Bajaj Pulsar NS160 Insurance
Bajaj Pulsar NS160 Insurance
The Bajaj Pulsar NS160 is the most powerful 160 cc sports bike in India. It is a part of the Pulsar Series from Bajaj, which has been one of the best-selling bikes of all time. The bike is updated with the BS6 engine, complying with the latest emission norms in the country.
Designed for city as well as highway riding, if you have purchased the Bajaj Pulsar NS160, then you are bound to make optimum use of it. However, before you go throttling around streets and highways, make sure to have a comprehensive two wheeler insurance policy for your bike. This can financially protect you during accidents and emergencies.
Tata AIG offers third-party and comprehensive insurance for two wheelers. You can buy a policy based on your needs.
Read on to find out how you can buy/renew a bike insurance policy from Tata AIG and why you should consider Tata AIG as your insurance partner for bike insurance.
Purchase/Renew Bajaj Pulsar NS160 Insurance with Tata AIG
Bajaj Pulsar NS160 Insurance Online Buying Process
Visit www.tataaig.com - our official website.
Navigate to the Bike Insurance Page by clicking here or by scrolling to the top menu on the home page and clicking on All Products >> Bike Insurance.
At the top of the page, there is a small form. Enter the registration number of your Bajaj Pulsar NS160 and click on “Get Price.”
Complete the insurance application form with accurate information. Cross-check to ensure that there are no errors or spelling mistakes.
Upload the requested KYC documents. These generally include proof of identity, signature, address, and details about your bank account.
Select add-on covers or riders based on how you intend to use your bike. These add-ons can help you customise your Bajaj Pulsar NS 160 bike insurance policy to your needs.
Submit your application and pay the premium using any of the available online payment modes.
Upon receiving the payment, the soft copy of your insurance policy is sent to you at your registered email address and mobile number.
Bajaj Pulsar NS160 Insurance Renewal Process
Visit www.tataaig.com to renew your existing Tata AIG policy or another provider’s insurance policy.
Navigate to the Bike Insurance Page by clicking here or by scrolling to the top menu on the home page and clicking on All Products >> Bike Insurance.
For Bajaj bike insurance renewal, enter the registration number of your Bajaj Pulsar NS160 and click on “Renew.”
Fill out the insurance renewal application form. Provide details about your existing policy and claims filed to enjoy any applicable No Claim Bonus.
Add or remove add-on covers based on your requirements.
Submit the application and pay the renewal premium using one of the online payment methods displayed.
Once your application is verified and the payment is received, the soft copy of your renewed policy is sent to you.
Bajaj Pulsar NS160 Insurance Cost/Price: What is the Premium for Bajaj Bike Insurance
The premium for a Bajaj two-wheeler insurance will depend on many factors.
The premium of a third-party bike insurance policy is determined by the IRDAI based on the engine capacity of the bike. It is declared annually and should be uniform across insurers.
The premium for a comprehensive Bajaj Pulsar NS160 bike insurance policy is determined by the insurance provider and varies across insurers. It is calculated using a range of factors like the bike’s model and location, its Insured Declared Value, the choice of add-on covers, etc. Understanding these features can help you choose the right policy for your needs.
Before buying Bajaj bike insurance online, assess the features and enquire about the post-sales service offered and the claim settlement ratio. This will help you get an idea about the quality of services you can expect from the insurer.
Tata AIG, with a high claim settlement ratio and a reputation of being a reliable insurer, ensures that your experience of buying a policy, renewing it, and filing a claim is hassle-free and seamless.
We offer a free online bike insurance calculator to help you get an idea of the premium before making the purchase. The calculator also allows you to tweak the features and add-ons to customise the policy as per your needs and budget.
Add-Ons for Bajaj Pulsar NS160 Insurance by Tata AIG
One of the biggest benefits of opting for a comprehensive two-wheeler insurance policy is the ability to customise it to your needs. This is possible by using add-on covers. These are additional covers that can increase the scope and extent of the policy. In exchange, you have to pay an additional premium.
Tata AIG offers seven unique add-on covers as described below:
Additional Personal Accident Cover to cover injuries, disability or death of the owner-driver caused while driving the vehicle
Additional Third-Party Property Damage to cover third-party liabilities over and above the base policy.
Depreciation Allowance/Zero Depreciation Cover to negate any depreciation-based deduction on damaged car parts when filing a claim
Return to Invoice Cover to receive the invoice value of the bike without any deduction in case of total loss of the bike
Consumables Cover to cover consumables like lubricants, engine oil, screws, bolts, nuts, etc.
