Puerto Rico Travel Insurance

Travel Insurance starting at just 40.82 per day with COVID-19 Covered
Choose Purpose
Multiple Countries
*COVID-19 covered for International Travel Only

Travel Insurance Puerto Rico

Puerto Rico is a group of islands in the Caribbean Sea consisting of the main island of Puerto Rico and other smaller islands of Vieques, Culebra, Mona, Isla Mata La Gata, Desecheo, and Caja de Muertos, among others. The island territory is 100 miles long and 35 miles wide, making it the smallest island of the Greater Antilles. Puerto Rico offers an incredible diversity of sights, scenery, experience, and culture regardless of its area.

Officially known as the Commonwealth of Puerto Rico (Estado Libre Asociado de Puerto Rico), Puerto Rico is situated in the northeastern Caribbean Sea, and its northern shore faces the Atlantic Ocean. It is located east of the Dominican Republic and west of the U.S. Virgin Islands and the British Virgin Islands. Puerto Rico, which translates into "rich port" in Spanish, is an unincorporated territory of the United States. The island is known for its beautiful beaches, unbelievable mountains and rainforest, astonishing underground caves, and lively Spanish Caribbean culture with an American twist.

So, if you are planning to discover this magnificent and unique island, remember to get your travel insurance plan for Puerto Rico. Whether you are going on a family vacation, a couple's retreat, a fun trip with friends, or a business trip, Puerto Rico family travel insurance must be a vital part of your Puerto Rico travel planning. These plans typically include medical expense coverage, trip interruption, flight cancellation insurance, baggage insurance, and more.

At Tata AIG, we understand your excitement and efforts to make your trip successful. That is why we have curated the finest travel insurance plans that are wide in coverage and at affordable rates. Our 20+ years of expertise make our offerings and service trustworthy and best-rated. Experience seamless and hassle-free insurance with our online purchase or renewal feature.

Travel Health Insurance for Puerto Rico from India

Many countries around the globe consider insurance as a mandatory requirement for travelling. Around 34 countries have made travelling insurance mandatory to prevent travellers from landing in a financial crisis arising from a medical emergency, accident, loss of luggage, third-party liability, etc. The main reason for this is the high medical cost and relatively high cost of living in these countries.

For countries where travel insurance is not mandatory, it is still advisable for tourists to buy this insurance before exploring a foreign country.

Puerto Rico travel insurance requirements do not mandate coverage for entering the country. However, purchasing one is highly recommended for those visiting the territory. This insurance can cover unexpected medical emergencies, accidents, loss or damage of baggage, travel delays, etc., while you travel to Puerto Rico from India.

Additionally, having travel protection for your Puerto Rico vacation is a good idea, as this region is frequently affected by hurricanes, cyclones, and earthquakes.

Why Do You Need Travel Medical Insurance for Puerto Rico?

Puerto Rico is an exciting combination of breathtaking natural landscapes, historical excellence, and diverse yet intriguing culture and heritage. The people of Puerto Rico, who proudly call themselves Boricuas, are one of the country's major assets. The locals are joyful, charismatic, friendly, warm, and hospitable. Food, drinks, and music are also vital to the island's offerings to its visitors. In Spanish, Puerto Rico is popularly known as 'la isla del Encanto,' which means "the island of enchantment."

With so much to explore and do in this fascinating country, make your trip stress-free by purchasing Puerto Rico travel insurance. It can give you extra protection if your vacation does not go as planned.

Some of the reasons to buy travelling insurance are:

  • Because medical treatments and evacuation can be expensive

If you fall sick on your trip, getting medical help can be an additional financial burden. Typically, the medical expenses in countries like Puerto Rio are higher than in India. Also, if a need arises for medical evacuation, your insurance plan also covers that.

  • Because accidents can happen on your trip

Accidents can occur anytime, and trauma or injury can ruin your trip and put you in a financial fix. Your travel health insurance can protect you financially during such incidents.

  • Because you would not want to lose all your money in case of a trip cancellation

Even the best-planned trip can get cancelled due to unavoidable reasons. Unfortunately, your airline or travel provider might not be able to offer you a refund if the trip is cancelled at the last moment. A travel insurance policy can help you protect from such circumstances by providing trip cancellation coverage.

