Bajaj CT 125X Insurance

While purchasing or renewing your Bajaj two-wheeler insurance via the Tata AIG office, the easiest way is to buy/renew your Bajaj bike insurance online. It helps you get the policy instantly through the following three simple steps:

• Go to the Two-wheeler insurance page on the Tata AIG website and enter your bike’s registration number. Click “Get a price” if you are buying CT 125X bike insurance for the first time with us. However, if you have an existing policy and wish for Bajaj bike insurance renewal, click “Renew”.

• Provide the required details to get a Bajaj two-wheeler insurance quote. Choose a suitable IDV (Insured Declared Value) from the list provided, and enter your claim details, after which the premium amount for your Bajaj two-wheeler insurance will be displayed.

• (Note: IDV is your bike’s current market value and impacts your comprehensive bike insurance premium. Thus, you should select a reasonable IDV to avail of appropriate compensation at the best premium prices).

• Pick the necessary add-on covers to customise your Bajaj bike insurance policy and make the payment via an online payment method. We will send your CT 125X bike insurance policy through email.

• (Note: Add-on covers are provided at extra costs and raise your comprehensive bike insurance premium. So, it is advisable to select them wisely after assessing the risks)

The amount of premium you must pay for your Bajaj two-wheeler insurance is based on its (Insured Declared Value), type of coverage, add-on covers, anti-theft devices, No Claim Bonus, rider’s age and driving record, etc.

What is IDV?

The current market value of your Bajaj bike after deducting its depreciation value is known as IDV. It is computed by considering the bike’s registration city, make and model, engine cubic capacity, type of use, etc.

IDV is important when buying a stand-alone own-damage or comprehensive bike insurance policy. It has a direct impact on your Bajaj bike insurance cost. If you choose a higher IDV, your premium will be higher, while it will reduce when you choose a lower IDV. Not only this, but IDV also decides the amount of sum assured if your bike is lost or damaged beyond repair. So, choosing a reasonable IDV allows you to insure your two-wheeler at affordable premiums while ensuring adequate compensation during claim settlement for a lost or totally damaged bike.

Bike insurance calculator

Comparing quotes before buying insurance coverage for your Bajaj CT 125X can help you make a cost-effective choice. With our bike insurance calculator, you can calculate the premium for Bajaj CT 125X insurance online and compare quotes from the comfort of your home.

You can buy appropriate add-on covers to complement your standalone own damage or comprehensive bike insurance at extra costs. They offer an extra layer of security to you and your two-wheeler in case of unfortunate circumstances. Tata AIG provides you with the following add-on covers**

Zero Depreciation Cover Depreciation is inevitable due to your bike’s normal wear and tear. It leads to a decrease in the value of your bike and, thus, the compensation amount. But by adding a zero-depreciation or bumper-to-bumper cover as an add-on to your comprehensive bike insurance, you can ensure claim settlement without deducting the depreciation value of your two-wheeler’s parts. But let us remind you that this add-on is available only for the initial two claims of your standalone own damage or comprehensive bike insurance.

Return to Invoice Cover Return to invoice cover is an excellent add-on that helps you recover the real value of your bike if it is totally lost or damaged. With this add-on with your bike insurance, Tata AIG will cover any discrepancy between your bike’s invoice value and the sum assured. Moreover, it helps you recover the costs of registration charges for your bike and the road tax that you paid.

Additional Personal Accident Cover for Owner-Driver Accidents can severely impact your life and finances. While personal accident cover of up to ₹15 lakhs is available with a comprehensive policy, it may fall short in case an accident leaves the owner-rider seriously injured or disabled. Hence, an additional personal accident cover for the owner-driver acts as a complementary relief while taking care of the financial liabilities due to a fatal road accident.

Emergency Medical Expense Cover Emergency medical expense cover helps cover the costs incurred in the medical treatment of the rider or the pillion rider in case of an unfortunate road accident. It also reimburses the costs of the ambulance used for transporting the injured people to the hospital.

Additional Third-Party Property Damage Cover Third-party property damage is already included in third-party or comprehensive bike insurance. But this add-on cover helps you deal with hefty financial losses resulting from damage to third-party property from your two-wheeler. Hence, with your comprehensive bike insurance, this rider can act as an added layer of safety from third-party losses.