Roadside Assistance Cover to include emergency assistance in the policy if you meet with an accident or your bike breaks down
Emergency Medical Expenses to cover any ambulance and emergency medical costs in case of any accidents for both the owner-driver and pillion rider
Inclusions and Exclusions Under Tata AIG’s Bajaj Pulsar NS160 Insurance
Bajaj Bike Insurance Inclusions
| Third-Party Liability cover | If your bike causes an accident or collision and damages a third-party property or person, then legally, you are liable to pay for the damages. Depending on the accident, this can grow into a huge amount. A comprehensive Bajaj Pulsar NS160 policy covers all such third-party liabilities. |
|---|---|
| Own Damage Protection | If your bike gets damaged in an accident or collision caused by your error, then repairing it is your responsibility. A comprehensive Bajaj two wheeler insurance policy covers the costs of repairs to your bike for damages caused by not just accidents or collisions but also by fire, theft, man-made disasters, or natural calamities. |
| Total Loss Cover | There are two ways in which a bike is deemed to be a total loss – if it is stolen or damaged more than 75%. In such cases, a comprehensive Bajaj Pulsar NS 160 policy offers the reimbursement of the sum insured. |
| Personal Accident Coverage (For the Owner-Driver) | As mandated by the IRDAI, the owner-driver gets coverage for up to Rs.15 lakh for injuries sustained during an accident involving the insured bike. If the accident results in the death of the owner-driver, then the nominee receives the sum insured. |
Bajaj Bike Insurance Exclusions
| General Wear and Tear | A comprehensive policy will not cover costs associated with damages to the insured vehicle caused by regular wear and tear |
|---|---|
| Racing and Speed Trials | Using the bike for racing or speed testing exposes it to more risks wherein the likelihood of accidents increases manifold. Hence, comprehensive bike insurance plans do not cover damages caused when the insured bike is used for such purposes. |
| Breaches of the Law/Policy Term Violations | You are required to comply with traffic laws at all times. If your bike meets with an accident and you are found in violation of traffic laws, then the policy will not offer coverage. |
| Commercial Usage | Bikes registered for personal use cannot be deployed for commercial purposes. If you do and the bike gets damaged in an accident, then the policy will not offer coverage. |
Reasons to Buy Tata AIG Bajaj Bike Insurance
Bike insurance is a product where you contact the provider only in an emergency or an accident. Hence, it is important to choose a reputed and reliable provider who understands the urgency of the situation and responds quickly.
Tata AIG is a reliable name in bike insurance for a range of factors, including:
Trust and Reliability: Tata AIG has a strong presence in the market, an experience of several years, and a reputation for being reliable and trustworthy. These are important traits in an insurance provider for bike owners.
High Claim Settlement Ratio: In the financial year 2022-23, we had a claim settlement ratio of 99%. It talks about our commitment to quick claim processing and marks another reason for you to buy bike insurance from us.
Wide Network of Garages: If you want to get your bike repaired via cashless claim settlement, then you need to visit any of our 7500+ network garages.
24/7 Customer Support: if you want any clarification about your policy or need assistance in filing a claim, our 24/7 customer service team can assist you with ease.
Bajaj Pulsar NS160: Overview and Unique Selling Points
While the 150-160 cc motorbike segment is overcrowded, the Bajaj Pulsar NS 160 makes a strong candidate for people looking for a bike with a sporty character and aggressive styling.
Launched in March 2023, the Pulsar NS 160 from Bajaj has caught the attention of many bike enthusiasts in the 160 cc range for the range of features it offers, as described below:
Unique Selling Points of the Bajaj Pulsar NS160
Sporty Looks: Sharp design lights, a streetfighter-like stance, and a low-slung headlamp give the Bajaj Pulsar NS 160a sporty and youthful appeal. The new colour options in the latest edition are bolder and more eye-catching.
Engaging Performance: The bike is designed for efficient performance in city traffic and has a linear low-end acceleration, which makes it a comfortable ride even at low speeds. After crossing 5,000 rpm, it builds up pace quite quickly, making it ideal for highways too.
Agile Handling: Its perimeter frame and slightly firm suspension make it highly responsive to direction changes. Hence, cutting through traffic is a breeze with the Pulsar NS 160.
Comfortable: The bike is designed with a split seat, slightly rear-set footpegs, and a clip-on handlebar. While the rider needs to crouch a little, overall, it is a comfortable ride.
Bajaj Pulsar NS160: Variants and Prices
| Bajaj Pulsar NS160 Variants | Ex-Showroom Price (Mumbai) |
|---|---|
| 2024 Bajaj Pulsar NS160 (New Model) | ₹1,25,114 |
Disclaimer: These prices were taken from this website on 25/11/2023 at 9:00 pm IST. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.
Top 5 Competitors of the Bajaj Pulsar NS160
| Competitor Bike Name/Model | Ex-Showroom Price (Delhi) |
|---|---|
| TVS Apache RTR 160 4V | ₹1,32,000 |
| Hero Xtreme 160R BS6 | ₹1,33,000 |
| Yamaha FZ FI V3 | ₹1,16,000 |
| Honda Hornet 2.0 | ₹1,40,000 |
| Bajaj Avenger Street 160 | ₹1,17,000 |
FAQS
Q2. Can I buy insurance plans for a second-hand Bajaj Pulsar NS 160 bike?
Yes, you can buy insurance for a second-hand bike. However, you will have to submit the bike’s registration certificate and other documents as requested.
Q3. How long do I have to renew my Bajaj Pulsar NS 160 bike insurance after it expires?
While we recommend bike owners complete the renewal process at least 15 days in advance, you can renew your policy up to 90 days after the expiry date to retain any benefits like the NCB.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Related Articles
Q1. What is a cashless bike insurance claim for the Bajaj Pulsar NS 160 bike?
Q1. What is a cashless bike insurance claim for the Bajaj Pulsar NS 160 bike?
Typically, bike owners used to get their bikes repaired and file a claim with the insurance company later by submitting the bills.
In a cashless claim settlement, the bike owner is required to get the insured bike repaired at a network garage. We pay the garage directly, and the bike owner gets the repairs done without spending anything from his pocket.
Q2. Can I buy insurance plans for a second-hand Bajaj Pulsar NS 160 bike?
Yes, you can buy insurance for a second-hand bike. However, you will have to submit the bike’s registration certificate and other documents as requested.
Q3. How long do I have to renew my Bajaj Pulsar NS 160 bike insurance after it expires?
While we recommend bike owners complete the renewal process at least 15 days in advance, you can renew your policy up to 90 days after the expiry date to retain any benefits like the NCB.
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