Tata Curvv EV Car Insurance

• How to Buy:

• You can buy car insurance via our website or mobile app. To make your purchase here, scroll to the top, enter your Tata Curvv EV registration number, and click on "Get Price".

• Provide the required car details and personal information when prompted.

• Choose your car insurance plan, set your IDV, and include your preferred add-ons.

• Review the car insurance quote and, if acceptable, pay the premium using UPI, credit/debit card, net banking, or EMI.

• You will receive your digital policy instantly at your registered email address.

• Important Tip: Dealer insurance is not mandatory. You can refuse it and buy EV insurance online from a trusted provider like TATA AIG.

• How to Renew:

• You can renew your car insurance here or on the mobile app. To renew, click on "Renew your TATA AIG car policy" at the top of this page.

• Enter your Tata Curvv EV registration number or your existing car insurance policy number.

• Review the renewal premium and applicable No Claim Bonus (NCB).

• Upgrade your insurance coverage or include add-ons as required.

• Pay the renewal premium to complete the online renewal process. Make sure to renew within the 90-day grace period from policy expiry to avoid penalties.

• Important Note: You may need a vehicle inspection to renew an expired policy. Inspection may also be required to buy or renew used car insurance.

    Get a specialised plan for your Tata Curvv EV with just a few clicks.   Buy Now

• Third-Party Coverage is a Legal Requirement

  Under the Motor Vehicles Act, third-party insurance coverage is mandatory for every vehicle on public roads. Violations carry fines up to ₹4,000, jail for up to 3 months, or both. If you cause injuries, property damage or fatalities with an uninsured car, you may also have to cover substantial legal compensation on your own.

Third-party insurance coverage covers both small fines and legal liability for a premium as low as ₹2904.

• Keep Repair Costs Predictable on Your Tata Curvv EV

  With an ex-showroom price starting at ₹16.99 lakhs, repair of an upscale electric SUV can be a major cost burden. While an OEM fog lamp can cost ₹6900, expensive parts such as fast chargers can cost ₹31,000-59,000 to replace after a major mishap. A comprehensive Curvv EV insurance plan can cover the repair costs of your premium vehicle, letting you enjoy stress-free driving.

• Cashless Repairs Without Paying Upfront

  Tata Motors has a pan-India network of 1600+ workshops, and most of these are TATA AIG network partners. Buying our car insurance plan provides you access to 6300+ network garages with 24/7 customer support and a dedicated claim handler for seamless cashless repairs.

We also provide quick roadside assistance with a typical response time of 1-3 hours and doorstep pick-up and drop-off services for your convenience

• Covers Fire, Natural & Man-Made Disasters

  Fire, floods, storms and other unforeseen events can cause significant damage to your Tata Curvv EV. Driving through a flooded street can damage critical electrical components, while an EV fire can lead to extensive damage or a total loss.

TATA AIG’s Electric Car Insurance covers your vehicle, EV batteries, and portable chargers from loss or damage. With the Electric Surge Secure add-on, it also covers damage from charging issues and voltage fluctuations.

• Covers Theft & Total Loss

  When you own a premium electric vehicle, theft is one of the biggest financial risks, whether it happens at your home, office or roadside. An accident, fire or flooding can also cause irreparable damage to your Tata Curvv EV, leaving you without personal transport.

Our Curvv EV car insurance provides replacement cover up to the Insured Declared Value (IDV) or the on-road price with the Return to Invoice add-on.

• Car Insurance Policies We Offer

  Choose the right insurance for your Tata Curvv EV based on your vehicle's age, condition, and usage requirements.

What Policy Do I Buy?

• How an EV is Rated

  IRDAI has set fixed third-party premium rates, with a flat 15% discount on premiums for electric vehicles like the Tata Curvv EV. The premium rate is set by the car’s battery capacity in kilowatt-hours (kWh).

The current third-party Curvv EV insurance premium is ₹2904 for 1-year plans and ₹9044 for 3-year plans for all variants. Own damage insurance pricing is set individually by factors such as the vehicle’s value and the insurer’s risk.

• What Actually Needs Covering on an EV

  The battery is often the highest-value component in an EV. TATA AIG’s Electric Surge Secure add-on covers damage to your EV and its charger due to electrical issues such as arcing, self-heating, electricity leakage and water ingress while charging.

The Depreciation Reimbursement add-on covers the depreciation amount normally deducted from part replacement during repairs. It extends to EV components, including the battery and charger and non-electric parts. The Depreciation Allowance- Battery provides depreciation coverage for only battery replacements.

• Your Battery Warranty is Not Your Insurance

  A battery warranty covers manufacturing defects and degradation, while insurance for Tata Curvv EV covers external damage due to accidents, fire, and natural disasters. Neither is a substitute for the other, and having a valid warranty doesn’t mean you don’t require insurance cover.

For the Tata Curvv EV, the brand offers a lifetime original warranty valid for 15 years. This warranty covers only defective parts and excludes any damage due to accidents and collisions. A car insurance policy is required to cover damage from unforeseen situations.

• EV Repairs and the Network

  EV repairs require specialised diagnostic tools, safety gear, facility upgrades, training and certification to safely handle high-voltage work. Since not every garage is equipped to repair EVs, you need to check which network garage will repair your Tata Curvv EV.

TATA AIG offers access to an extensive network of Tata Motor authorised service centres that handle electric vehicles. Check our Garage Locator page to find repairers in your area.