Honda XBlade Bike Insurance

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Honda XBlade Insurance

The dependable, reasonably priced, and cutting-edge scooters and motorbikes produced by Honda Motorcycles & Scooters India (HMSI) are a wholly owned Indian affiliate of Honda Motor Company. They produce a wide variety of two-wheelers, which have swept the nation. Honda has now released the Honda XBlade model in two variations. They have an effective BS6 162.71cc engine, alloy wheels, and tubeless tyres.

The Honda XBlade is ideal for speed lovers since it has an uncompromising design, a unique body, and bold racing lines. The bike was launched in late April 2018. It is built on the same foundation as the CB Hornet 160R and CB Unicorn 160. However, before buying the bike, you must think about Honda XBlade insurance.

If you are in the market for an XBlade, you must know that you must have a valid bike insurance policy to drive your bike on the roads of India. If you are ever seen driving your bike without Honda bike insurance, you would have to face a lot of trouble. Indian roads see several motor accidents every day, and the government has made insurance for 2-wheelers a necessity as a precaution. So remember that having a bike insurance policy is not only meant to keep you on the right side of the law but also to keep you safe.

Tata AIG’s insurance for 2-wheelers could be the right fit for you if you are looking for a bike insurance policy that is both customisable and affordable. We offer you multiple plans to choose from, and you can compare two-wheeler insurance plans before making your decisions. Then, once you have found the right insurance for 2-wheelers for yourself, you can buy your Honda bike insurance online in a few minutes.

Now let us talk in-depth about Honda bike insurance price, Honda bike insurance renewal and how to buy your Honda bike insurance online.

Honda Bike Insurance Renewal/Buy Honda Bike Insurance Online via Tata AIG

If you are in the market for Honda XBlade insurance, you must keep a few pointers in mind. You need to see what the Honda XBlade insurance costs, what amenities the insurance offers you, how easy buying your Honda bike insurance online is and if the insurance provider is trustworthy and knows the insurance market. If you find an insurance provider that can give you all, you know you have found the right bike insurance policy for yourself.

If you buy Honda XBlade insurance from Tata AIG, you can be sure that you will get all the features we mentioned above. We offer you all our plans at affordable prices, and you can choose your preferred plan as per your budget; you can buy standalone, third-party and comprehensive plans from us; we have been in the Indian market for over 20 years and understand the needs of our customers; and of course, when it comes to Honda bike insurance renewal and purchase, the process is simple and hassle-free.

To buy or renew a plan from us, you need to

  • Go to the Bike Insurance section of our website.
  • You will be asked to complete the relevant details regarding your bike and yourself. Fill in those details and click on ‘Get Price’ to see your Honda bike insurance price. However, if you wish to renew your plan with us, click on ‘Renew’.
  • The next step is filling in your bike’s Insured Declared Value or IDV. The IDV of your bike is the price at which your bike is being sold in the market at present, and it helps in determining your Honda XBlade insurance cost.
  • You will then be required to provide your claim history; however, if you have never made a claim, click on ‘No Claim Bonus’.
  • At this point, you will be asked if you wish to opt for any additional covers like roadside assistance or zero-depreciation; however, before making a decision, you should know that these customisations add to your Honda bike insurance price.
  • Now, you will see the Honda XBlade insurance cost and the renewal cost in the case of a renewal.
  • If you feel comfortable with the cost, you can go ahead and make the purchase.
  • Once you have paid the fee, you will receive the policy statement via email or your registered Whatsapp number.

Thus, buying your Honda XBlade insurance is now easier than ever and can be completed in a few easy steps.

Honda XBlade Insurance Cost- Your Premium Amount

Everyone who buys a thing would first like to know what it costs and if the item would fit into your budget. This may be the same with your insurance, where you may be curious to see what it costs and why it costs as much as it does. However, when it comes to your insurance for a 2 wheeler, there are a few determinants that decide how much you pay for it. The factors that affect your Honda bike insurance price are;

  • The cubic capacity of the bike
  • The location where the bike is bought and where it will be driven
  • The IDV
  • The No Claim Bonus
  • The make and model of the bike
  • The registration date of the bike
  • Whether you have a third-party or comprehensive bike insurance policy

The necessary third-party motorcycle insurance premium prices are evaluated yearly by India's Insurance Regulatory and Development Authority (IRDA). The final cost of the Honda XBlade will also rely on the engine's CC (cubic capacity).

Remember to select the appropriate Insured Declared Value for the bike insurance when buying a policy online because it will affect the extent of coverage and the cost of your bike insurance. The IDV will also decide how much you'll get paid in case of a total loss. Finding out your bike's IDV from your nearby dealership will help you choose the right coverage and pay reasonable premiums while protecting your bike from harm.

There is another important point that influences the Honda XBlade insurance cost, the insurance add-on covers. While they are great at providing an extended coverage, they come at an extra premium and can significantly increase your Honda XBlade insurance cost.

Things Covered/Not Covered Under Tata AIG’s Honda Bike Insurance Policy

If you wish to know what is covered in your Tata AIG policy statement, you can learn that from the table given below. Knowing what your provider offers and does not offer you helps you make better choices when buying your insurance policy. So without further ado, let us see what is included and what is not from Tata AIG’s bike insurance policy.

