Hero Pleasure +Xtec Insurance

The process for buying and renewing your Hero two-wheeler insurance with TATA AIG is designed to be seamless and optimise convenience with competitive coverage options, easy online processes and reliable customer support.

-Hero Pleasure+ Xtec Insurance Online Buying Process

Step 1: Visit the official TATA AIG two-wheeler insurance page.

Step 2: Enter the registration number of the vehicle you wish to secure and click on the “Get Price” tab.

Step 3: On the subsequent page you will see an insurance form. Fill it out with all the relevant details and ensure that all the information provided is up-to-date.

Step 4: Upload all your KYC documents such as your ID proof and address proof, followed by your bank details.

Step 5: In the next section, include the add-on covers based on your insurance requirements. TATA AIG provides a list of seven add-ons to choose from. Insurance seekers can also forgo these insurance riders as they are not mandatory.

Step 6: Review and finally submit your insurance application form and pay the Hero Pleasure+ Xtec insurance price. This is the premium for your policy coverage.

Step 7: The TATA AIG team will then verify and approve your insurance application form. Once this internal process is complete, the policyholder is provided a soft copy of their insurance plan in a PDF format on their registered email address.

-Hero Pleasure+ Xtec Insurance Renewal Process

Step 1: Visit the official two-wheeler insurance page for TATA AIG for your Hero Pleasure+ Xtec insurance renewal.

Step 2: Accurately enter the registration number of your bike in the provided slot and click on the “Renew” button.

Step 3: Carefully fill out the insurance renewal form and provide details such as policy expiration date, claim history (if applicable), etc.

Step 4: Choose from a list of TATA AIG’s seven unique add-on options if you wish to strengthen your standard coverage. You can skip this **Step if you do not need additional coverage.

Step 5: Once you make the payment for your Hero insurance renewal, the TATA AIG team will verify it and you will receive a PDF copy of your renewed bike policy to your registered email.

Additional Notes:

The policy tenure ranges from one to five years and insurance seekers have the option of applying for their Hero Pleasure+ Xtec insurance renewal within 90 days of the policy’s expiration date.

Your policy can also be renewed 15 to 30 days before its due date, which is the recommended renewal time for long-term insurance policies.

Several factors contribute to the overall cost of your Hero Pleasure+ Xtec insurance. At TATA AIG we understand that affordability is a primary concern when investing in two-wheeler insurance.

Considering this, we advise insurance seekers to use our bike insurance calculator before making any decisions. This is a free online tool that helps you get an estimate of the insurance cost for your Hero Pleasure+ Xtec in advance.

When purchasing your Hero Pleasure+ Xtec insurance from TATA AIG, you can choose between three types of policies:** third-party insurance, own damage policy or comprehensive insurance.

-Third-party two-wheeler insurance: This is a basic plan that compensates for third-party liabilities such as property damage and injuries. Hero Pleasure+ Xtec’s third-party insurance price like that of other vehicles is determined by the Insurance Regulatory and Development Authority of India (IRDAI).

It considers factors such as the engine capacity (cc) of the scooter and the price is annually reviewed for adjustments.

-Comprehensive two-wheeler insurance: Designed for more extensive coverage, comprehensive two-wheeler insurance includes third-party liabilities as well as securing your scooter against a host of unpleasant scenarios such as theft, fire, accidents and natural disasters.

The premiums for comprehensive coverage are based on factors such as the make and model of the vehicle, add-ons you select, the Insured Declared Value (IDV), location, etc.

-Own damage two-wheeler insurance: Policyholders who already have a third-party bike insurance plan, can also opt for our own damage bike insurance plan, which provides coverage against damages to the insured vehicle. This cover does not include third-party liabilities. The premium for this policy is less than the comprehensive policy, since it does not cover third-party damages.

By using TATA AIG’s bike insurance calculator, this entire process of estimating your premiums is simplified. The insurance seeker will only need to enter key details such as the Hero Pleasure+ Xtec’s specifications, and provide the necessary preferences and the system would calculate the estimated premium.

This can assist with making the right decision regarding your Hero Pleasure+ Xtec insurance, ensuring complete protection at budget-friendly prices.

Important:

• The IRDAI has mandated third-party bike insurance for all two-wheeler owners in the country. If you do not intend to invest in a comprehensive or own damage policy, you will at least require third-party insurance to legally ride on Indian roads.

• It is important to ensure that your bike is always secured when you are using public roads. To prevent any legal oversight, insurance holders must renew their insurance before it expires.

Add-ons, also called riders, are additional coverage options that are designed to strengthen a basic insurance policy by providing an added layer of protection. However, insurance seekers must note that these additional features are only available with own damage and comprehensive two-wheeler insurance and require an additional premium on top of the base price.

With TATA AIG, insurance seekers have the option to select from a list of seven unique add-ons for your Hero insurance renewal or purchase:**

-Personal Accident Cover: This offers financial security in the unfortunate event of accidental death or permanent disability affording peace of mind to the rider/owner.

-Return-to-Invoice Cover: If your vehicle sustains total loss owing to accidents or theft, this add-on cover reimburses the owner with the entirety of the purchase invoice amount of their vehicle.

