Yamaha EC 06 Bike Insurance

The Yamaha EC-06 is an electric scooter designed for daily usage. It features a clean and sleek design based on the River Indie with sharp body lines, elevated proportions and a horizontal core layout. The EC-06 claims a 169 km range, powered by an IPMSM electric motor and a fixed 4 kWh battery that takes ten hours to fully charge.

The EC-06 also offers convenient features such as multiple ride modes, LED headlights and taillights and 24.5 litres of underseat storage. In electronics, it gets a colourful LCD display which shows speed and battery status and offers connectivity via the Yamaha Motor App. Here is an overview of the most important specifications.

• Powerful Motor: Powered by an IPMSM (Interior Permanent Magnet Synchronous Motor), this electric scooter has a peak torque of 26 Nm.
• Low Downtime: The Yamaha EV scooter charges 0-80% in 8 hours and 0-100% in 10 hours, requiring only a standard 3-pin home power outlet.
• Multiple Ride Modes: It has three ride modes, namely Standard, Economy and Power, that you can flip between based on your riding style.
• LED Headlights: The EV scooter features bright and stylish LED headlights and taillights for improved visibility during night riding.
• Large Boot Space: A large 24.5 litre under-seat boot space lets you store your helmet, bag and other essential items.
• Water and Dust Resistance: The battery and electronics are rated IP67, while other electronics are rated IP65 to ensure water and dust protection.

TATA AIG offers different Yamaha EC-06 electric scooter insurance plans that offer financial protection from damage and liabilities. Let’s explore these plans.

Comprehensive Bike Insurance Plan

TATA AIG’s Comprehensive Bike Insurance offers complete protection against both third-party liabilities and damage to the insured electric scooter. It covers loss and damage from accidents, thefts, natural disasters, and manmade disasters and provides personal accident coverage. The comprehensive plan is perfect for anyone looking for full risk protection from a single policy. Its benefits include cost-effective coverage, 12+ add-ons and online discounts up to 80%.

Own Damage Bike Insurance Plan

Our Standalone Own Damage Bike Insurance provides exclusive coverage for damage to your EV scooter. It covers multiple risks, such as accidents, fire, theft, total losses, and natural and manmade disasters. The OD bike insurance plan is perfect for vehicle owners who already have an active third-party plan. It offers benefits like quick online settlements, flexible coverage options and access to 5300+ cashless garages.

Third-party Bike Insurance Plan

Our Third-party Bike Insurance provides coverage against third-party liabilities only. This includes property damage, injuries, disability and death of third parties and your legal defence expenses. Third-party coverage is the most basic and affordable plan, and mandatory for all vehicles in India. At TATA AIG, we offer multiple third-party plans, including standalone 3-year and 5-year plans and bundled 5-year third-party and 1-year OD plans.

• Mandatory Legal Requirement: Under the Motor Vehicles Act, 1988, having third-party insurance is mandatory for all two-wheelers, including electric scooters. Therefore, you need at least a third-party bike insurance to legally ride your Yamaha scooter on public roads.
• Financial Coverage Against Accidents: Risks like poor road conditions and rash driving behaviour increase the chances of road accidents. While these risks are outside your control, you can safeguard your finances from expensive repair bills and part replacements with a bike insurance plan.
• Protection Against Disasters: Apart from accidents, the Yamaha EC-06 insurance also provides financial protection against natural disasters, such as floods, earthquakes, lightning and cyclones. They also cover damage and losses due to manmade acts, such as vandalism, riots and terrorist acts.
• Third-Party Liability Coverage: Comprehensive and third-party bike insurance plans cover damages and injuries caused by your insured scooter to other persons, vehicles and properties. If you are responsible for an accident, liabilities and court settlements can drain your savings without insurance coverage.

