Bajaj Freedom Insurance

Buying bike insurance online is an easy and convenient way to safeguard your Bajaj Freedom with just a few clicks.

Acknowledging the diverse needs of different insurance seekers, TATA AIG offers tailored insurance plans that secure the policyholder against a host of unpleasant scenarios. With easy online processes and reliable customer support, buying and renewing bike insurance could not be easier.

-Bajaj Freedom Insurance Purchase Process:

Step 1: Visit TATA AIG’s official website to buy bike insurance online

Step 2: Enter the registration number of your Bajaj Freedom and click on the tab that reads “Get Price”

Step 3: On the next page, an insurance application form will pop up on your screen. Carefully fill it out while ensuring all the details are accurate and up-to-date.

Step 4: Once you fill out the application form, the next Step is to upload all your KYC documents such as your ID proof, address proof, etc., and provide your bank details.

Step 5: In this next **Step, you can customise and strengthen your Bajaj two-wheeler insurance by choosing from a list of TATA AIG’s seven unique add-on covers. However, add-ons are optional coverages, and insurance seekers can skip this **Step if no additional add-ons are required.

Step 6: Review and submit your insurance application form and pay your Bajaj Freedom insurance price.

Step 7: Your application form will then be verified by our team. Once the verification is complete, you will receive a PDF copy of your two-wheeler insurance in your email.

-Bajaj Freedom Insurance Renewal Process:

Step 1: Visit TATA AIG’s official website to renew your bike insurance online.

Step 2: On the landing page, enter the registration number of your bike in the provided slot and click on the “Renew” button.

Step 3: Fill out the Bajaj bike insurance renewal form and provide all the details such as the expiry date of your policy, if applicable, the claim history, and other relevant details as asked.

Step 4: Select the add-on covers that you prefer to enhance your standard Bajaj motorcycle insurance and proceed to pay.

Step 5: Upon payment confirmation, the applicant will receive a soft copy (in PDF format) of their renewed policy on their registered email.

The online route also makes it easier to compare bike insurance policies so insurance seekers can find suitable coverage for their vehicles conveniently, from the comfort of their homes.

Additional Notes:

Typically, the policy tenure for two-wheeler insurance ranges between one to five years and you can apply for Bajaj Freedom insurance renewal within 90 days of the policy’s expiration date. Conversely, you can also renew your policy 15-30 days before its due date, which is what we recommend for long-term bike insurance plans.

At TATA AIG, we acknowledge the importance of affordability when it comes to securing your Bajaj Freedom insurance. To make an informed decision, insurance seekers can use our premium calculator. This free online tool assists with estimating your premium, enabling you to plan your budget before committing to a purchase.

When investing in bike insurance by TATA AIG, you can choose from the following types of policies:**

-Third-Party Bike Insurance: This is a basic policy and mandatory for every vehicle owner. The Bajaj Freedom third-party insurance price, like that of other vehicles, is determined by the Insurance Regulatory and Development Authority of India (IRDAI). The cost is drawn up by factors such as engine capacity (cc) and the price is assessed annually to see if any adjustment is required.

-Comprehensive Bike Insurance: This plan offers extensive protection against both third-party liabilities and damages to one's own vehicle. Premiums for this policy are determined based on factors such as the make and model of the bike, Insured Declared Value (IDV) of the vehicle, location, policy add-ons and more.

-Own Damage Bike Insurance: This is a standalone policy that exclusively covers damages to the insured vehicle. It secures your purchase against a host of unpleasant scenarios from accidental damages to fire, theft, and more. The price for this policy is lower than the comprehensive cover, since it does not include coverage for third-party liabilities.

Using an insurance calculator makes the process of determining the cost of your insurance a lot easier. The user simply has to input information and the tool would provide a near-accurate estimate. It can assist with making an informed insurance purchase while ensuring the best coverage without compromising on affordability or security.

-Important:

According to the rules outlined by the IRDAI, every vehicle owner must at least have third-party bike insurance to legally ride on Indian roads. Thankfully, the Bajaj Freedom third-party insurance price is affordable so owners do not have to worry about overshooting their budget when shielding themselves from legal liabilities.

As it is imperative to have a valid bike insurance policy, bike owners must also ensure that their policy is renewed before it lapses.

Add-on covers, also known as insurance riders, provide an added layer of protection to standard bike insurance. They enable you to customise your Bajaj Freedom insurance based on your preferences and requirements.

TATA AIG offers a choice of seven unique add-ons to choose from to provide additional security for you against a host of scenarios.

-Personal Accident Cover: Under this add-on, the policyholder is secured from accidental death or permanent disability owing to an accident. In case of injury, the insured member receives a predetermined sum assured to help with medical expenses. In the unfortunate event of the insured member’s death, this amount is paid by the insurer to the nominee.

