Kawasaki Z900 Insurance
Kawasaki Z900 Insurance
The Z900 is a next-generation superbike by Kawasaki. With head-turning looks and a power-packed performance, this is not a bike for city streets. So, if you are planning a long drive along some amazing highways and expressways across India, then the Kawasaki Z900 can be your best bet.
Before you turn on the ignition and “vroom” away, please take some time to think about the type of two wheeler insurance policy you would want for your bike. Apart from being mandatory, bike insurance policies offer financial protection from damages caused due to an accident involving your two-wheeler.
Tata AIG offers insurance for bikes with a range of add-on covers to help you customise the coverage to your needs.
Read on to find out why you should consider opting for Tata AIG when looking for Kawasaki bike insurance online.
Purchase/Renew Kawasaki Z900 Insurance with Tata AIG
Kawasaki Z900 Insurance Online Buying Process
Here is a quick look at the Kawasaki bike insurance online buying process:
Visit the bike insurance page on our official website.
Enter the registration number of your Z900 and click on “Get Price.”
Complete the application form and ensure that the information provided is correct.
Upload the requested documents.
Choose add-on covers based on your preferences. Remember, add-on covers increase the premium of your policy. Choose wisely.
Pay the premium using one of the online payment methods.
Receive the policy documents at your registered email address.
Kawasaki Z900 Insurance Renewal Process
Visit the bike insurance page on our website for Kawasaki bike insurance renewal. Your existing policy can be a Tata AIG policy or a policy from any other provider.
Provide the registration number of your bike and click on “Renew.”
Fill out the renewal form and ensure that the information provided is correct.
Upload the requested documents.
Remove or choose add-on covers based on your preferences. Remember, add-on covers increase the premium of your policy. Choose wisely.
There will be many payment options displayed. Choose one and pay the premium.
Receive the policy documents at your registered email address.
Remember:
Tata AIG offers Long Term Two Wheeler insurance plans to help you avoid the hassle of renewing the policy every year. These plans have a term of around 2-3 years.
Kawasaki Z900 Insurance Cost/Price?: What is the premium for Kawasaki bike insurance?
The core idea behind purchasing a bike insurance policy is to get financial protection from third-party liabilities and expenses associated with incidents involving your bike. There are two types of policies: third-party liability-only policy and comprehensive policy.
The Kawasaki bike insurance cost for third-party bike insurance policies is determined by the Insurance Regulatory Development Authority of India (IRDAI). The IRDAI announces the third-party coverage rates yearly based on the vehicle’s engine capacity.
On the other hand, the calculation of the premium for comprehensive Z900 insurance policies is done by individual insurance providers and varies from provider to provider. Calculation of comprehensive policy premium requires many inputs:
Make and model of the bike
Insured Declared Value
Age of the bike
Your location
Add-ons selected
Deductibles, etc.
It is important to understand premium calculation so that you can customise the policy as per your budget and needs. You can use the Tata AIG bike insurance calculator to calculate your Kawasaki Z900 insurance cost with a few quick steps. You can also modify the coverage and find the one that suits your budget and insurance requirements.
Add-ons for Kawasaki Z900 Insurance by Tata AIG
A bike insurance policy should offer coverage based on the unique risks you are exposed to. While comprehensive Kawasaki bike insurance online provides all-round coverage, there are specific circumstances that are covered under optional add-ons. These bike insurance add-ons are available at an additional premium.
Tata AIG offers seven unique add-on covers to help you customise your policy as per your needs:
Additional Personal Accident Cover to cover injuries, disability or death of the owner-driver caused while driving the vehicle
Additional Third-Party Property Damage to cover third-party liabilities over and above the base policy.
Depreciation Allowance/Zero Depreciation Cover to negate any depreciation-based deduction on damaged car parts when filing a claim
Return to Invoice Cover to receive the invoice value of the bike without any deduction in case of total loss of the bike
Consumables Cover to cover consumables like lubricants, engine oil, screws, bolts, nuts, etc.
