understanding the extent of your coverage while keeping in mind what is not covered. This will help you make an informed decision based on your needs. Here’s what the Tata AIG car insurance policy has to offer:

Things Covered Under Tata AIG Harrier Insurance Things Not Covered Under Tata AIG Harrier Insurance
The comprehensive plan reimburses you for losses incurred by the driver as well as third-party liabilities Vehicles hired or used for racing, speed testing, reliability trials, etc. are not covered
Depending on how you customize your policy, you will be covered in the event of loss or damage to the vehicle and accessories, accidents, natural calamities, or malicious/terrorist acts Only cars being used in India are covered, while those being used outside are not eligible to file a claim
Third-party liability includes loss or damage to their person, property, or vehicle Any consequential loss, wear and tear, and mechanical or electrical breakdown is not covered
The policy includes a personal accident cover for the owner-driver for major and minor injuries Nuclear perils, war, or warlike operations are not covered under the insurance

Why is it Important to Have Tata AIG for Your Tata Harrier Car Insurance?

Tata AIG understands that owning a car is a point of pride for every Indian, and keeping your vehicles as well as loved ones protected is a priority. These distinctive features will allow you to make that happen effortlessly:

  • Tata AIG’s motor insurance policies have been serving customers for over 150 years, upholding the priorities of more than 5 crore happy customers.

  • With a vast team and a performance-driven approach, Tata AIG has mastered the art and science of hassle-free claim settlements to enhance the insurance experience for policyholders.

  • Transparency and reliability lie at the heart of Tata AIG, which explains the high settlement ratio of over 98 per cent.

  • The Tata AIG car insurance policy offers unique, customisable features to fulfil every type of policyholder’s needs.

Overview — Tata Harrier

Designed with a philosophy to transcend the comfort, convenience, and luxury offered by most five-seater cars, the Tata Harrier is a dynamic and unmistakable sight on the road. It comes with plush leather interiors, a leather-wrapped steering wheel, and a fully adjustable driver’s seat that ensures the right amount of lumbar support, keeping you relaxed even through long journeys.

With Two-tone Diamond cut alloy wheels, Xenon HID projector headlamps and LED tail lamps, and a panoramic sunroof, the sheer experience of driving this compact yet spacious SUV around the block is a seamless one, regardless of whether it’s day or night. Featuring a BS6 engine and a 6-speed manual transmission, this offering by Tata is available in 20 variants and five beautiful color options for you to choose from. Some of its technical specifications include

  • ARAI Mileage of 17 kmpl
  • Engine Displacement of 1956cc
  • Max Torque 350nm @ 1750-2500rpm
  • Max Power 167.67bhp @ 3750rpm

Tata Harrier Price and Variants

The Tata Harrier is available in about 20 variants with all of them being diesel-powered. It boasts an ARAI mileage of 17 kmpl, and the price starts at ₹14.52 lakhs (ex-showroom Bangalore). There’s an automatic model of the car that starts at ₹17.22 lakhs.

Its variants include:

Variant Name Price
XE (diesel, manual) ₹14.52 lakhs
XM (diesel, manual) ₹15.92 lakhs
XT (diesel, manual) ₹17.21 lakhs
XMA AT (diesel, automatic) ₹17.22 lakhs
XT Plus (diesel, manual) ₹18.01 lakhs
XT Plus Dark Edition (diesel, manual) ₹18.31 lakhs
XZ (diesel, manual) ₹18.60 lakhs
XZ Dual Tone (diesel, manual) ₹18.80 lakhs
XTA Plus (diesel, automatic) ₹19.31 lakhs
XTA Plus Dark Edition AT (diesel, automatic) ₹19.61 lakhs
XZA AT (diesel, automatic) ₹19.90 lakhs
XZA Dual Tone AT (diesel, automatic) ₹20.10 lakhs
XZ Plus (diesel, manual) ₹20.20 lakhs
XZ Plus Kaziranga Edition (diesel, manual) ₹20.40 lakhs
XZ Plus Dual Tone (diesel, manual) ₹20.41 lakhs
XZ Plus Dark Edition (diesel, manual) ₹20.46 lakhs
XZA Plus AT (diesel, automatic) ₹21.50 lakhs
XZA Plus Kaziranga Edition AT (diesel, automatic) ₹21.70 lakhs
XZA Plus Dual Tone AT (diesel, automatic) ₹21.71 lakhs
XZA Plus (diesel, automatic) ₹21.81 lakhs

