Volkswagen Tiguan Insurance
Volkswagen Tiguan Insurance
The recent sales trends in the Indian automobile industry indicate a huge craze for Sports Utility Vehicles or SUVs. Bold looks, powerful performance, and super-spacious interiors are some of the characteristics of SUVs that are driving Indian consumers to buy them.
Among all SUVs present in the Indian car market, Volkswagen Tiguan is the one that can surely turn heads. This semi-luxury SUV from the German car maker comes with striking interiors, uber-attractive exteriors, and super safety features. This car has also won the 2019 “Best Compact SUV award” by cars.com.
A car of such grandeur demands an equivalent level of protection. As a proud owner of the Volkswagen Tiguan, it becomes your responsibility to ensure the optimum security of your car by buying a four-wheeler insurance policy.
A car insurance policy is mandatory under the law to drive a car in India. At Tata AIG, we have stand-alone own damage, third-party liability and comprehensive Volkswagen car insurance policies at highly competitive prices. Our Volkswagen Tiguan insurance will protect you from incurring financial losses in the event of an accident or mishap involving your car.
You can renew or purchase a Volkswagen insurance policy online by visiting our website. You can also buy your policy through a phone call or by walking into your nearest Tata AIG branch. You can also raise your car insurance claim through our website or by phone call.
Volkswagen Tiguan Insurance Renewal/Purchase via Tata AIG
A valid four-wheeler insurance policy is mandatory for driving a car in India. As per the Motor Vehicles Act of 1988, if someone is caught driving a car without a vehicle insurance policy, he or she might have to pay a penalty of up to ₹2000 or face imprisonment of up to three months or both.
At Tata AIG, we help you purchase or renew your VW insurance policy in the most hassle-free manner. Below are the steps that you will need to follow for your Volkswagen car insurance renewal or purchase from Tata AIG:
Visit our Tata AIG website, navigate to the “All Products” tab, and click “Car Insurance” under the Motor Insurance option. And then, enter the registration number of your Volkswagen Tiguan car in the designated box.
After entering your car’s registration number, click on the “Get Price” button if you want to purchase a fresh vehicle insurance policy for your Volkswagen Tiguan. Or else, if you are looking for a Volkswagen car insurance renewal, you will need to click on the “Renew” button.
An online four-wheeler insurance form will open in front of you. You will need to fill in this online form to buy or renew your car insurance policy. To fill-up the form, you will need to enter a few basic details, including your name, address, contact details, etc.
Specify the Insured Declared Value or IDV for your car. This is the maximum amount that an insurer is liable to pay in the case of the total loss of an insured car. Don’t forget to factor in the depreciation while calculating your car’s IDV. If you are confused, you can use an online IDV calculator.
If you are renewing your existing Volkswagen Tiguan insurance policy, you must specify whether you have made a claim on your policy in the previous year. If you haven’t claimed on your VW insurance policy in the past year, you will become eligible to receive a No Claim Bonus (NCB) discount from us.
Choose the add-on covers or car insurance riders that you want to attach to your Volkswagen Tiguan car insurance policy. These riders can enhance your VW insurance coverage at a nominal addition to your premium amount. Tata AIG allows you to choose from 12 useful car insurance riders.
Click on the “Submit” button to know your VW Tiguan insurance cost. You can customise your four-wheeler insurance policy to suit your specific requirements, and we will calculate your vehicle insurance premium accordingly. For example, you can increase or decrease your car’s IDV to modify your Tiguan insurance price.
Finally, if you are happy with our Volkswagen Tiguan insurance quote, you can go ahead and pay the premium amount using any of the available payment methods. We allow you to pay your vehicle insurance premium through a credit card, debit card, net banking, UPI, and mobile wallet, among others.
As soon as you make your vehicle insurance premium payment, we will verify the details submitted by you and then issue your Volkswagen Tiguan car insurance policy. We will send a soft copy of your policy to your registered e-mail address and a hard copy to your residential address.