-Return-to-Invoice Cover: If your believed bike is stolen or suffers total loss, this cover compensates the insured member with the entire price of the vehicle instead of its depreciated market value. In essence, this cover bridges the gap between the invoice amount and the IDV.

-Zero Depreciation Cover: With this cover, the insurer compensates the policyholder with the entire cost of replacing the damaged parts of the vehicle without considering the depreciation. In other words, the depreciation value of parts like rubber, plastic, or metal will not be deducted from the claim settlement amount.

-Additional Third-Party Property Damage Cover: While basic third-party coverage is in-built in the third-party and comprehensive bike insurance plans, you can opt for this add-on option to get enhanced coverage against third-party liabilities.

-Emergency Medical Expenses: This add-on reimburses the medical and ambulance expenses caused due to an accident. It covers you as well as your pillion rider.

-Consumable Cover: This rider covers the cost of consumables used during repairs, such as engine oil, brake fluid, nuts, bolts, and washers which are not covered under a standard policy.

-Roadside Assistance Cover: This add-on offers 24/7 emergency assistance if the bike brakes down or is involved in an accident. It includes services such as fuel delivery, towing and other emergency assistance.

Knowing about the inclusions and exclusions under your Bajaj Freedom insurance can help you make informed decisions. By knowing what is covered and what is not, you can manage your expectations and ensure your bike is appropriately protected. It can also help you choose the right ad-ons to prevent any unpleasant surprises at the time of raising a claim.

Bajaj Bike Insurance Inclusions

Bike insurance is a critical element of safety as it helps mitigate the financial burden that comes with road risks. It offers coverage against a host of unpleasant scenarios and acts as a reliable financial safety net in distressing times. It also takes care of legal liabilities in events that involve a third party.

However, just as it is important to find the right insurance coverage, it is equally important to find the right insurance provider. Here is why you should choose TATA AIG to appropriately secure your Bajaj Freedom:**

-Brand Reputation: TATA AIG has made a name for itself in the insurance industry as a reliable and customer-centric insurer. As an insurance holder, you can ensure you receive the best service and assistance to help you appropriately secure your beloved Bajaj Freedom.

-Comprehensive Coverage: Our comprehensive insurance is designed to ensure coverage against a host of road-related and other risks. These include third-party liabilities, accidents, theft, natural and manmade disasters, etc.

-Add-on Riders: You can pick from a list of seven unique add-ons to customise your bike insurance and ensure robust protection. This is especially useful in high-traffic and high-risk locations where damages are unavoidable.

-Hassle-Free Claims: The claim settlement process with TATA AIG is quick and hassle-free with minimal paperwork. During FY 2022-2023, we successfully settled 99% of the claims that were filed.

-Wide Garage Network: Customers can avail of cashless facilities at any of our network garages across the country. This convenient service does away with the hassle of paying upfront.

-24/7 Customer Support: Policyholders can reach us for assistance, queries, or claims anytime, anywhere.

-Affordable Premiums: Acknowledging the importance of affordability, we offer premiums at competitive prices so you can find the best coverage for your Bajaj Freedom without burning a hole in your pocket.

The Bajaj Freedom is a revolutionary commuter bike that has been redefining motorcycling in India with its innovative design and fuel efficiency. The bike cuts operational costs by up to 50%, enabling riders to significantly boost their savings while enjoying a smooth and comfortable ride. Here are some unique selling points about Bajaj Freedom:**

-Dual-Fuel Efficiency: The Bajaj Freedom 125 can effortlessly switch between petrol and CNG with a simple flick of the switch. This innovative feature gives riders the flexibility to choose between fuels, thereby cutting operational costs by as much as 50%.

-Comfort for Long Rides: The Bajaj Freedom is equipped with the longest in-class seat and a mono-link suspension, promising a smooth and comfortable ride whether you are navigating through city traffic or cruising on the highway.

-Advanced Technology: The bike boasts a fully digital LCD console that provides a wide range of information including a speedometer, gear position, trip metres and even CNG fuel gauges. In addition to this, the bike also comes with Bluetooth connectivity allowing call and message alerts for convenience.

-Distinctive Supermoto Styling: With its exposed trellis frame, tall handlebar, and minimalistic design, the bike boasts a rugged yet modern aesthetic.

-Smooth Performance: The Bajaj Freedom 125 boasts an incredibly smooth riding experience with almost no vibrations at city speeds and a comfortable 80 km/h cruising ability on highways making it an engaging riding experience even for everyday commutes.

-Available Colours: To complement its unique design and stylish appeal, the bike comes with seven colour options to choose from.

Disclaimer: Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.