• Multiple Coverage Options: With TATA AIG’s Electric Bike Insurance, you get multiple policy types, coverage limits and tenures. We also offer 12+ unique add-ons, including specialised covers like Electric Surge Secure and Depreciation Cover for Battery.
• Quick and Easy Digital Processes: You can buy and renew bike insurance online on the TATA AIG website with just a few clicks and minimal documents. We also provide soft copies of all policy documents, eliminating the need for paper documents.
• Easy Cashless Repairs: Get cashless repairs from any of TATA AIG’s 5300+ network garages across India. You can make quick online claims with just a few clicks and get up to 100% settlement without paying any cash.
• Theft Coverage: Due to the rise in bike theft reports, our theft coverage feature is quite useful for a premium two-wheeler like the Yamaha EC-06. If your EV scooter is stolen or lost, you can get full compensation based on its market value.
• Personal Accident Benefits: An unfortunate road accident can put enormous financial strain on your loved ones. We offer personal accident cover of ₹15 lakhs that pays for medical expenses for injuries and fixed compensation to family members for death.
• Reliable Insurance Partner: When choosing an insurer for Yamaha EC-06 insurance, you will want a reliable partner. At TATA AIG, we ensure to maintain a high Claim Settlement Ratio (CSR) and low turnaround time, which gives you confidence that we will fulfil your needs.

Bike insurance is a type of insurance policy that covers repair and replacement expenses for a two-wheeler due to damages and losses from accidents, fire, natural disasters and other risks. They may also cover liabilities arising out of damage or injuries caused by your bike to third parties. Here’s how it works:

Step 1: Buy a Bike Insurance Plan

Choose bike insurance online based on your coverage needs and driving habits. Then, pay the premium to buy your chosen plan.

Step 2: Save the Policy Documents

Save the policy documents you receive after buying the bike insurance plan. As long as the policy is active, you can file claims for repairs and replacement expenses.

Step 3: Inform the Insurer

If your bike is damaged, stolen or lost, inform the insurance company and file a claim by filling out the respective form and submitting the necessary documents.

Step 4: Claim Settlement

After documentation and verification, the insurance company will pay out your claim. For cashless claims, they will settle your bills directly with the garage, while for reimbursement claims, they will compensate your expenses.

Yamaha EC-06 Insurance Inclusions

1. Accidents: Covers damage and losses due to external accidents involving the insured two-wheeler.

2. Fire: Covers fire-related damages, including self-ignition, lightning, explosions, etc.

3. Theft: Reimburses the bike’s market value if it's stolen or totally damaged.

4. Transit Damage: Covers damages incurred while transporting the EV scooter via roads, rails, waterways or air.

5. Natural Calamities: Covers damage or loss from cyclones, storms, floods, earthquakes, snowfall, landslides, etc.

6. Manmade Disasters: Covers manmade damages from vandalism, riots, strikes, terrorist activities and malicious acts.

7. Third Party Liability: This includes liabilities arising out of third-party property damage, injuries and death and legal expenses for the same.

8. Personal Accident Cover: Provides compensation for medical expenses and death benefits to the family members of the owner-driver.

Yamaha EC-06 Insurance Exclusions

1. Tyres and Tubes: Damage to bike tyres and tubes unless the vehicle is damaged at the same time.

2. Traffic Law Violations: Damage due to not wearing a helmet or not carrying a valid driver’s licence.

3. Alcohol and Drugs: Any damage or loss incurred while the driver is under the influence of alcohol, drugs, or other intoxicating substances.

4. Reckless Activities: Damages due to participating in racing, speed tests and reliability tests.

5. Extraordinary Circumstances: Damage caused due to war, invasion, rebellion, war-like operations, and nuclear perils.

Disclaimer: Note that the above list is not exhaustive and is subject to certain terms and conditions. Please refer to the Policy Wording document for complete details.

1. Electric Surge Secure: This is a specialised add-on for EVs like the Yamaha EC-06 that covers the vehicle and its charging equipment for damage due to electrical issues like arcing and short-circuiting. It pays up to your bike’s Insured Declared Value.

