Nigeria Travel Insurance

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Nigeria Travel Insurance

Buy Tata AIG Nigeria Travel Insurance from India at just ₹45.50 per day*

"Travelling – it leaves you speechless, then turns you into a storyteller."

These timeless words by Ibn Battuta capture the essence of exploration, and what better place to embark on a journey than the vibrant and diverse landscape of Nigeria?

Situated in West Africa, Nigeria beckons with its rich cultural tapestry, from bustling markets to serene landscapes. As you plan your adventure, consider the unexpected twists that travel may bring.

Nigeria, with its unique charm, demands a thoughtful travel plan. Whether it's the bustling city life of Lagos or the natural wonders of Zuma Rock, having comprehensive travel insurance becomes paramount.

At the heart of this travel narrative lies the importance of Tata AIG's travel policies. Navigating the intricacies of a foreign land becomes more secure with a reliable partner. Tata AIG's travel insurance offers a safety net, ensuring that your journey through Nigeria is a tale to tell and a memory to cherish.

Believe it or not, a trusted companion like Tata AIG makes all the difference in an unpredictable travel adventure.

Travel Insurance from India to Nigeria

Embarking on a journey to Nigeria is an exciting adventure, but every traveller knows the unexpected can happen. That is why Nigeria travel insurance from India becomes not just a choice but an essential.

Imagine this: you are exploring the bustling markets of Lagos, savouring the local cuisines, or marvelling at the natural wonders of Erin Ijesha Waterfall. Amidst these delightful moments, unforeseen challenges can arise.

From sudden illnesses to flight cancellations, Nigeria Travel Insurance from India is a protective shield against the uncertainties of travel.

Medical emergencies can be a daunting prospect, especially in a foreign land. A robust travel insurance ensures you access quality healthcare without worrying about exorbitant expenses. Your well-being is safeguarded, whether a minor ailment or a more serious condition.

Flight disruptions are another reality of travel. Imagine missing a connecting flight or facing delays. A travel policy covers trip cancellations and interruptions, offering financial protection against unanticipated hiccups in your travel plans.

Moreover, baggage loss or delay can turn a dream trip into a logistical nightmare. Travel insurance covers this inconvenience, allowing you to focus on enjoying your Nigerian adventure.

In this regard, choosing the right insurance partner is crucial, and Tata AIG's Nigeria Travel policy from India offers comprehensive coverage, ensuring that your journey is memorable and stress-free. Also, our travel insurance Nigeria cost is absolutely affordable.

Why Do You Require Travel Health Insurance in Nigeria from India?

Travel medical insurance Nigeria from India is a must-have for a worry-free journey. Picture this: you are exploring the delicious local delicacies every single day, and suddenly, you fall really sick. Travel Health Insurance acts as your safety net, ensuring you receive quality medical care without breaking the bank.

In a foreign country like Nigeria, medical expenses can be overwhelming. Travel Health Insurance covers these costs, offering peace of mind and allowing you to focus on enjoying your trip. From minor ailments to more serious conditions, having the right insurance means you are protected against unforeseen health challenges.

A travel policy is your ticket to a healthy and happy experience, ensuring that the memories you create are filled with joy, not worries. Choose Tata AIG’s travel health insurance for Nigeria from India, and let your adventure unfold confidently.

Benefits Offered by Tata AIG’s Best Travel Insurance for Nigeria

For those embarking on their first journey to Nigeria, the question of whether travel insurance is necessary often arises. While not a strict requirement, opting for Tata AIG's Nigeria travel insurance policy is highly advisable due to its extensive coverage tailored to diverse needs.

Baggage Coverage: Tata AIG's baggage coverage proves invaluable if your checked-in luggage encounters issues during transit or faces delays at connecting airports en route to Nigeria. This feature ensures reimbursement for the total cost of items within your checked-in luggage, contingent on your chosen coverage level.

Medical Coverage: At the core of Tata AIG's Nigeria travel insurance is robust financial support during unforeseen medical emergencies. Whether illness strikes or an accident necessitates hospitalisation, our coverage ensures you are protected.

Trip Coverage: Our Nigeria travel insurance from India encompasses provisions for passport loss, travel delays, cancellations, and even hotel cancellations.

Flight Cancellation Insurance: The policy provides coverage against specified uncertainties leading to flight cancellations, as outlined in the policy wording.

Local Journey Assistance: Navigating unfamiliar terrain becomes less daunting with this assistance, offering a lifeline during unforeseen challenges.