Roadside Assistance Cover to include emergency assistance in the policy if you meet with an accident or your bike breaks down
Emergency Medical Expenses to cover any ambulance and emergency medical costs in case of any accidents for both the owner-driver and pillion rider
Inclusions and Exclusions Under Tata AIG’s Kawasaki Z900 Insurance
** Kawasaki Bike Insurance Inclusions**
| Third-party liability protection | If your bike causes an accident that results in damage to a third-party property or person, then legally, you are liable to pay for the treatment. A comprehensive bike insurance policy takes care of all such liabilities arising from an accident involving your bike |
|---|---|
| Own-damage protection | Comprehensive bike insurance policies offer coverage for damages to your bike from accidents, collisions, fires, theft, natural calamities, and man-made disasters. |
| Total Loss Protection | If your bike is stolen or damaged more than 75% and beyond repair, then it is deemed to be a total loss. In such cases, a comprehensive plan offers compensation equal to the sum insured. |
| Personal Accident Cover | This is a mandatory cover for the owner-driver. If there is an accident where the owner-driver is injured, then this cover reimburses the treatment costs. If he gets physically disabled, then he receives a compensation of Rs.15 lakh. If he dies, then his nominee gets the compensation amount. |
Kawasaki Bike Insurance Exclusions
| Wear and Tear | The policy does not cover damages to the insured vehicle due to wear and tear |
|---|---|
| Racing | If you use your bike for racing or speed testing and meet with an accident/collision, the policy will not offer coverage |
| Not following the law or policy terms | If you break any traffic rules and get into an accident, then the policy will not offer coverage. The same applies if you violate any policy terms |
Reasons to buy Tata AIG Kawasaki Z900 Insurance
There are some basic things that you need to look for in the insurance provider before buying a policy. This list includes transparency, reputation, claim settlement ratio and processes and support.
Tata AIG has been a popular name in bike insurance for the reasons mentioned below:
Trust: Tata AIG is associated with the highly respected and trusted Tata Group. Also, we ensure that all our processes are designed to help customers and manage claims efficiently and fast.
Claims: We have dedicated claims officers to help process claims and get the required documents/clarifications as soon as possible. Also, in FY 2022-23, we clocked a claim settlement ratio of 99%.
24/7 Support: Customers can call our round-the-clock customer support team for answers to any queries or assistance with claims.
Wide Network of Garages: Enjoy cashless claim settlements when you repair your bike at a network garage. We have a network of 7500+ garages spread across the country.
Kawasaki Z900: Overview and Unique Selling Points
This 212-kg naked sportbike has a 948cc engine, Anti-Locking Braking System, and various other features. Its powerful engine, easy handling, and striking design have made it quite popular among biking enthusiasts.
Unique Selling points of the Kawasaki Z900
Kawasaki Traction Control (KTRC): This is an advanced system that helps navigate low-traction surfaces with ease. You can choose from three modes based on the driving conditions and your driving proficiency. The three modes are Sports, Rain, and Road.
Latest Z Sugomi Styling: Sugomi is Kawasaki’s design philosophy, which means “aggressiveness”. The Z900 has a similar design as all other Kawasaki motorcycles in the Z-series. However, there are some subtle changes that make the Z900 sharper than the others.
All-LED Lighting: Apart from ensuring crisp visibility in low-light conditions, the headlamp, turn signals, position lamps, and license plate lamp have a sharp, new-age design.
TFT Colour Instrumentation: A 4.3-inch colour TFT dashboard houses a host of features that you can explore when you have time on hand. The necessary features are conveniently arranged and it allows Bluetooth connectivity and access to the Kawasaki Rideology app.
Kawasaki Z900: Variants and Prices
| Kawasaki Z900 Variants | Ex-Showroom Price (Mumbai) |
|---|---|
| Kawasaki Z900 Standard | ₹9,20,000 |
Disclaimer: These prices were taken from Bikewale on 25/11/2023 at 11:00 pm IST. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.
Top 5 Competitors of the Kawasaki Z900
| Competitor Bike Name/Model | Ex-Showroom Price (Mumbai) |
|---|---|
| Yamaha MT-09 | ₹12,00,000 |
| Ducat Monster 821 | ₹10,99,000 |
| Suzuki GSX-S1000 | ₹12,25,000 |
| BMW F900R | ₹10,80,000 |
| Aprilia Shiver | ₹12,95,998 |
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Related Articles
Q1. What are add-ons or riders in bike insurance? Which ones should I buy for my Kawasaki Z900?
Q1. What are add-ons or riders in bike insurance? Which ones should I buy for my Kawasaki Z900?
Add-ons are extra coverages that you can buy with a comprehensive bike insurance policy to enhance protection. Tata AIG offers seven unique add-on covers to help bike owners customise the policy as per their needs. If you have purchased a Kawasaki Z900 and are looking for a bike insurance plan, then think about how you intend to use the bike. If short trips and highway rides are your preference, then you can choose add-ons accordingly. Think about the risks you will face based on the way you intend to use the bike and choose accordingly.
Q2. What is the claim process for my Kawasaki Z900 bike insurance?
The first step is to inform us about the accident or theft. You will be required to fill out a claim form and provide some supporting documents like a copy of the FIR (for theft or accident). You can talk to our agents about the detailed process.
Q3. How can I reduce my bike insurance premium?
There are many ways to reduce your bike insurance premium. You can ensure that your driving record is clean without any traffic violations. You can also install security devices to boost the security of your bike. You can also opt for a higher voluntary deductible and avail of discounts through our site or via memberships.
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