Duplicate Bike Insurance

A duplicate bike insurance copy is basically a replacement document issued by insurance providers if your original documents are damaged or lost. The duplicate copy is proof for making a claim and should always be kept with you for legal purposes. Whether you have had an accident or are stopped by traffic authorities for a check, carrying a valid two-wheeler insurance policy copy is crucial.

Helps in Claiming Insurance

If you ever need to make an emergency claim, you will need to present the document on the spot. This document contains key details that assist your insurance provider in processing your claim smoothly.

Legal Compliance

It is crucial to carry a copy of the bike insurance while riding, as failing to present one could lead to massive fines. Plus, it is not recommended to carry the original all the time, so keep the duplicate handy instead.

Shields Against Loss

Your two-wheeler insurance policy papers could get damaged or lost and when you need them for a claim or to present, what will you do? That is when a duplicate copy comes to the rescue.

Also Read: Is Third-party Two-Wheeler Insurance Really Useful?

How to Get a Duplicate Two-Wheeler Insurance Copy Offline?

Step 1- Let Your Insurance Provider Know: The very first **Step is to notify the insurance company (in this case, TATA AIG) either by writing an email or calling. It is extremely vital to inform your insurance provider regarding the loss of your bike insurance policy paper, as you require a duplicate copy of the plan.

Step 2- Write an Application: Write an application to your insurance provider, ensuring that you include all the necessary details in the application. Make sure to add the information mentioned.

• Your name in full

• Your bike insurance policy number

• Type of bike insurance cover

• The bike insurance policy issuance date

• Your two-wheeler’s registration number

• It is compulsory to state the reason for requesting a duplicate policy document.

Step 3- File a First Information Reporting: Head to your local police station and file an FIR for your lost document. Be sure to include all relevant details like your bike insurance policy number, riders or add-ons. Once the First Information Report is filed, grab a copy of it and submit it to your insurance company along with the FIR application as proof that the document is missing.

Step 4- Publish an Advertisement in the Print Media: Recovering lost bike insurance papers is an essential part of this process. Most traditional insurers advise placing an ad in a local newspaper mentioning the missing policy documents. Once published, do not forget to share a copy with your insurance provider for further action.

Step 5- Sign an Indemnity Bond: The final **Step is to sign an indemnity bond. You will need to do this on non-judicial stamp paper, so connect with a certified notary to get it signed. Do not forget to include all the key policy details, like your name, bike policy number and other relevant info on the bond.

You will also need two witnesses to sign the indemnity bond for you. Just a heads-up—the bond states that any false statements will be your responsibility, so make sure everything is accurate.

As soon as you have completed all the **Steps above, submit your application along with the required documents. After they are verified, your insurance provider will process the request and issue your duplicate bike insurance copy.

Also Read: What Happens if You Lose Your Bike Insurance Documents

To Receive a Duplicate Bike Insurance Copy Download Online

Thanks to the digital transformation of insurance transactions, getting your lost duplicate bike insurance has never been easier. The process is quick and can be done instantly online. Here is how you can download your duplicate lost bike insurance copy in just a few simple **Steps.

Step 1: Head over to TATA AIG’s website and log in to your account. Mostly, we would have sent you these details via email, but if you have not received them, you can easily find them by entering your bike insurance policy number.

Step 2: While TATA AIG puts forward different two-wheeler insurance plans, pick the one for which you require a duplicate copy.

Step 3: The portal will prompt you to punch in your two-wheeler policy details for verification. Simply fill in the requested info like your policy number, bike variant, model, personal mobile number and any other details it asks for.

Step 4: You will get a one-time password on your registered mobile number for verification. Just enter the OTP to proceed.

Step 5: Post verification, you can easily view, print or go for bike insurance copy download online. If you choose the ‘email option’, a PDF form of the document will be sent straight to your mail inbox.

With the facility to issue a duplicate bike insurance plan, you may obtain a copy of your two-wheeler insurance without having to purchase a new insurance cover. Make sure you do not wait until the last moment and risk getting fined by traffic authorities.

Also Read: How to Get the Details of Bike Insurance by Registration Number?

The bike insurance copy contains a vehicle number for your two-wheeler, which is directly connected to the engine number and chassis number. This number helps you download the policy copy online by keenly following some easy **Steps:

Step 1: Navigate straight to the official site of the Ministry of Road Transport and Highways or the web portal of your state transport department.