If you want to purchase or renew your Volkswagen car insurance policy offline, you can visit your nearest Tata AIG branch with the required documents.
Volkswagen Tiguan Insurance Price – Your Premium Amount
The premium amount that you will need to pay for your four-wheeler insurance policy will depend on several factors, including the type of policy chosen by you, the make and model of your car, age, registration city, and car insurance add-ons selected by you.
At Tata AIG, we offer three vehicle insurance policies:
Comprehensive four-wheeler insurance
Stand-alone Own Damage (OD) four-wheeler insurance
Stand-alone Third-Party four-wheeler insurance
A third-party four-wheeler insurance policy is compulsory for driving a vehicle in India. It covers unforeseen third-party liabilities that may arise due to an accident involving your car. In contrast, a comprehensive four-wheeler insurance policy covers the mandatory third-party liabilities as well as the damages sustained by your car during an accident.
A standalone OD cover policy covers only the damages sustained by your car and not the third-party liabilities. Hence, you can purchase it only if you already have third-party insurance coverage.
Some other important factors affecting the premium cost are:
Insured Declared Value (IDV)
Age Of The Car
Make and Model
Insured Declared Value, or IDV, is the maximum amount an insurance company will pay out in the event of a total loss or theft of a vehicle. It is calculated based on the vehicle's current market value minus any depreciation. It is an important factor to consider when purchasing car insurance.
Understandably, a comprehensive four-wheeler insurance policy is the most expensive as it provides the best coverage. You can use our car insurance calculator to fetch the premium amount you must pay for your Volkswagen Tiguan insurance policy.
Tata AIG’s four-wheeler insurance policies are very competitively priced and provide extensive coverage. You can compare quotes from various insurers before making your final purchase.
Add-ons for your Volkswagen Tiguan Insurance by Tata AIG
You can ensure complete protection for your Volkswagen Tiguan car by buying a comprehensive four-wheeler insurance policy from Tata AIG. Our Volkswagen Tiguan insurance policy is designed to protect your car from most natural and man-made perils, including theft, fire, road accident, vandalism, earthquakes, storm, flood, etc. However, some aspects are not covered under our base VW insurance policy. For example, the depreciation in the value of your car, any damage to its engine, etc.
If you want to include this coverage in your Volkswagen Tiguan car insurance policy, you can attach four-wheeler insurance riders to your base policy. These riders can enhance your vehicle insurance coverage at a nominal addition to the premium amount.
At Tata AIG, we allow you to choose from 12 unique four-wheeler insurance riders to ensure the best-possible coverage:
Roadside assistance cover
No Claim Bonus protection
Daily allowance cover
Key replacement cover
Add-on for emergency hotel expenses and transport
Add-on for repairs of plastic, glass, and fibre parts
Engine secure cover
Tyre secure cover
Add-on for consumables expenses
Rider for loss of personal belongings
Return to invoice cover
Zero depreciation cover
Things Covered And Not Covered Under Tata AIG’s Volkswagen Tiguan Insurance Policy
Different insurance companies may offer different types of coverage on their four-wheeler insurance policies. That is why you must read the inclusions and exclusions of a vehicle insurance policy carefully before paying the premium amount for it. This can help you make the right decision and get the best possible coverage for your Volkswagen Tiguan car.