  • Because loss or theft of baggage or passport can be very stressful

We can understand the ordeal if you lose your luggage or passport. During such situations, overseas travel insurance can help cover the cost of necessary personal items. Similarly, if you lose your passport, this insurance can help you cover reasonable expenses for getting a fresh passport.

  • Because delayed flights are a common sight

A delayed flight can be very stressful due to bad weather, a local strike, or other reasons. Your further plans are also affected, leading to financial loss. Sometimes, you might also have to book another night's stay at a hotel or incur extra expenses. International travel insurance can take care of these expenses.

  • Because sometimes even regular travellers might need a little help

There is peace of mind when you know the support is just a phone call away. Many travelling insurance plans offer travel assistance, wherein you can contact your insurance provider in case of a medical emergency, lost passport, natural disaster, etc.

Benefits of Purchasing a Tata AIG Travel Health Insurance for Your Puerto Rico Trip

A travel insurance plan is a must-have while planning your trip. While many insurance providers offer this type of insurance, Tata AIG International Travel Insurance Plan stands out due to its comprehensive coverage, affordable rates, and trustworthiness.

  • Medical coverage: Our policy covers everything from falling sick or encountering an accident, illnesses required for hospitalisation, dental emergencies, medical evacuations, or accidental death and repatriation. Moreover, if your policy expires during your hospitalisation, we shall continue with the coverage for more than 60 days or until you get discharged, whichever is earlier.

  • Baggage cover: Travelling to Puerto Rico from India needs a long-duration flight. This would mean there are chances of a delay, misdirection, or loss of your luggage. Our baggage cover offers you financial support to purchase essential personal items or reimburse the lost luggage cost so that you continue with your trip smoothly. Personal liability covers: This third-party liability coverage can be helpful if you get involved in an accident, damaging the property of a third party or causing bodily injury to them. The insurance will cover third-party medical expenses and repair costs of the damaged property.

Travel assistance: Knowing there's someone to fall back on while travelling can give you peace of mind. If during the trip you need help with regards to availing quick medical treatment or applying for a new passport (if it is lost), our travel assistance executives are just a phone call away.

  • Other benefits:

  • Tata AIG is a trustworthy brand with more than 20 years of experience in the insurance sector.

  • You get coverage for COVID-19 if tested positive during the trip or require hospitalisation.

  • You can compare, buy or renew policies online in a hassle-free manner.

  • You get an instant policy without undergoing any pre-policy health check-ups.

  • Travel health insurance for Puerto Rico from Tata AIG starts at ₹ 40.82 per day*. Check your estimated premium using our online travel insurance premium calculator.

  • You pay a premium in INR and get covered in USD for your Puerto Rico trip.

Safety and Precautionary Measures to Undertake while Travelling to Puerto Rico from India

Before you plan your trip, it is always important to know whether the destination is safe and the precautions to consider before you fly. In the below section, we shall discuss safety in Puerto Rico and steps to address prevailing concerns (if any) while planning a visit. Puerto Rico comes under the U.S. territory; thus, all the country's laws apply there.

Puerto Rico is a safe country to travel with no additional precautions or measures needed to be undertaken.

However, some of the standard security precautions to follow:

  • Gun and drug trafficking crimes are prevalent but lower than in mainland cities.
  • Petty crimes, such as pickpocketing and purse snatching, are common, as half of the population is below the poverty line. Therefore, safeguard your belongings.
  • Avoid carrying expensive jewellery, gadgets, etc.
  • Avoid carrying more cash and use cards more on the island.
  • Stick to areas where there are crowds and police patrol.
  • There are frequent peaceful demonstrations that turn violent anytime. Thus, avoid crowded areas and places where there are large gatherings and demonstrations.
  • Follow local laws, rules, and ordinances.
  • Earthquakes and hurricanes in the island area are common. Hurricanes season is from mid-May to the end of November. Severe storms can hamper the provision of essential services, especially electricity.
  • Keep your passport handy.
  • Make electronic copies of all your documents.
  • Research and plan properly before visiting any place.
  • Maintain easy access to the Indian embassy's contact details.
  • Before your trip, stay informed about the nation's latest political and economic environment.

