KTM RC 200 Insurance

Tata AIG lets you buy KTM insurance offline and online. You can visit the nearest Tata AIG office, if you prefer the offline process and take help from our in-office insurance expert.

However, to purchase or renew KTM bike insurance without hassle, you can follow the steps given below and get your bike insurance online instantly.

• Visit the Two-wheeler insurance page on the Tata AIG website

• Enter your KTM registration number

• Click “Get Price” for a new issue or “Renew” for a Bajaj KTM insurance renewal

• Fill out the form given to get your bike insurance quote

• Select the correct Insured Declared Value (IDV) from the list given

• Notify the insurance provider about any past claims, in the absence of which you can benefit from the No Claim Bonus (NCB)

• After providing the required information, the premium for your KTM RC 200 insurance will be displayed

• If you want to buy extra riders for your bike, pick from the add-on options and proceed with the payment

• You will be sent a soft copy of your bike insurance policy via email once the payment is received

Tata AIG decides the KTM RC 200 insurance cost after considering various factors like the bike’s make and model, age, type of fuel, place of registration, engine cubic capacity, etc. After evaluating these factors, the company calculates the bike’s IDV. IDV is your bike’s current market value, based on which the insurance company compensates you if it is stolen or completely damaged.

Getting a quote for your KTM insurance is necessary to make an informed decision. You can use Tata AIG’s online two-wheeler insurance premium calculator, know your KTM insurance price, compare quotes, and purchase the most suitable plan. You can also visit a local dealer to know your bike’s IDV.

[Note: Third-party bike insurance prices are based on the guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI). These prices are standardised according to the bike’s engine cubic capacity.]

Usually, comprehensive insurance for bikes may not be sufficient to cover all kinds of losses. Hence, Tata AIG offers suitable add-on covers that protect your bike. Here is the list of riders available in addition to two-wheeler insurance:

• Depreciation Allowance

• Return to Invoice Cover

• Emergency Medical Expenses

• Additional Personal Accident Cover for Owner-driver

• Additional Third-Party Property Damage

• Roadside Assistance

• Consumables Expenses

[Note: Each add-on cover involves extra costs which raises your bike insurance premium. So, evaluating your bike’s needs before picking any rider is crucial for wise decisions. ]

Here is a table that will help you understand the inclusions and exclusions of a comprehensive insurance plan:

Choosing the right insurance provider is crucial to ensure quality care of your bike along with a seamless bike insurance claim. You can choose Tata AIG for the following reasons:

• Tata AIG believes in providing quality services to its customers and helping them make the best choices for their prized possessions

• Trusted by five crore happy and satisfied customers, we are preserving millions of dream vehicles for more than 20 years

• At Tata AIG, you can purchase/renew suitable motor insurance policies in a hassle-free manner and also pick from the riders to enhance the policy coverage

• Also, by purchasing Bajaj KTM insurance from Tata AIG, you can ensure a hassle-free and quick claim settlement process through our extensive network of cashless garages

• We are supported by over 650 claim experts across the country and are proud to have a 98% claim settlement ratio for FY 2020-21.

KTM RC 200 has won many hearts with its powerful engine, reliable performance and good value for money. Equipped with a 199.5CC engine, KTM RC 200 has several high-end features as follows:**

Engine type: Liquid-cooled, single-cylinder engine, DOHC, FI engine

Power: 25PS at 10000 rpm

Torque: 19.2 Nm at 8000rpm

Fuel Injection: Bosch Electronic Fuel Injection (EFI)

Cooling: Liquid cooling with curved radiator and fans for heat management

Front suspension: WP APEX USD forks

Rear suspension: WP APEX Monoshock

Frame: Split-trellis frame (tubular)

Fuel tank capacity: 13.7 litres

Ground clearance: 156mm

Saddle height: 835mm

Kerb weight: 160kg

Headlight: LED Headlamp

Instrument cluster type: LCD dash display

KTM RC 200 comes in a single variant- RC 200 STD, which is priced at ₹2,14,688. However, the bike comes in three attractive colour schemes: Orange, Silver Metallic and Dark Galvano.

With its captivating presence on Indian roads, KTM RC 200 is one of the best bikes for bike enthusiasts from the KTM brand. The mind-boggling style mated with a thrilling performance makes the KTM RC 200 a good value for money. Some other unique selling points of this sports bike are as follows:

High-quality finish

The bike’s innovative graphics, with a black and orange combination and white tint, make it highly attractive. The distinct styling with dual projector headlights provides a peculiar shape to the bike, thus making heads turn while it roars through the streets.

High-performance aerodynamics at high speeds

The sporty looks with perfectly placed handlebars and footpads offer great aerodynamic posture to the rider. The larger and taller new windscreen reduces wind buffeting, while the new fairing helps improve the airflow for the rider.

Lighter and easy to ride

The weight and structure of the KTM RC 200 provide greater agility making it smooth to ride through meandering roads. Apart from this, the Austrian brand has made KTM RC 200 lighter by using a larger but lightweight brake rotor placed on the rim, which makes it easier to take sharp turns. Hence, the overall bike’s structure offers optimum rider control on track and street.

Smooth and hard-hitting power delivery

KTM RC 200’s engine is powerful and delivers a power of 25PS and 19.2 Nm of torque. The single-cylinder engine coupled with a six-speed gearbox allows you to accelerate the bike’s speed effortlessly and make city and highway riding highly exciting.

Enhanced safety

The braking system of the KTM RC 200 is very strong, which provides better safety and performance. With its updated suspension system, the bike can endure all kinds of terrain and bumpy roads smoothly. Moreover, the new version is equipped with ABS (Anti-lock Braking System), which adds to the bike’s safety features.

Here are some of the bikes that can give competition to the KTM RC 200:

• KTM RC 125

• Honda CB300F

• Royal Enfield 350

• Royal Enfield Bullet 350

• Yamaha R15S

• TVS Apache RTR 200 4V

• Yamaha FZ 25

• Bajaj Pulsar NS200

• Royal Enfield Himalayan