As per provisions of Motor Vehicle Act 1988, no person can use the vehicle in public place unless the vehicle is covered by a insurance policy with minimum coverage of Third Party Liability. The mere presence of a motor-vehicle in a stationary condition in a public place will constitute the “use”. Accordingly Liability Insurance cover is mandatory cover for vehicles. Liability only policy not only covers Third Party Property Damage but also provides cover for Death or bodily injury to third party. Liability only policy can be taken for private car, two wheeler & commercial vehicles also.