Following are the things that are covered and not covered under Tata AIG’s Volkswagen Tiguan car insurance policy:
|What Is Covered Under Tata AIG’s Volkswagen Tiguan Insurance Policy||What Is Not Covered Under Tata AIG’s Volkswagen Tiguan Insurance Policy|
|Damages suffered by your car due to natural disasters, including floods, earthquakes, cloudbursts, typhoons, cyclones, and landslides, among others.||Loss or damage sustained by your car due to normal wear and tear, technical failures, consequential damages, or electrical faults.|
|Loss or damages to your car due to man-made perils, such as theft, fire, vandalism, terrorist attacks, riots, etc.||Damages caused to your car due to mutiny, nuclear perils, or warlike situations.|
|Damages caused to your car due to a road accident or collision||Damages caused to your car while it was being used for safety tests, racing, etc.|
|Third-party legal and financial liabilities arising due to an accident involving your car||Damages caused to your car while you were using your private vehicle for commercial purposes.|
|A Personal Accidental cover of ₹15 lakhs for the owner-driver of the car||Damages caused to your car if the driver was driving under the influence of alcohol or other narcotic substances|
|Damages sustained by your car while it was being transported to another city through airways, waterways, railways, or road.||Damages sustained by your car while it was being driven in a location outside the geographical area covered by the policy.|
|Additional coverage offered by 12 car insurance riders (as applicable to your policy)||Damages that can be covered only by an add-on that is not added to the policy|
Why is it Important to Have Tata AIG for your Volkswagen Tiguan Insurance Policy?
While it is important to buy or renew your vehicle insurance policy, it’s equally crucial to choose the right insurance provider for buying your policy. Choosing a good insurance company ensures that you won’t have to face any unnecessary hassles when you claim your vehicle insurance policy. That is why you must check and compare various options while procuring a four-wheeler insurance policy for your Volkswagen Tiguan.
Below are a few reasons that make Tata AIG the best choice for your Volkswagen car insurance renewal or purchase:
Reputation and Experience
Tata AIG is one of the most reputed insurance companies in India. We have got several decades of experience in the industry and have served more than 5 crores happy customers till now. You can place your trust in us and drive with complete peace of mind knowing that we always have your back.
Efficient claim settlement
We have the best claim settlement process in the industry. You can raise a claim on your Volkswagen Tiguan insurance policy online by simply visiting our website. We even allow you to raise a car insurance claim through a phone call or email. Our 650 claim experts are there to assist you at every step of your claim settlement.
Cashless repair facility
We allow a cashless repair facility at more than 7500 network garages across India. You can take your damaged car to any of these network garages and get it repaired without paying a penny out of your pocket. You can even get your car repaired at a non-network garage and apply for a reimbursement claim from us.
A range of add-ons
At Tata AIG, we allow you to choose from 12 unique car insurance add-ons or riders. These riders ensure the best possible coverage for your Volkswagen Tiguan at a highly competitive price. Our Volkswagen Tiguan car insurance policy comes with several other industry-exclusive features and benefits.
Topmost customer support
We have always placed the priorities of our customers before anything else. That is why we offer instant customer support through a variety of mediums to solve all your queries with minimum delay. You can reach out to us by calling our customer care helpline at 1800-266-7780, visiting our website, or dropping in at your nearest Tata AIG branch.
Overview - Volkswagen Tiguan Car Model
Volkswagen Tiguan is an innovative SUV offered by a German automobile manufacturing company. As is the case with several other Volkswagen cars, Tiguan has got a high-performing engine along with several exciting features that can provide the most pleasurable driving experience. This 5-seater SUV is also known for its elegant looks and bold road presence. This car has won the 2019 “Best Compact SUV” by cars.com
The interiors of the Volkswagen Tiguan feel classic and spacious with leather upholstery, a leather-wrapped steering wheel and gear knob, a digital odometer, and a cooled glovebox. After the BS-6 update, the car is offered with a petrol engine that is quite powerful. Other noteworthy features of this semi-luxury SUV include LED DRLs, LED headlamps, a panoramic sunroof, climate-controlled AC, cruise control, and an 8-inch infotainment system with Android Auto and Apple car play.