Things Covered Under Tata AIG’s Honda XBlade Insurance Things Not Covered Under Tata AIG’s Honda XBlade Insurance
Any loss caused to the bike owing to theft or total loss caused by a robbery. Any loss caused to the bike owing to theft or total loss caused by a robbery. Any loss induced by use over time and regular wear and tear, including mechanical and electrical breakdowns.
Any damage caused to the XBlade from explosions, self-ignition fires, lightning etc. Any damage caused when the XBlade was being employed for commercial reasons. Also, if the damage is a result of adventure sports, racing, speed trials, etc.
Damage to the insured XBlade due to an accident involving a third-party automobile and damage to someone else's assets or injury to a third-party person, which results in death or impairment. Damage or loss of the insured vehicle if the rider was drunk, not wearing a helmet at the time of the incident or if they do not have a valid driver's license.
Any losses caused to the bike because of human actions of terrorism, defacing, riots and more. Personal accidents or own damage will not be covered if the person is under a third-party bike insurance policy.
Any degree of harm caused to the XBlade because of natural disasters, including cyclones, earthquakes, floods, etc. Any damage to the insured XBlade when it is not in the geographical location mentioned in the policy (i.e., outside India).
Any customisations made to the plan will be regarded when you make an insurance claim. Any damage was caused to the bike because of a robbery in your residence, but the bike was not stolen.
Personal injury coverage of up to ₹15 lakhs for the bike policyholder in the event of an accident. If the owner-driver passes away in the accident, the policyholder's nominee will get the sum insured. Any war-like situation in the country or an attack caused damage to the insured bike.
Suppose any harm was incurred by the insured vehicle during conveyance by airways, waterways, railways, etc. Any damage caused when the bike was used in places prone to harm, like a flood or landslide-prone area.

Why Is It Important to Have a Honda Bike Insurance from Tata AIG?

  • Online Purchase - At Tata AIG, getting insurance for a Honda XBlade is easier than ever since you can buy it with merely a few easy clicks online.

  • Cashless Garages- Our customers appreciate the cashless assistance provided at the facilities in our network since they can get their bikes checked out or mended without being required to pay money.

  • Claim Settlement- Thanks to our network of over 650 experts, our claim system is extremely hassle-free. We successfully settled 98% of our claims in 2020–2021, thanks to these dedicated employees.

  • Customer service: You won't ever need to worry about the assistance you receive from us. Tata AIG has received commitments from more than 5 crore customers nationwide, and the organisation consistently meets their requirements. Tata has come to represent confidence and trustworthiness.

  • Making The Right Choice- Before selecting a bike insurance plan, we at Tata AIG urge you to conduct a thorough investigation into your options. You may acquire all of it with us if you need help choosing the ideal policy, whether it's third-party insurance, standalone damages protection, or comprehensive coverage. Before making a choice, you can look over our various options or even contact our support staff for assistance.

Overview: Honda XBlade

The Honda XBlade is now among the best in its category thanks to its sculpted tank, sleek front, and LED head and rear lights. It is listed as one of the safest motorcycles since it has a digital instrument panel, a warning switch, and twin lobed disc brakes with ABS.

It features a large fly screen, a contoured fuel tank, an undercarriage cowl, and substantial grip rails. The bike is ideal for long rides because of its highly comfortable erect seating posture. Additionally, the handlebars, as well as footpegs, are positioned ergonomically to prevent discomfort over time. This Honda bike is ideal for city lanes because it filters with little effort.

Honda XBlade Prices and Variants

The Honda XBlade is available in two variants that are available at two different prices. The difference comes in the braking system of the bike. There is a slight price difference, and those interested in buying the bike should find out what this difference is and how it will affect their riding experience.

The two different variants of the Honda XBlade are;

Variant Ex-Showroom Price* in Delhi
Honda XBlade Disc ₹1.11 Lakh
Honda XBlade Double Disc ₹1.15 Lakh

Unique Selling Points: Honda XBlade Features

A 162cc, air-cooled motor with a five-speed transmission with outputs of 14 bhp and 13.9 nm powers the bike. With a maximum velocity of 110 km/h, this lightweight bike is ideal for daily commuting. The Honda XBlade has an estimated mileage of about 45km/l in both city and highway settings and has a 12-litre fuel tank capacity. The bike additionally has 17-inch alloy wheels with tubeless tyres on both ends. The bike includes a frontal 276mm disc brake and a back 130mm drum brake for an excellent braking system. The XBlade, regarded among the best commuter bikes in its class, delivers commendable overall performance.

Some features that make this bike different from the rest are;

  • Hazard lights
  • 160cc engine
  • Counterbalanced engine
  • Superior grip
  • Longer, more comfortable seat

Top 3 Rivals of Honda XBlade

The most popular rivals of the Honda XBlade include;

  1. Yamaha SZ-RR
  2. Hero Xtreme Sports
  3. TVS Apache RTR 160

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

1. Is tyre protection part of comprehensive coverage?

1. Is tyre protection part of comprehensive coverage?


No, tyre protection is not part of comprehensive coverage. You need to buy tyre protection as an add-on if you wish to purchase it for your bike.

2. What is the best time to file a claim in case of an accident or theft?


If your bike is a victim of an accident or theft, you need to file a claim for it immediately. One of the first things you will need is proper documentation so keep everything in order when filing your claim.

3. What happens if I am found driving my bike without insurance?


If you are found driving your bike without insurance, you will be asked to pay a fine of ₹2000 the first time, and you will then be required to pay ₹4000 the second time around. However, if you are found to be a repeat offender, you could have your licence and registration seized and even be imprisoned.

4. Do I need to pay to repair my bike at a network garage?


If you go to any Tata AIG network garages to get your bike fixed, you will not be asked to pay anything for any procedure that requires it to be done. However, if you go to a non-network garage, you must settle the bill yourself. You can then submit the bills and opt for reimbursement later on.