Personal Liability Coverage: Safeguarding against unforeseen legal obligations, this coverage preserves your financial well-being.

Beyond these primary benefits, Tata AIG’s Nigeria travel insurance unfolds with supplementary perks:

Affordability: Starting from just ₹45.50 per day*, our international Nigeria travel insurance online offers comprehensive coverage without breaking the bank.

Convenient Online Purchase: Buying travel insurance on Tata AIG’s website is a streamlined process that does not necessitate a complete medical examination.

Flexible Currency Options: Nigeria travel insurance costs with Tata AIG are absolutely affordable. Also, the best thing is that you can pay your travel insurance premiums in Indian National Rupees, enhancing the convenience of securing coverage for your Nigerian journey.

Easy Navigation: Explore our travel insurance plans effortlessly with our online premium calculator. Find the plan that precisely caters to your needs.

As you prepare to explore Nigeria's wonders, ensure you have the right travel insurance. Tata AIG's comprehensive benefits provide financial security and peace of mind throughout your journey.

Nigeria Visa and Entry Information

Travelling to Nigeria involves specific entry requirements set by the government. As stipulated by the Nigerian authorities, travellers must undergo COVID-specific testing before arrival.

For entry into the country, travellers must possess a passport valid for a minimum of six months. Additionally, a visa is required, and obtaining it necessitates a visit to a Nigerian embassy or consulate before your intended travel date. The visa application process demands advance planning and completion.

Furthermore, Nigeria mandates proof of vaccinations for Polio and Yellow Fever. Travellers are required to present documented evidence of these vaccinations as part of the entry requirements. Ensuring compliance with these health measures is crucial for a smooth entry into Nigeria.

Nigeria Visa on Arrival

To avail of Nigeria's "Visa on Arrival," pre-approval is mandatory. Before travelling to Nigeria, you must obtain a Visa on Arrival approval document from a Nigerian embassy or consulate. Notably, this type of visa is exclusively applicable for business purposes, as defined by the Nigerian government, and is not granted for tourism.

It is important to note that attempting to enter Nigeria without a visa stamped in your passport or lacking a Visa on Arrival approval document from a Nigerian embassy or consulate will result in denied entry.

Remember that this information is subject to change, and it is advisable to consult the Nigerian Immigration Services (NIS) guidelines at for the most up-to-date information.

Nigeria Travel Requirements - Essential Documents for Travelling to Nigeria from India:

While applying for a Nigerian visa, travellers should be aware of the list of documents that are required for a successful application process.

Here is a list of all the necessary documents that should be kept handy while applying for a Nigerian visa from India:**

Passport: The applicant's original passport with at least a validity of 6 months while applying for the Nigeria visa is mandatory. Also, the passport should have a minimum of two blank pages for the visa stamping.

Old Passport: An old passport which is completely stamped or expired is also necessary to check the travel history of the applicants.

Photo: 3 passport-sized photographs should be given along with the application. The pictures should be clicked on an all-white background, it should have 80% of the face of the applicant, and the dimensions should be 35x45 mm (length – 45 mm and breadth – 35 mm).

Air Ticket: A copy of the round-trip tickets and the duly filled visa application form should be given.

Yellow Fever Vaccination Certificate: This certificate is necessary to prove that the applicant is non-contagious for the disease.

Polio Vaccination Certificate: Similar to the yellow fever vaccination, a polio vaccination certificate should be submitted to prove that the applicant is free from the disease and non-contagious to it.

Covering Letter from the Applicant: The covering letter should include all the information about the traveller, trip expense details, guarantee of return to India, accommodation details, and so on.

Note: The covering letter is the initial document the consular officer reviews. An inadequately prepared covering letter may lead to the rejection of your visa application. It is advisable to seek professional visa consultation to ensure the accuracy and appropriateness of your covering letter.

Bank Statement: The savings bank account details of the traveller for the past 6 months are necessary to ensure that they are capable of taking care of themselves financially during the trip.

Income Tax Returns: The ITR should be specified with an ITR-V for the last 3 years. It should also have legitimate proof of regularly paid income tax in the past.

Accommodation Proof: A copy of the hotel booking is required to ensure that the traveller has a place to stay in Nigeria during the trip and that their trip to the country is due to some genuine reason (tourism or else).