Unique Selling Points: Tata Harrier Car Features

Launched in 2019, the Tata Harrier masterfully upholds the brand’s core values of consistency and reliability by offering powerful yet effortless performance and emerging as one of the most beloved C-segment SUVs in the country. With bold, curvaceous exteriors and a smooth engine capacity, the car scores as high on luxury and comfort as it does on speed, convenience, and overall functioning.

Some of its most distinctive features include

  • An automatic gearbox and a full-blown engine.
  • Diamond-cut alloys, sleek Xenon headlamps, and aerodynamic ORVMs.
  • Both manual and automatic variants help you reduce driver fatigue.
  • A massive panoramic sunroof and next-gen entertainment system.

Rivals of Tata Harrier Car

The Tata Harrier is packed with tons of attractive features. Some of its closest competitors include

  • Mahindra XUV700
  • Hyundai Alcazar
  • Tata Safari
  • MG Hector

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

1. How to Claim Tata Harrier Car Insurance?

1. How to Claim Tata Harrier Car Insurance?


Tata AIG Car Insurance offers an effortless 4-step claim filing process for your Tata Harrier:

  • Register your claim with your insurance policy number, FIR details, and other personal details through the form on the website.
  • Tata AIG will assess the damage and send the car to a garage.
  • Following this, Tata AIG will initiate the claim settlement procedure.

As soon as the car insurance claims process is complete, the car is repaired and returned to the policyholder.

2. How to Renew Tata Harrier Car Insurance?


For renewal of your Tata Harrier Car Insurance:

  • Visit the Tata AIG website and go to the Car Insurance page or the Insurance Renewal page
  • Input the necessary details
  • Click on "Get Price"
  • Fill the form with the required details
  • Pay the premium

3. What is the price of Tata Harrier car?


The Tata Harrier car price varies from ₹14.52 lakhs for the base XE Diesel Manual model and goes up to ₹21.81 lakhs for the top XZA Plus Diesel Automatic model.

4. What are the available variants in Tata Harrier?


The Tata Harrier has 20 variants:

  • XE (diesel, manual)
  • XM (diesel, manual)
  • XT (diesel, manual)
  • XMA AT (diesel, automatic)
  • XT Plus (diesel, manual)
  • XT Plus Dark Edition (diesel, manual)
  • XZ (diesel, manual)
  • XZ Dual Tone (diesel, manual)
  • XTA Plus (diesel, automatic)
  • XTA Plus Dark Edition AT (diesel, automatic)
  • XZA AT (diesel, automatic)
  • XZA Dual Tone AT (diesel, automatic)
  • XZ Plus (diesel, manual)
  • XZ Plus Kaziranga Edition (diesel, manual)
  • XZ Plus Dual Tone (diesel, manual)
  • XZ Plus Dark Edition (diesel, manual)
  • XZA Plus AT (diesel, automatic)
  • XZA Plus Kaziranga Edition AT (diesel, automatic)
  • XZA Plus Dual Tone AT (diesel, automatic)
  • XZA Plus (diesel, automatic)

5. Is Tata Harrier a good car?


The all-new Tata Harrier combines powerful and seamless on-road performance with absolute convenience and state-of-the-art interiors, giving you a driving experience that is truly Above All.

6. How much is insurance for Tata Harrier?


Your car insurance price varies according to the model of the car as well as its IDV. To calculate the IDV, you can consult with a local auto dealership or simply use the free four-wheeler premium calculator on the Tata AIG website to figure out your premium amount.