2. Depreciation Allowance- Battery: This is another EV-specialised add-on that helps you get the full claim amount without deductions on battery depreciation. The add-on is quite useful because EVs have expensive batteries that depreciate quickly.

3. Depreciation Allowance: Also called the Zero Depreciation Cover, this add-on helps you get the entire claim amount without any deduction for the depreciation of bike parts.

4. Return to Invoice: The Return to Invoice add-on helps to cover the full invoice value of your electric scooter when claiming reimbursement for theft or total loss. It also covers registration charges and road taxes.

5. Roadside Assistance: The Roadside Assistance Cover provides emergency breakdown repairs and services to your location. It covers on-the-spot repairs, flat tyre repairs, fuel assistance, battery jumpstart, towing services, and more.

6. Emergency Medical Expenses: This add-on provides reimbursement for emergency medical expenses and ambulance charges for an accident involving the insured vehicle. It covers both the owner-driver and the pillion rider.

7. Engine Secure: The Engine Secure add-on covers repair and replacement expenses of engine parts, gearbox and transmission from damage due to water ingress or oil leakage. It also covers consumables and lubricating oils used during repairs.

8. Consumable Expenses: The Consumables Cover reimburses the cost of certain bike consumables during repairs. This includes lubricants, gearbox oil, engine oil, screws, nuts and bolts, oil filters, distilled water and air conditioning gas.

9. Tyre and Rim Secure: This add-on covers the repair and replacement costs due to loss and standalone damage of bike tyres and wheel rims. It also covers service and labour charges incurred when performing repairs or replacements.

10. Additional Third-Party Property Damage: As the name implies, this add-on increases the coverage limit of standard third-party bike insurance plans for property damage liabilities. The limits apply to both single and series of claims.

11. Additional Personal Accident Cover for the Owner-Driver: This add-on safeguards you and your family members by providing additional compensation for serious and fatal injuries. For fatalities involving the insured scooter, a fixed compensation is paid out.

12. Additional Personal Accident Cover to Unnamed Persons: This increases the limit of personal accident cover beyond the standard ₹15 lakh. It covers anyone driving or travelling in your insured two-wheeler.

• Insured Declared Value: The Insured Declared Value (IDV) is the maximum amount that the insurer will compensate based on your bike’s prevailing market value. Look for policies offering higher or lower IDV ranges based on your needs.
• Add-On Covers: Before you consider opting for a bike insurance policy, check if it offers useful add-on covers that you want. Add-ons that cover battery damage and electrical issues are especially important for EV scooters.
• No Claim Bonus: This is a discount on premium or additional coverage offered for not filing claims for the previous year. Ensure to check the No Claim Bonus percentage offered by the insurer and the maximum limits.
• Coverage Limits: No insurance policy offers unlimited coverage. Hence, you should carefully go through the terms and conditions in the policy wording documents and find all the inclusions, exclusions and coverage limits.
• EV Coverage: To find the best Yamaha EC-06 insurance plans, look for options that provide specialised coverage for batteries, electric motors and charging units. Also, look for plans or add-ons covering water-related damage and electrical issues.

Step 1: Scroll to the top and find the purchase window. Then, enter your scooter’s registration number and click on ‘Get Price’.

Step 2: Enter the personal information and bike-related details when asked.

Step 3: Select the right plan, policy coverage and optional add-ons according to your preference.

Step 4: Wait to receive the quotes showing the Yamaha EC-06 insurance price. If you choose to accept, make the payment with your preferred mode to complete your purchase.

Step 1: At the top of this page, select ‘Bike’ from the ‘Renewal’ menu.

Step 2: In the next screen, enter your bike registration number or your 10-digit existing policy number.

Step 3: Review the updated details of the Yamaha EC-06 insurance renewal. You can change the Insured Declared Value and include add-ons as per your choice.

Step 4: Confirm your choices and complete the payment online to complete your bike insurance renewal.