Nigeria Visa Application Process from India

The application process for a Nigerian visa as an Indian citizen is straightforward:

Step 1: Access the e-visa portal

Visit the Nigerian Immigration Service portal, create an account (if necessary), and provide your email and password.

Step 2: Complete the visa application form

Fill in details such as nationality, passport type, visa type, entries, processing country, and personal information, and upload a passport photo.

Step 3: Pay the visa fee

Choose to pay the fee immediately or select the "Submit and pay later" option. Note that processing will not commence until the fee is settled.

Step 4: Wait for processing

After submission, await visa processing. Upon approval, receive your visa via email, ready for download and printing.

The Indian Consulate in Nigeria

Address High Commission of India Abuja (Nigeria) 364, Cadastral Zone, Central Business District (CBD), Off Constitution Avenue, FCT, Abuja.
Telephone (+234)7080622800 / (+234)7080622801 / (+234)7080622802 / (+234)7080622803 / (+234)7080622804
FAX (+234) 7080622805
Emergency Contact No. +234-(0)9070343860
Working Hours 0900 - 1730 hrs. (Monday – Friday, except closed Holidays)

Top Things to Do/Experience in Nigeria

Nigeria, with its rich cultural heritage and diverse landscapes, offers a myriad of experiences for travellers seeking adventure, history, and vibrant local traditions. Here are some top things to do and experience in this captivating West African country.

Explore Lagos: The Bustling Metropolis

Begin your Nigerian journey in Lagos, the country's economic hub and a vibrant metropolis. Immerse yourself in the bustling markets, such as Balogun and Lekki Markets, where you can witness the lively atmosphere and shop for unique local crafts and fabrics. Do not miss the iconic Lekki Conservation Centre, offering a treetop walkway and a chance to spot wildlife.

Visit Abuja:** Nigeria's Capital

Abuja, the capital city, boasts modern architecture and green spaces. Explore the Nigerian National Mosque and the Nigerian National Christian Centre, representing the country's religious diversity. Take a stroll through Millennium Park, a serene escape in the heart of the city.

Embrace Nigeria's Rich Cultural Heritage

Nigeria is a melting pot of cultures, and experiencing its diverse traditions is a must. Attend colourful festivals like the Durbar Festival in Kano, which showcases equestrian skills, or the Olojo Festival in Ile-Ife, which celebrates the Yoruba people's history and spirituality.

Discover Historical Sites

Delve into Nigeria's history by visiting historical sites such as the Badagry Slave Museum and Point of No Return, reminders of the country's role in the transatlantic slave trade. Explore the ancient city of Ife, known for the Ife Museum and the impressive Opa Oranmiyan, a colossal historical artefact.

Enjoy the Natural Wonders

Nigeria is blessed with breathtaking natural wonders. Explore Erin Ijesha Waterfall, where cascading water creates a picturesque setting for a refreshing dip. For wildlife enthusiasts, Yankari National Park offers a chance to spot elephants, lions, and various bird species in their natural habitat.

Savour Nigerian Cuisine

Indulge in the diverse and flavorful Nigerian cuisine. Try Jollof Rice, a popular one-pot dish, or Suya, grilled meat seasoned with spices. Visit local markets and street food stalls to savour authentic delicacies and experience the warmth of Nigerian hospitality.

Relax on Idyllic Beaches

Nigeria's coastline is dotted with beautiful beaches. Escape to Tarkwa Bay in Lagos for a relaxing day by the sea, or visit Elegushi Beach for a vibrant atmosphere with music and beachside activities.

Engage in Water Activities

For those seeking adventure, explore water activities in Nigeria. Head to Obudu Cattle Ranch for mountain hiking and breathtaking views, or experience water sports at the Gurara Falls near Abuja.

Connect with Local Communities

Engage with local communities to better understand Nigeria's rich cultural tapestry. Participate in village tours, interact with artisans, and join community events to experience the warmth and friendliness of the Nigerian people.

Nigeria Trip: Safety and Precautions

Planning a trip to Nigeria can be exciting, as it offers a vibrant blend of cultures, diverse landscapes, and rich history.

However, exercising caution and taking necessary precautions is crucial to ensure a safe and enjoyable experience.

Here are some essential safety tips for Indian travellers planning a trip to Nigeria:

Review the Travel Advisory: Before embarking on your journey, you must review the travel advisories issued by your country's relevant authorities.