Puerto Rico Visa and Entry Requirements

The government of Puerto Rico identifies citizens of around 190 nationalities who require a visa to visit the country. Citizens of Indian nationals need access to travel to this Caribbean country irrespective of the purpose of travel, for example, a tourist visa, business visa, work visa, student visa, transit visa, or any other. All visas for travelling to Puerto Rico from India can only be obtained at the embassy or the consulate and must be applied for in person.

To obtain a travel visa for Puerto Rico, you must first make an appointment at the nearest U.S. government diplomatic office. Then, you need to complete the visa application form, duly signed, along with all the required supporting documents. You are also required to undergo an in-person interview at the embassy.

At the embassy, visa processing fees would be charged, which must be paid when submitting documents. In addition, processing and approving a visa may take a few weeks; thus, you must start the application process well before your intended travel date. Also, it is recommended first to secure a travel visa and then make all the other travel bookings to ensure everything is satisfied.

The validity or the permitted stay duration of a Puerto Rico visa varies depending on the purpose of the visit. A travel visa is issued for a maximum period of 90 days.

Puerto Rico Travel Documents for Indian Nationals

As mentioned above, Indian citizens must have a tourist visa to travel, go sightseeing, or simply leisure in Puerto Rico. Below are the documents required for the same.

  • You must have your original passport with at least six months of validity remaining from the date of travelling. Also, there must be two blank pages for stamping or markings.
  • The visa application form must be duly filled and signed.
  • For a tourist visa, you have to submit your round-trip flight booking. This flight booking proves your limited stay in the country.
  • You also must submit accommodation bookings if made already. However, the embassy recommends only making hotel reservations once you receive your tourist visa.
  • As proof of funds, you must submit your original bank account statement. This statement must be in the latest month for at least six months. The statement must be duly signed and sealed by the bank. Your bank account statement proves your financial situation and that you have enough funds to travel and return to your country.
  • You may also be required to submit your travel itinerary, which is different from your flight ticket.

Best Places to Visit and Top Things to Do in Puerto Rico

Puerto Rico serves more than what you expect from your ideal vacation, from idyllic surfing beaches to lush forests and the rich culture and history to highly welcoming and warm people. Topped with the perfect weather, adventure sports, delicious food, and multiple events, this Caribbean Island has become a timeless favourite destination among travellers around the globe.

Bioluminescent Mosquito Bay

This world-class tourist attraction is regarded as one of the "things to do before you die" by many travel experts. Puerto Rico is famous for its bioluminescent bay, which is found in south Vieques beach. During the day, the beach serves as your usual relaxing and hideout point, but at night, the waters reflect a blue glow from the organisms (dinoflagellates) that live there. The view is no less magical, as you must have seen in movies like Avatar. You can book a kayaking tour to have a closer look and experience this once-in-a-lifetime moment.

Flamenco Beach

Puerto Rico is home to many beautiful beaches, and every beach offers a unique experience. However, Flamenco beach on Culebra Island gets a special mention. Most travellers consider it one of the most beautiful beaches worldwide. The beach is a perfect fit for family holidays, explorers interested in activities like snorkelling, and breathtaking views from every angle.

El Yunque National Forest

El Yunque National Forest is considered one of the world's natural wonders and is the only tropical forest in the U.S. National Forest System. The forest is home to unique birds, 240 types of trees, and native species. Here you can take a tour guide or navigate yourself to experience a cool breeze, refreshing spring water, and captivating forest beauty.

Architectural tour of San Juan

Take a walk through the cobblestone streets and narrow passageways of Old San Juan to learn about the country's rich history. You will find colourful Spanish colonial-style houses with decorative balconies and ceilings ornamented with intricate mosaics of Catholic saints. Some of the famous attractions of the place include El Morro, Castillo San Cristóbal, and Calle del Cristo.

Indulge in street-side or the country's authentic delicacies

In the Afro-Caribbean coastal neighbourhood of Piñones, you can find some of the best authentic street food that satisfies your taste buds. The place is close to the beach, so savour your taste buds and relax or take a dip in the calm, pristine Puerto Rico waters.