Consumable Expense Cover Accidents can leave your bike dismantled, leading to a loss of consumables. The several consumables used in your bike for its proper functioning include gearbox oil, brake oil, nut/bolts, screws, engine oil, etc. Adding a consumables expense cover helps you recover the expenses incurred in replacing, repairing, or replenishing the consumable in your two-wheeler, excluding the fuel used in your bike.

Roadside Assistance Cover Your two-wheeler can stop working or malfunction anywhere due to a dead battery, empty tank, or other mechanical issues. A roadside assistance cover by your side can help you deal with such scenarios easily. By calling us at 1800-266-7780, you can ensure assistance from our team for mechanical service, tow service, refuelling, etc., anytime, anywhere.

Many might assume that comprehensive bike insurance allows you to claim any damage. However, there are certain exclusions. Below are the lists of what is included and what is not included under your comprehensive Bajaj bike insurance:

Here are some reasons that reflect why you should choose Tata AIG for your Bajaj CT 125X insurance:

Savings on bike insurance premiums By purchasing Bajaj CT 125X insurance online with Tata AIG, you can avail of up to 75% discounts on premiums.

Easy procurement process You can buy or renew Tata AIG two-wheeler insurance through our website by following a few simple steps.

No claim bonus You can avail of an NCB discount which starts at 20% for the first claim-free policy tenure and extends up to 50% for five claim-free years.

Cashless and swift claim settlement processes Our network of more than 7500 cashless garages all over India helps you with cashless repairs of your bike.

High claim settlement ratio Our high claim settlement ratio of 98% for the FY 2020-2021 reflects our dedication towards serving you.

Choice of unique rider With Tata AIG, you can add uniquely designed add-on covers and ensure your bike’s 360-degree security.

Starting at a price of INR 72,083, the Bajaj 125X is a popular commuter bike in India. It comes in two variants with three attractive colours. The bike has an engine displacement of 124.4cc and is BS6 compliant. With front and rear drum brakes, the CT 125X has a combined braking system. Considering its design, the Bajaj 125X shares similar graphics as CT 100X. Other features include a halogen headlight and tail light, LED DRL, bulb-type turn indicators, USB charger, analogue speedometer, etc. The variants of CT125X differ in the braking hardware. While the base model has 130mm drum brakes on both tyres, the top variant has a 240mm disc brake at the front tyre.

The colour scheme offerings in Bajaj CT 125X include- Ebony Black with Green Decals, Ebony Black with Red Decals, and Ebony Black with Blue Decals.

Some of the key specifications of the Bajaj CT 125X are as follows

Engine displacement 124.4cc

Maximum power10.7bhp at 8000 rpm

Maximum torque11 Nm at 5500 rpm

Transmission Five-speed manual

Fuel tank capacity 11 litres

Kerb weight 130kgs

Bajaj CT 125X is available in two variants which are as follows:

Bajaj Auto is India’s top motorcycle exporter and has sold over 18 million bikes all across the globe. Here is a detail about its USPs:

• The all-new Bajaj CT 125X, similar to other Bajaj bikes, promises to offer ruggedness as well as commuter comfort.

• While the bike carries the design of the CT 110X, the new CT 125X has a few updates in design elements, making it look bigger.

• Keeping in mind the rider’s comfort, the makers have ensured the seat is comfortable and the rider triangle is optimally designed. The side luggage carriers and the rear rack provides ample space to carry luggage for people who travel a lot on their bike.

• Considering the bike’s engine, it is quite peppy and offers gradual uplift in performance once the bike starts. Moreover, the bike’s suspension is appreciable, comprising front telescopic forks and SNS suspension at the rear.

• The Bajaj CT 125X has excellent ergonomics with a comfortable riding posture allowing easy manoeuvrability across the city.

The bikes that compete with Bajaj CT 125X in the Indian automobile market include:

• Hero Glamour

• Honda Shine

• TVS Radeon

• Honda SP 125

• Hero Super Splendor

• Honda CD 110 Dream

• Honda Livo

• TVS Raider