Choose Suitable Destinations: While some areas of Nigeria are relatively safe, others pose higher security risks. Focus your itinerary on major cities like Lagos and Abuja, which generally have better infrastructure and law enforcement presence. Avoid venturing into remote or conflict-ridden regions.

Maintain a Low Profile: Avoid displaying excessive wealth or wearing flashy jewellery. Blend in with the local populace by dressing modestly and inconspicuously. Refrain from carrying large amounts of cash or valuables.

Exercise Caution in Public Places: Be vigilant in public areas, especially at night. Avoid walking alone, and travel by taxi or with a trusted companion if possible. Be cautious when using ATMs or public transportation.

Monitor Local News and Security Advisories: Stay informed about current events and security advisories in the areas you plan to visit. Follow local news sources and heed any warnings issued by the authorities.

Plan Travel Routes and Times: Vary your travel routes and times to reduce predictability. Avoid following a set schedule, and be flexible with your plans.

Protect Your Valuables: Keep your passport, visa, and other important documents secure and easily accessible. Store valuables in a safe or hotel’s safe deposit box whenever possible.

Embrace Local Customs: Respect local customs and traditions, dress appropriately, and avoid insensitive remarks or gestures. Be mindful of your behaviour and interactions with locals.

Make Use of Secure Communication Methods: Use trusted communication methods like hotels or secure Wi-Fi networks for online activities. Avoid accessing personal accounts or making financial transactions on public Wi-Fi.

Seek Local Assistance When Needed: Do not hesitate to seek assistance from local authorities, hotels, or reputable tour operators if you encounter any issues.

Maintain a Sense of Awareness: Be mindful of your surroundings, avoid making yourself an easy target, and keep a watchful eye on your possessions.

Do Not Travel Without Travel Insurance Nigeria: Even though health insurance is not mandatory, you must have a robust travel policy to safeguard you against travel-related complications. Compare travel insurance plans with Tata AIG and choose the most relevant one for your trip.

Exercise Caution with Food and Water: Consume only bottled water, avoid raw or undercooked food, and practise proper hygiene precautions.

Plan Emergency Response: Have emergency contact information readily available and know the nearest embassy or consulate for assistance in case of an emergency.

Nigeria – Fast Facts

Categories Specifications
Capital Abuja
Time Zone WAT (West Africa Time)
Official Language English
Currency Nigerian Naira (NGN)
International Airports Murtala Muhammed International Airport (LOS), Nnamdi Azikiwe International Airport (ABV), Port Harcourt International Airport (PHC)
Climate Varies from tropical in the south to savanna in the north
Average year-round Temperature 25-30 degrees Celsius (77-86 degrees Fahrenheit)
Best Time to Visit November to January
Best Known For Its rich culture, diverse landscapes, and vibrant music scene.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

Is a Nigeria travel insurance plan mandatory for visiting Nigeria?

Is a Nigeria travel insurance plan mandatory for visiting Nigeria?


No, travel insurance is not compulsory for Nigeria. However, we highly recommend obtaining it nonetheless. Healthcare expenses in Nigeria can be substantial, and having travel insurance is a prudent measure. It serves as a safeguard, alleviating the financial risk of covering potential medical costs if you require attention during your stay.

How much is the cost of travel insurance for Nigeria from India?


The cost of travel insurance for a trip to Nigeria from India will vary depending on the type of plan you choose, the length of your trip, and your age and health. Tata AIG's travel insurance for Nigeria provides comprehensive coverage, including protection against medical emergencies, trip cancellations, and baggage loss.

Can I get a Nigeria Visa on Arrival without travel insurance?


Yes, you can apply for a Nigeria Visa on Arrival without travel insurance. However, it is advisable to have travel insurance, especially considering the unpredictable nature of travel. In the absence of insurance, you may bear the full financial responsibility for any unforeseen events, such as medical emergencies or trip disruptions.

What should I do if I need to make a claim during my trip to Nigeria?


In the event of a claim, contact us as soon as possible. Follow the specified claims procedure outlined in your policy documents. Provide all necessary documentation, including medical reports, police reports (if applicable), and any other relevant information. Timely communication and adherence to the claims process will facilitate a smoother resolution.

Can I purchase travel insurance for Nigeria after arriving in the country?


Ideally, it is advisable to purchase travel insurance before embarking on your journey to Nigeria. While you may buy the same after arrival, it is recommended to secure insurance in advance to ensure you are protected from the beginning of your trip.

Disclaimer: All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location. *Subject to change based on the nature and extent of the coverage.