Puerto Rico: Indian Embassy Details

India does not have an embassy or consulate in Puerto Rico as on February 2023. Below is the nearest diplomatic mission:

Country Address Distance from Puerto Rico Working Hours Telephone Numbers Email ID
Venezuela 12 Avenida San Carlos, Caracas 1060, Distrito Capital, Venezuela 890 km (553 miles) Monday to Friday

8:00 AM to 12:00 PM (Lunch Break) 12:30 PM to 4:00 PM

+58 212 285 7887 (Dial +58 to call from Puerto Rico)

Multilingual Tourist Helpline :

1800111363 & short code 1363



Puerto Rico Embassy/Consulate in India

Address The Embassy of Puerto Rico in New Delhi Shantipath, Chanakyapuri, New Delhi - 110021
Phone Numbers 011-24198000 International - +91-11-2419-8000
Fax Number 011-24190017 International - +91-11-2419-0017
Email Address ndcentral@state.gov

Puerto Rico: Fast Facts

Categories Specification
Capital San Juan
Time Zone Atlantic Standard Time
Currency United States dollar (USD)
Climate Tropical
Average Round-Year Temperature 21 to 32 °C (lower regions) 16 to 27 °C (central and higher regions)
Best Time to Visit December to April
Best Known for Beautiful beaches, Spanish Caribbean culture, one of the biggest and best rum-producing nations in the world


All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location.

*Subject to change based on the nature and extent of the coverage.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

1. When is the best time to visit Puerto Rico?

1. When is the best time to visit Puerto Rico?


The peak tourist season in Puerto Rico is between December and April, which is also the best time to relax on the beaches. However, due to peak season, you may find the beaches crowded and the hotel more expensive. Therefore, if you are a budget traveller, consider visiting between June to September, but do keep a check on the weather conditions.

2. Are there any COVID restrictions for Puerto Rico?


Until recently, Puerto Rico had a couple of COVID restrictions in place, but most of them have been lifted. You are not required to carry your vaccination certificate; however, it is always advisable to keep one handy. Masks are optional but recommended in crowded places.

3. Is Puerto Rico safe?


Yes, Puerto Rico is a safe country to visit. Since it falls under U.S. territory, the country is subject to U.S. laws and regulations and U.S. government-funded law enforcement agencies (like police). The crime rate in Puerto Rico is lower than the crime rate in mainland U.S. cities.

4. How are the transportation facilities in Puerto Rico?


The transportation facility in Puerto Rico may not be extraordinary, but it is undoubtedly improving. Walking to the nearest street is an absolute pleasure to explore the capital city of San Juan. However, you can hire a taxi, a metro, or a bus in the capital. Públicos or public minibuses are the cheapest and most convenient way to travel on the island. To travel from one island to another, especially from famous islands like Vieques and Culebra; daily ferries are the best options. But for remote islands, you need to hire a private boat.

5. What are the Puerto Rico travel insurance requirements for an Indian national?


While travel insurance is not mandatory for visiting Puerto Rico, buying overseas travel insurance is highly recommended.

6. How do I get Tata AIG's travel medical insurance for Puerto Rico?


You can buy Puerto Rico travel insurance from Tata AIG online with just a few simple steps.

Step 1: Visit our International Travel Insurance page. Step 2: Mention your travel dates, that is, the date of departure and date of arrival. Step 3: List down the number of travellers with their basic details. Step 4: Select the plan based on your need and budget. Step 5: Share additional information like your passport number, contact details, etc. Step 6: Make a secure payment. We will share your travelling insurance policy on your registered email address.

7. What is the Puerto Rico trip cost from India?


Your Puerto Rico trip cost from India depends on factors like the season during which you are travelling, the location you plan to live in, the type of hotel and the activities selected, etc. Below is the average cost (for budget-friendly travelling) that you may have to pay for your trip to Puerto Rico:

  • Hotel: 222 USD for a couple for a day
  • A meal in a restaurant: 12 USD per meal
  • Bottled water: 5.18 USD per day
  • Local transportation: 14 USD
  • Alcoholic beverages: 12 USD

8. What is the travel health insurance cost for Puerto Rico?


Travel health insurance for Puerto Rico is not mandatory but highly recommended. The cost of travel insurance depends on factors like the duration of the trip, the number and age of the insured, the travel destination, the sum insured, the type of plan chosen, and any add-ons if any. Tata AIG offers the best overseas insurance plans at affordable rates in the market.

At Tata AIG, we recommend you check your estimated premium using our travel insurance premium calculator. It will help you know how much you will spend on your insurance needs and ultimately allow you to plan your trip expenses accordingly.