Hero Ambition Insurance
Hero Ambition Insurance
The Hero Ambition is a motorcycle model produced by Hero MotoCorp. It is a commuter bike targeted toward daily commuters and those looking for a reliable and fuel-efficient bike. The Ambition is available in both a kick-start and self-start variant, and a single-cylinder, air-cooled, four-stroke engine powers it. The engine can produce 8.36 bhp of power at 8,000 RPM and 8.05 Nm of torque at 6,000 RPM.
The bike has a 5-speed gearbox and a top speed of around 85 km/h. The Ambition has a fuel tank capacity of 11 liters and a claimed mileage of around 60 km/l. The bike is available in various colors and has a price range of around INR 45,000 (ex-showroom).
While Hero Ambition offers a safe riding experience and one of the best performances on Indian roads, it is important to buy comprehensive two-wheeler insurance to protect it from unexpected mishaps.
The Motor Vehicles Act, 1988, makes it mandatory for all bikes to have third-party insurance for two-wheelers. However, these policies offer protection against third-party liabilities only. If you are looking for complete coverage, including protection against damages to your bike too, then consider opting for a comprehensive Hero Ambition insurance policy.
Before buying Hero Ambition bike insurance, make sure that you compare providers and plans and use the free online bike insurance calculator to estimate the premium. This will help you find the best policy for your needs. TATA AIG offers comprehensive Hero bike insurance plans to help you get the best protection that your bike deserves.
Buy or Renew Hero Ambition Insurance Online with Tata AIG
TATA AIG offers a simple and hassle-free process to buy Hero bike insurance online. You can compare policies and complete the buying process online from your home or office. Here is a quick look at the process for buying a comprehensive policy from TATA AIG:
- Go to the official website of TATA AIG
- Visit the Two-wheeler Insurance page
Here you have two options:
If you are buying a new policy, then enter the registration number of your Hero Ambition bike and click on “Get Price”
If you are looking for Hero bike insurance renewal, then enter the registration number and click on “Renew existing TATA AIG policy”
Enter details like the month and year of Purchase, the expiry date of the previous policy, and your mobile number to get details about the Hero ambition insurance price
We will display a list of IDVs (insured declared values) to determine the sum insured and the Hero Ambition insurance price. Make sure that you select the right IDV for your bike
Next, you will be required to enter details of any previously filed bike insurance claims. This will help you get any accumulated No Claim Bonus benefits if applicable
On the net screen, we will display the final premium for the new policy or the Hero bike insurance renewal price
If you are comfortable with the premium, then you can make the payment using one of the digital payment options
Upon receipt of the payment, we will send your policy documents to your registered email address
Hero Ambition Insurance Price – Your Premium Amount
When you opt for a comprehensive Hero Ambition bike insurance policy, the premium amount is determined after considering many factors. These include:
- Engine displacement: The engine displacement of the bike is one of the major factors determining the insurance policy's premium. A larger engine typically results in a higher premium.
- Age of the bike: The bike's age is also considered when determining the premium. A newer bike will typically have a lower premium than an older one.
- Area of residence: The location where the bike is primarily kept and used can also impact the premium. Premiums are typically higher in urban areas due to the higher risk of theft and accidents.
- Insured Declared Value (IDV): The sum insured impacts the premium calculation. It is the market value of the bike.
- Your age and experience: Your age and experience can also affect the premium. Younger and less experienced riders are considered a higher risk, so their premiums will be higher.
- Add-on covers: The type of coverage you choose will also impact the premium. Additional coverage options such as zero depreciation, roadside assistance, and pillion passenger cover can increase the premium.
- No Claim Bonus: If you have not made any claim in the previous year, you may be eligible for a no-claim bonus, which can lower the premium.
- Discounts: You can get discounts for various reasons, such as bike safety features, anti-theft devices, etc.
You can use our free online bike insurance calculator to tailor the policy to your needs. The calculator will help you understand the impact of the abovementioned factors on the policy's premium. This is a handy tool to compare policies and features and get the best protection for your bike.
Things Covered and Not Covered under Hero Ambition Insurance
While a comprehensive bike insurance policy offers complete protection, there are some exclusions too. Here is a quick look at the damages covered and not covered under TATA AIG’s Hero Ambition policy:
|Things covered under Tata AIG Hero Ambition Insurance||Things not covered under Tata AIG Hero Ambition Insurance|
|Liability coverage: This covers damages or injuries that you may cause to other people or property while operating your motorcycle.||Wear and tear: Normal wear and tear of the motorcycle and its parts are typically not covered under the policy.|
|Collision coverage: This covers damages to your motorcycle caused by an accident, regardless of who is at fault.||Mechanical or Electrical breakdown: Any damages to the motorcycle arising out of mechanical or electrical breakdown are not covered.|
|Add-on covers: Additional coverage options such as zero depreciation, roadside assistance, and pillion passenger cover may also be available at an additional cost.||Illegal activities: Damages caused while you are engaging in illegal activities are not covered.|
Why Is It Important to Have a Hero Ambition Insurance Plan from TATA AIG?
- TATA AIG offers a wide range of bike insurance plans designed to cater to the varying needs of bike owners. You can choose between third-party bike insurance, own-damage insurance, and comprehensive bike insurance plans based on your needs. You can also use our free online bike insurance calculator to compare plans and choose the most cost-efficient option for your bike.
- With more than two decades of experience as an insurer, Tata AIG is one of the leading and most trusted insurance providers in India, with a reputation for providing quality coverage and excellent customer service.