-Zero Depreciation Cover: This cover compensates with the entire replacement or repair cost of bike parts without any depreciation deduction, thereby offering maximum protection for part replacements.

-Consumable Cover: This coverage secures the essential consumables of your two-wheeler such as engine oil, lubricants, nuts, bolts, etc., that need to be replaced during repairs following an accident.

-Roadside Assistance Cover: This add-on ensures that the insured member is not left stranded in the case of emergencies such as breakdowns or accidents by providing 24/7 assistance and services such as towing, fuel delivery and on-site repairs.

-Additional Third-Party Property Damage Cover: While basic third-party coverage is in-built in the third-party and comprehensive bike insurance plans, you can opt for this rider to get enhanced coverage against third-party liabilities.

-Emergency Medical Expenses: This rider reimburses the medical and ambulance expenses caused due to an accident. It covers you as well as your pillion rider.

For the wholesome protection of your precious Hero Pleasure+ Xtec, riders/owners may consider investing in Zero Depreciation Cover, Personal Accident Cover and Roadside Assistance Cover. This ensures that your vehicle and you are appropriately secured, ensuring peace of mind for everyday rides as well as unforeseeable situations.

As two-wheeler insurance is a critical element of road safety, insurance seekers must acquaint themselves with all policy inclusions and exclusions. This prevents any unpleasant surprises at the time of raising a claim and ensures your vehicle is adequately secured from unforeseeable mishaps.

-Hero Bike Insurance Inclusions

Owning a scooter like the Hero Pleasure+ Xtec offers convenience and mobility, but it is important to secure it appropriately with comprehensive two-wheeler insurance. A good policy ensures that you are compensated to cover the cost of accident-related repairs and shields you from legal liabilities in the case of third-party incidents.

Since choosing the right insurance can make a world of difference, here are some compelling reasons why TATA AIG is the ideal choice for protecting your Hero Pleasure+ Xtec:**

-Trusted and Reliable Brand: TATA AIG is a trusted and well-established brand in the insurance sector. As an insurance holder, you can rely on us for prompt support and assistance in the case of emergencies and road mishaps so you are not stranded in an unknown location.

-Comprehensive Coverage: Our robust comprehensive bike insurance policy offers well-rounded protection from unpleasant road scenarios right from covering third-party liabilities and accidents to theft, natural disasters and more. This ensures your Hero Pleasure+ Xtec is secured against a host of unpleasant situations and risks on the road.

-Customisable Add-Ons: With seven unique add-on options to choose from, such as Zero Depreciation, Return-to-Invoice, Roadside Assistance, etc., you can strengthen and tailor your standard policy to accommodate your specific insurance requirements.

-Quick and Smooth Claim Process: TATA AIG is known to process claims promptly, reducing stress and anxiety at the time of raising a claim. Our claim settlement ratio for FY 2022-2023 was an impressive 99%, ensuring you get quick resolutions with minimal paperwork.

-Extensive Cashless Garage Network: TATA AIG has an extensive network of cashless garages across India so your repairs are handled promptly and no money needs to be paid upfront as the bill is settled directly by us. This makes the repair process more convenient and hassle-free.

-24/7 Customer Support: Our dedicated team of more than 650 professionals ensures you receive assistance anytime, anywhere whether it is for claims or policy-related queries.

-Affordable Premiums: TATA AIG offers competitive premium rates whether you are looking for a reasonable Hero Pleasure+ Xtec third-party insurance price or comprehensive coverage price.

This is especially applicable when buying bike insurance online. Online policy purchase makes you eligible for additional discounts to further boost your savings while ensuring you receive top-tier coverage.

The Hero Pleasure+ Xtec is a versatile scooter that is packed with advanced features that are ideal for city commuting. Let us dive into some of its key highlights and features:**

-Stylish Design and Advanced Features: With its sporty, striped design, the Hero Pleasure+ Xtec stands out. Its Bluetooth connectivity feature keeps the rider updated with call and message alerts directly on the dashboard whereas the projector LED headlamp improves night-time visibility by 25% to enhance safety.

Additionally, the bike is designed with a durable metal fender to ensure a sturdy and reliable ride even on unstable terrains.

-Enhanced Security Features: The Hero Pleasure+ Xtec is equipped with advanced security features to protect your scooter. These include:**

• Remote immobilisation to keep your vehicle from being stolen by remotely immobilising it.

• Battery removal alert if someone attempts to tamper with or remove the battery.

• Geofencing and live tracking to set boundaries and track the location of your scooter in real-time.

-Safety Features: The scooter also comes with robust safety features such as:**

• SOS alert and panic button to ensure help is just a button away in the event of emergencies.

• Share location and speed alerts to mitigate risks and ensure you are safe while on the road.

• Accident and topple alert auto-alerts emergency contacts in case of an accident or if the scooter topples.

-Power and Performance: The Hero Pleasure+ Xtec is powered by a reliable 110.9 cc air-cooled, 4-stroke engine, delivering 6.0 kW (8 BHP) at 7,000 RPM and 8.70 Nm torque at 5,500 RPM. This unique balance of fuel efficiency paired with power makes it the ideal scooter for urban commuters.

Disclaimer: Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.