There is no universal bike insurance price formula. Instead, the Yamaha EC-06 insurance cost India depends on the type of chosen plan, premium components, add-ons, discounts and factors, such as the bike’s make and model, age, location and rider-related factors. To get accurate estimates of the premium amount, you need to use a bike insurance premium calculator.

Third Party Bike Insurance Premium

Third-party bike insurance premium rates are decided by the IRDAI (Insurance Regulatory and Development Authority of India) and are the same across all insurance companies in India. Annual premium rates for electric two-wheelers range from ₹457 to ₹2383 based on the battery capacity, according to the Motor Vehicles Rules, 2022.

Comprehensive Bike Insurance Premium

The Yamaha EC-06 bike insurance price for comprehensive plans depends on the individual cost of third-party premium, own damage premium, and personal accident premium. It also depends on the add-ons you have selected and the applicable discounts and No Claim Bonus. The prices are decided entirely by the insurer.

Step 1: Inform us as soon as possible and register your claim using either our claims support page or helpline (1800-266-7780).

Step 2: Once you submit the claims form, we will send a self-inspection link to your mobile number. Open the link and complete the self-inspection form.

Step 3: Wait for one of our surveyors to visit you to inspect your damaged vehicle and prepare a damage report.

Step 4: Take your Yamaha electric scooter to a network garage for cashless claims. If you can’t find a network garage, you can get your vehicle repaired at a non-network garage and claim reimbursement.

Step 5: Submit all the required documents upon request, including vehicle-related documents, identity proof, policy documents and repair bills and payment receipts. Once we complete the verification process, we will promptly settle your claim.

• Duly filed and signed claims form
• Copy of identity proofs, such as a driving licence, PAN card or Aadhaar card
• Original bike insurance policy documents
• Original estimate bill and invoices
• Copy of bike registration certificate (RC)
• Receipt of tax payments
• RTO transfer papers (for second-hand vehicles)
• Copy of FIR (for theft and third-party liability)
• Legal notice (for third-party claims)
• No Trace Report by the police (for theft)
• Hospital bills (for personal accident injury claims)
• Garage repair receipts (for reimbursement claims)

The Yamaha EC-06 only comes in a single bluish white variant, sold in select cities as of 2026. Here’s what it costs:

Disclaimer: Prices may change based on location, dealerships and over time. Check individual dealerships and marketplaces to know the updated price.

Electric scooters like the Yamaha EC-06 contain many essential parts that need insurance coverage for financial protection from accidents, theft and other risks. Here are the important components that should be insured:

• Battery: An EV’s battery is the single most important and often the most expensive part. Most EVs have lightweight lithium-ion batteries powering the vehicle.
• Motor: The EV motor generates mechanical energy from electrical energy in the battery pack. The motor’s torque and power directly affect the bike’s performance.
• Charger: It converts AC power from the mains into DC power for batteries. EV scooters have specialised chargers that enable quick charging and protect the battery life.
• Controller: The controller acts as the ‘brain’ of an electric scooter that regulates power flow from the battery to the motor. It controls speed, torque, power usage and provides electrical protection.
• Brakes and Steering: Just like any other bike, EV scooters have brake pads and brake fluid to stop or slow down the vehicle. They also have mechanical steering systems to ensure precise handling.

The Yamaha EC-06 is an electric commuter scooter and Yamaha’s first entry into the world of EVs. It’s a modern, stylish, durable and no-nonsense scooter known for its functional features like large boot space, multiple ride modes and high-quality electronics. With a range of 169 km on a single charge and the ability to charge using a regular home socket, this EV bike is designed for everyday usage.

If you are planning to get this innovative bike, ensure to get a reliable and top-rated Yamaha EC-06 insurance plan to protect your ride financially. TATA AIG’s bike insurance plans are perfectly designed to cover your brand-new EV from a variety of risks at an affordable price. Get insured by entering the registration number.