Ather Rizta Insurance

Whether you choose to buy or renew your Ather Rizta insurance, TATA AIG offers a quick and convenient process that is designed to ensure maximum coverage with minimal effort. The online procedure for buying a new policy or renewing an existing cover is seamless.

Let us take a look at the Steps for Ather Rizta insurance renewal and purchase so you can secure your scooter with the best insurance policy.

-Ather Two-Wheeler Insurance Purchase Process

Here is a Step-by-Step guide to help you secure your scooter with TATA AIG two-wheeler insurance:**

Step 1: Visit the official website for buying TATA AIG two-wheeler insurance.

Step 2: On the bike insurance page, you will see a slot for entering the registration number of your vehicle. Once you do, click on the “Get Price” button.

Step 3: On the subsequent page, you will be provided an insurance application form that will need to be filled out. Ensure that all the information in the form is relevant and up-to-date.

Step 4: Upload all your KYC documents as prompted on the screen. These include identity proof, address proof, bank details and more.

Step 5: Here, you can choose to enhance your basic coverage with add-on options. There is an extensive list of add-ons for electric bikes.

Step 6: Carefully review and submit your application and pay the Ather Rizta insurance price, in other words, the premium for your insurance policy.

Step 7: Once the policy has been verified and approved, you will receive an email with the PDF attached comprising a soft copy of your Ather bike insurance plan.

-Ather Rizta Insurance Renewal Process

If you have already purchased your policy and it is up for renewal, here is the process you can follow:**

Step 1: Visit the official website for TATA AIG two-wheeler insurance.

Step 2: On the landing page, enter the registration number of your scooter and click on the “Renew’ tab.

Step 3: Carefully fill out the insurance renewal form and enter all the relevant details accurately such as the policy expiration date, claim history (if applicable), etc.

Step 4: Choose from a list of unique add-ons to further strengthen your insurance coverage and make the payment for your bike insurance policy.

Step 5: Once the payment has been verified, a soft copy of the renewed policy is shared with the insurance holder on their registered email address.

Additional Notes:

Your Ather two-wheeler insurance can be valid for anywhere between one to five years depending on the tenure you opt for. A policy can be renewed anytime within 90 days of its expiration date.

Insurance holders can also renew their coverage 15 to 30 days before the due date, which is a recommended alternative by TATA AIG for long-term bike insurance plans. If your policy has expired and you failed to renew it, TATA AIG provides a 90-day grace period during which the policyholder can renew their policy.

At TATA AIG, we understand that affordability is an essential criterion when purchasing bike insurance, especially as electric scooters are already an expensive investment. So, before investing in a cover, we always advise insurance seekers to use a two-wheeler insurance premium calculator.

The premium calculator is a free online tool that gives you an estimate of the premiums that will be payable against your bike insurance. This can help you understand the Ather Rizta insurance price before you commit to a policy.

-When it comes to buying Ather two-wheeler insurance, insurance seekers have three options:

-Third-Party Two-Wheeler Insurance: This is a standard bike insurance policy and the prices for these are determined by the Insurance Regulatory and Development Authority of India (IRDAI) and calculated based on the engine capacity (cc) of the vehicle. These prices are analysed annually to check if the rates should be adjusted.

-Comprehensive Two-Wheeler Insurance: Ather Rizta insurance price for comprehensive policies is calculated on several factors such as add-ons, make and model of the vehicle, Insured Declared Value (IDV), location and more.

This entire process is eased with the use of a premium calculator wherein the individual will simply have to enter the above details and it will give you a near-accurate estimate of the premium payable.

-Own damage two-wheeler insurance: If you already have a third-party bike insurance plan, you can also opt for our own damage bike insurance plan, which provides coverage against damages to the insured vehicle. This cover does not include third-party liabilities. The premium for this policy is less than the comprehensive policy, since it does not cover third-party damages.

Ather Rizta’s third-party insurance price will be cheaper than a comprehensive cover as the former only compensates for third-party liabilities. This means any damage to your own vehicle will have to be borne from your pocket.

Important:

The IRDAI has made it mandatory for every two-wheeler owner to at least have third-party bike insurance to legally ride on Indian roads. With that in mind, Ather Rizta’s third-party insurance price is also reasonable so vehicle owners can comply with driving regulations without burning a hole in their pocket.

It is important to stay insured when you are riding on public roads in India. Policyholders must make note of their policy expiration date so they can get their cover renewed before it expires.

Add-ons, also known as riders, are additional coverages that insurance seekers can purchase to enhance their standard insurance policy. These optional benefits provide an added layer of protection for certain unpleasant scenarios.

By opting for these add-on covers, insurance seekers can tailor their policy to suit their insurance requirements ensuring a stronger coverage in the event of an unfortunate eventuality.

-TATA AIG offers unique add-on options that electric bike owners can buy to secure their precious bike:

-Personal Accident Cover: This offers a lump-sum payout to the rider and their family in the unfortunate event of a serious injury, permanent disability, or accidental death while riding the insured bike.