- With Tata AIG, you can buy and renew bike insurance online, making it more convenient for policyholders to manage their insurance.
- We have a well-established claims process in place and are known for our prompt settlement of claims. We have a team of over 650 claim experts across India and have designed a simple three-step process for submitting claim requests.
- For FY 2021-22, we had a claim settlement ratio of 98.62%.
- We have a wide network of cashless garages across the country, which makes it easier for policyholders to get their bikes repaired in case of an accident.
Overview: Hero Ambition
The Hero Ambition is a popular commuter bike amongst daily commuters and those looking for a reliable and fuel-efficient bike.
- Design & Build: The Ambition has a classic look and a comfortable seat, and a well-cushioned suspension. The bike has a ground clearance of 165mm, allowing you to easily ride through rough terrains. The bike has a sleek and aerodynamic design, which makes it easy to handle and maneuver. The Hero Ambition has various features, such as an electric start, alloy wheels, and a digital-analog instrument cluster.
- Engine & Performance: The Ambition is available in both a kick-start and self-start variant, and it is powered by a single-cylinder, air-cooled, four-stroke engine. The engine is capable of producing 8.36 bhp of power at 8,000 RPM and 8.05 Nm of torque at 6,000 RPM. The bike has a 5-speed gearbox and a top speed of around 85 km/h. The Ambition has a fuel tank capacity of 11 liters and a claimed mileage of around 60 km/l.
- Brakes & Suspension: The Hero Ambition comes with a 240mm disc brake at the front and a 130mm drum brake at the rear. The suspension system comprises telescopic forks at the front and twin shock absorbers at the rear.
- Features & Safety: The Hero Ambition has several features, such as an electric start, alloy wheels, and a digital-analog instrument cluster. It also comes with safety features like self-start and a maintenance-free battery.
To summarize, the Hero Ambition is a classic-looking, reliable, and fuel-efficient commuter bike that is built for daily use. It has a comfortable seat and a well-cushioned suspension, which makes it easy to handle and maneuver.
The Hero Ambition has several features and safety elements, making it a great option for daily commuters looking for a reliable and fuel-efficient motorcycle.
Hero Ambition Variants and Prices
The Hero Ambition was available in various colors and had a price range of around ₹45,000 (ex-showroom). It was widely available in Hero MotoCorp showrooms across the country but was discontinued in 2005.
|Hero Honda Ambition Disc Self||NA*|
|Hero Honda Ambition Drum Self||NA*|
|Hero Honda Ambition Disc Kick||NA*|
|Hero Honda Ambition Drum Kick||NA*|
Unique Selling Points: Hero Ambition Features
Hero MotoCorp Limited, more commonly known as Hero, is an Indian multinational motorcycle and scooter manufacturer based in New Delhi, India. The company is the largest two-wheeler manufacturer in the world and also in India, where it has a market share of about 46% in the two-wheeler category. The Hero Ambition was positioned between the popular 100cc and 150cc bike segments. Instead of launching a 125cc bike, Hero launched a 133cc Hero Ambition, which packed more power in a fuel-efficient two-wheeler. Here are some USPs of the bike:
- Balance of fuel-efficiency and performance: Its 133cc engine was more powerful than 125cc bikes and more fuel-efficient than 150cc bikes
- Power and Torque: 11.2 PS @8000 rpm and 10.5 Nm @6500 rpm
- Additional Features: 5-speed transmission, Front brake 240 mm disc, Rear brake 130 mm drum, 150 mm ground clearance, mileage of 55 kmpl, and air-cooled four-stroke engine.
The Hero Ambition bike is easy to handle with a timeless design bending the retro with the modern. However, to safeguard it from unexpected mishaps, you can consider buying a comprehensive Hero Ambition insurance plan from TATA AIG that offers complete protection in a cost-efficient manner.
Top 3 Rivals of Hero Ambition
- Mahindra Centuro
- Suzuki Heat
- Bajaj CT 100
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
Q1. How to Claim Hero Ambition Insurance Policy Online with Tata AIG?
TATA AIG offers a simple process to file an insurance claim for your Hero Ambition insurance plan. Here is a quick look at the claim process:
- Visit our official website at www.tataaig.com
- Click on the “Claims” tab in the top menu and visit the Claims Page
- To file a new claim, click “Initiate Claim”
- Enter your registered mobile number and click “Confirm”
- Provide the details requested like the registration number of your bike, FIR number, and other information for registering the claim with us
- We will go through the request and check the claim details and attached documents. We will also examine the damage to your bike and send it to a network garage for repairs
- During this period, we will also initiate the claim settlement process
- By the end of the process, you will receive your repaired Hero Ambition bike
Q2. How To Renew Your Tata AIG Hero Ambition Insurance online?
At Tata AIG, Hero bike insurance renewal is simple and easy. Here is the process:
- Visit our official website at www.tataaig.com
- Click on “Bike Insurance” from the top menu and visit the Bike Insurance Page
- Enter the registration number of your bike and click “Renew”
- Provide the details requested by the site
- Specify any claims that you have filed in the past or choose the No Claim Bonus option
- Add or remove add-on covers as needed
- Check the premium amount displayed on the screen
- If you are comfortable with it, then pay the premium online
- Upon receiving the payment, we will renew your policy and send the policy documents to your registered email address
Q3. When was the Hero Ambition discontinued in India?
The Hero Ambition bike was launched in 2002 and discontinued in 2005 in India.