Step 2: Punch in your bike’s registration number and then hit the button marked as “Submit”.

Step 3: All the essential details of your bike insurance policy will appear on the device's screen.

Step 4: You may also check the official website of the Insurance Information Bureau for details about your insurance company, regulated by the Insurance Regulatory and Development Authority of India.

Step 5: Once you have verified all the details of your insurance, head to your insurance company’s website.

Step 6: You can now easily download a copy of your bike insurance policy by providing all the required information.

Also Read: Steps to Find Your Lost Insurance Documents Online

Instant Access to Policy Papers

A downloaded two-wheeler insurance policy lets you access your insurance details anytime and anywhere, particularly in emergencies.

Insurance Proof

A digital copy acts as valid proof of insurance. It is essential during times of traffic checks or claim filing.

Convenience

Downloading the bike insurance policy simplifies transferring vehicle ownership or sharing information with police authorities during traffic checks.

The bike policy number is provided on the policy document by all insurance companies. Nonetheless, if you do not have a copy of your two-wheeler insurance plan, there are a few other ways to find your insurance policy number.

• You can visit your insurance company’s website, such as TATA AIG's and log in to your account to find your bike policy number. Alternatively, signing in to the mobile app will also display your two-wheeler policy number.

• You may contact your insurance agent to retrieve the details of your misplaced bike insurance policy.

• You can call the insurance company’s official helpline. After verifying certain details, the customer assistance team may provide you with information about your bike insurance policy.

• You may pay a visit to the nearest branch office of your insurance company. You may follow this link to locate the nearest TATA AIG branch.

• You can also visit the official site of the Insurance Information Bureau (IIB), as it keeps a record of every motor insurance policy issued in India.

Under the Indian Motor Tariff, it is mandatory for all vehicle owners to have valid insurance before taking their vehicles on public roads. Failing to comply leads to penalties of up to ₹2,000 or even three months in jail.

Thanks to the IT Act, there is no need to worry about carrying a physical copy of your motor insurance policy anymore. Digital documents stored in platforms like DigiLocker are recognised as valid and equivalent to their hard copy counterparts. This makes it easier and more convenient for you to carry and access your vehicle's insurance policy without fearing penalties and fines.

Do not wait around to get a duplicate copy of your bike insurance policy. Driving without it is against the law, so make sure you act fast when your bike policy gets misplaced.

Keep your vehicle documents like your two-wheeler insurance, PUC certificate and registration certificate safe. Better yet, use government-approved apps like mParivahan and DigiLocker to store them digitally. This way, you can access your documents right from your phone without needing to carry physical copies everywhere.

Now, having a duplicate copy of your bike insurance is crucial for more reasons than one. It is about keeping your documents safe and being prepared for the unexpected. Whether it is a traffic check, an emergency claim or a legal situation, having easy access to your insurance details can save you a lot of stress and hassle.

That is why choosing the right insurance provider is so important. With TATA AIG, you get top-notch coverage and the ease of managing your policy online. With us, you can compare two-wheeler insurance online and pick one that suits your needs.

Need a duplicate insurance policy? No worries—you can access and download it anytime from our website. So, why hit the brakes? Shield your very ride and cruise with confidence, backed by TATA AIG’s fast and reliable insurance solutions. Get insured today—because your safety is always in the driver’s seat!

Do you need to carry a copy of your insurance policy at all times?

Yes, carrying an insurance policy and other essential documents is mandatory when riding a two-wheeler. If you fail to present your bike insurance policy, you are required to pay a high fine or even face imprisonment.

What documents must one carry in their vehicle when driving?

When riding your bike, you must carry four vital papers: three pertaining to your two-wheeler and one for yourself. The documents are your bike insurance plan, valid driver's licence, Pollution Under Control Certificate and your bike's registration certificate.

Can a mobile app assist in accessing bike insurance copies?

Several mobile apps allow insured individuals to store digital copies of essential documents like insurance and licences. DigiLocker and mParivahan apps ensure secure and convenient access to these important records.

Can I get my duplicate bike insurance policy online?

Yes, with TATA AIG, you will have the option to download a duplicate bike insurance policy from our official website or mobile app. You can log in using your policy details and download a digital copy.