-Return-to-Invoice Cover: In the event of total loss or theft of your vehicle, this cover will reimburse the entire invoice price instead of its current market value.

-Zero Depreciation Cover: When raising a claim for repairs, this add-on ensures that the insurance company covers the entire cost of the replacement of parts without considering depreciation which translates into a higher payout.

-Consumable Cover: Under this add-on, essential consumable items such as lubricants, screws, washers, etc. during the process of repairs which is typically excluded under a standard policy.

-Roadside Assistance Cover: This cover offers on-the-spot assistance when the insured vehicle is stranded and needs assistance with towing, flat tire replacement, minor repairs, fuel delivery, or battery issues.

-Additional Third-Party Property Damage Cover: While basic third-party coverage is in-built in the third-party and comprehensive bike insurance plans, you can opt for this rider to get enhanced coverage against third-party liabilities.

-Emergency Medical Expenses: This rider reimburses the medical and ambulance expenses caused due to an accident. It covers you as well as your pillion rider.

Before investing in a cover, it is important to check the policy inclusions and exclusions so you are not unpleasantly surprised at the time of raising a claim.

-Ather Rizta Insurance Inclusions

Two-wheeler insurance is a critical document safeguarding your beloved Ather Rizta against unpleasant eventualities. Considering its significance, insurance seekers need to compare two-wheeler insurance policies before investing in a cover.

To help you through your purchase journey, here are some reasons for investing in Ather two-wheeler insurance by TATA AIG:**

-Trusted Brand: TATA AIG is a trusted and reliable insurance provider. Our dedicated team of over 650 claim experts ensures that the policyholder receives top-notch service.

-Comprehensive Coverage: By investing in comprehensive Ather Rizta insurance, vehicle owners can rest assured as their precious scooter is secured against a host of scenarios from third-party liabilities to accidental damages and more.

-Add-On Covers: With unique rider options to strengthen standard coverage, insurance seekers can customise their policy and ensure appropriate coverage based on their distinct requirements.

-Seamless Claim Settlement: The claim settlement process with TATA AIG is quick and hassle-free with minimal paperwork. During FY 2022-2023, we successfully settled 99% of the claims that were filed.

-Extensive Garage Network: Insurance holders can visit any of the network garages enlisted by TATA AIG and avail of the cashless claim facility. This convenient alternative prevents last-minute scrambling.

-24/7 Customer Support: TATA AIG provides round-the-clock customer support which means you can get assistance for your Ather Rizta insurance purchase, claims or any other queries at any time you need.

-Affordable Premiums: TATA AIG offers the best prices and premiums under its diverse policies. Additionally, when you buy insurance online, you are eligible for several more discounts.

Ather Rizta is the go-to electric scooter for families. It is designed to offer comfortable riding quality with advanced safety features and smart technology. The Rizta boasts an impressive 159 km IDC range and a top speed of 80 km/h, which is excellent for both short and long rides.

The scooter is designed to be spacious and comprises a 56L storage space, making it ideal for family excursions. It also contains a multipurpose charger so your phones, tablets and speakers can be powered on the go.

-Unique Selling Points of the Ather Rizta

Safety First

-SkidControl: Wet surfaces and bumpy road conditions do not threaten Rizta’s safety as its SkidControl feature minimises slipping, ensuring a safe ride regardless of the road conditions.

-Emergency Stop Signal: When you halt suddenly and apply emergency brakes, the scooter alerts you by flashing its tail lights to mitigate rear-end collision.

-Tow and Theft Alert: The bike will instantly notify if it is tampered with, while parked. The scooter will also signal flash-lights to deter thieving attempts.

-FallSafe: In the event of an accidental fall, the motor automatically shuts off, preventing further movement and reducing the risk of injury.

Connected Riding

-Alexa Skills: Alexa keeps your hands free so you can focus on the road while giving voice commands to get your scooter’s status, get directions or find your last parked location.

-Call and Music Control: The dashboard controls make it easy to answer important calls or play your favourite music while riding.

-Auto-reply on SMS: Riders can send automatic SMS replies to loved ones and let them know you are riding and unavailable for calls.

Comfort and Style

-Rear Mono-shock Suspension: The rear mono-shock suspension absorbs shocks and vibrations ensuring a smooth ride regardless of the road conditions.

-AutoHold: When you stop on an incline, AutoHold automatically engages to prevent rolling backward or forward, which can be especially convenient in city traffic.

-Magic Twist: Rizta ensures that the rider enjoys a seamless and controlled riding experience with its intuitive design that enables acceleration by twisting the throttle down and slowing down by twisting it up

In addition to the aforementioned, the Rizta boasts several other benefits. For example, the Halo bit enhances convenience with features such as pillion intercom for easy communication and music sharing for a shared audio experience.

Buyers also have the option of personalising their Rizta with a range of different accessories, including family-friendly options such as child safety seats and extra storage, making it the perfect scooter for both style and functionality.

Disclaimer: As prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.