Volkswagen Tiguan – Price and Variants
The Volkswagen Tiguan car has been priced very aggressively so that it can create a place for itself in the highly competitive compact SUV segment. Below are the available Volkswagen Tiguan variants and their ex-showroom prices in Delhi, India:
|Volkswagen Tiguan Variants||Ex-showroom Price (Delhi)|
|Tiguan Exclusive Edition||₹33.49 lakhs|
|Tiguan Elegance 2.0 TSI DSG||₹33.50 lakhs|
Unique Selling Points – Volkswagen Tiguan
There are several things about the Volkswagen Tiguan car that can turn your head. From a powerful engine to luxurious interiors to bold exteriors, there is hardly anything that you can complain about. Below are some Unique Selling Points (USPs) that make this car stand out from other cars in its segment:
Innovative exteriors and interiors. Bold chrome design on the outside and premium interiors with leather seats, leather-wrapped steering wheel, and chrome gear knob
The intelligent and adaptive IQ light matrix for comfortable and safe driving during the nighttime
A powerful 2.0 L TSI engine that can churn out up to 190 PS power and 320 Nm torque. This petrol engine is not only powerful but also fuel efficient.
7-speed gearbox for the most pleasant driving experience on highways
A huge 615 L boot space so that you can store all your luggage while going out for a long road trip
Smart gesture control to play music and change radio stations effortlessly while driving
Top-most safety level through six airbags, anti-lock braking systems, and all-disc brakes
Availability in seven attractive colour options
Rivals of the Volkswagen Tiguan
The Volkswagen Tiguan competes in the semi-luxurious compact SUV segment. This is a highly popular segment in India, and hence, several cars can be considered rivals to Volkswagen Tiguan. Below are some of them:
Mahindra Alturas G4
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
How can I raise my Volkswagen Tiguan car insurance claim?
You can raise your car insurance claim in the following steps: Go to the “Claims” section on the car insurance page on our website. Fill out an online car insurance claim form and upload the required documents. Wait for a surveyor to validate your claim. Take your car to the nearest network garage.
What are the documents required for raising a Volkswagen Tiguan car insurance claim?
Documents required to raise a claim on your Volkswagen Tiguan car insurance policy are: Original copy of your Volkswagen Tiguan insurance policy Driving license Duly-signed claim request form Registration certificate of your car Original repair invoices (for reimbursement claims) FIR copy (necessary only if the claim request is for third-party damage or theft)
What factors affect my Volkswagen Tiguan insurance price?
Your Volkswagen Tiguan insurance price depends on several factors, including the age of your car, variant, IDV, place of registration, voluntary deductibles chosen by you, add-ons, and the mode of purchase.
How can I reduce my VW Tiguan insurance cost?
There are several ways to reduce your VW insurance price, such as: Installing an anti-theft device on your car Making use of NCB discount Following all traffic rules while driving Opting for a higher voluntary deductible Selecting minimum add-ons
What are the available variants and colour options?
Volkswagen Tiguan is available in two petrol engine variants in India – Volkswagen Tiguan Exclusive Edition and Volkswagen Tiguan Elegance 2.0 TSI DSG. This car comes in seven attractive colours – Nightshade Blue, Deep Black, Dolphin Grey, Reflex Silver, Kings Red, Pure White, and Oryx White.
Why should I buy a Volkswagen car?
Volkswagen is a German automobile manufacturer that is known for offering the most innovative and tech-enabled cars. VW cars are manufactured using the latest technologies and exciting features. All Volkswagen cars are classified as premium vehicles in their segments.
Is it mandatory to buy a Volkswagen insurance policy?
Volkswagen cars are usually quite expensive. Therefore, it’s prudent to protect them from losses or damages arising due to an unforeseen incident. The Motor Vehicles Act of 1988 also makes it mandatory for you to have a four-wheeler insurance policy for your Volkswagen car. Driving an uninsured car can land you in legal and financial trouble.
What is the No Claim Bonus on a Volkswagen Tiguan insurance policy?
The No Claim Bonus (NCB) discount is offered to customers who haven’t made a claim on their vehicle insurance policies in the last year. With the NCB discount, you can reduce your VW insurance cost by up to 50%.
Can my Volkswagen insurance claim get rejected?
We can reject your claim in the following circumstances: Non-submission of required documents Fraudulent claims Use of your car for illegal purposes Driving under alcohol Accidents occurring outside the area covered by the policy Claims raised for a thing not covered by the policy
Disclaimer: All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.