Tata AIG Mahindra XUV 500 Insurance

Tata AIG has created a seamless and simplified process for the new purchase and renewal of a car insurance policy. You can visit our website to get an overall view of the features of the Mahindra XUV 500 car insurance coverage offered by us.

You can easily purchase/renew the Tata AIG insurance policy for your Mahindra XUV 500 through the following steps:

• On the Tata AIG website, go to the Car Insurance page. Enter your car registration number and click “Get Price” for a new policy purchase and “Renew” for an existing policy.

• Fill out the online form with basic details to get an insurance quote for your Mahindra XUV 500.

• Choose the applicable Insured Declared Value (IDV) from the given list. You can see how any change in the IDV affects your premium.

• For Mahindra XUV 500 insurance renewals, you should fill in the details of any claims you have lodged in the past. If you have not filed a claim, your renewal premium will be reduced by the amount of No Claim Bonus (NCB).

• The online calculator will display the Mahindra XUV 500 car insurance cost.

• If you wish, you may choose from 13 add-on riders offered by Tata AIG to enhance the protection of your car.

• Once you know the premium payable, you can make payment through digital payment methods.

• After your payment has been confirmed, the Mahindra XUV insurance policy will be delivered to your email.

• Comprehensive Car Insurance Policy

A comprehensive car insurance policy provides the widest coverage for your Mahindra XUV 500. It protects your vehicle from damages caused by accidents, fire, theft, natural disasters like floods or storms, and other unexpected events. At the same time, it covers legal liabilities for injury or damage caused to third parties by your vehicle.

What It Covers:

• Damage to your own car due to accidents, theft, fire, natural calamities (like flood, earthquake, cyclone)

• Legal liabilities for death, injury, or property damage caused to others in an accident involving your vehicle

• Additional protection options like Zero Depreciation Cover (covers full claim amount without depreciation deduction), Engine Secure, Roadside Assistance, and more, which you can add to your policy for extra benefits

What It Does Not Cover:

• Damages caused by driving under the influence of alcohol or drugs

• Use of the vehicle in prohibited or restricted areas (such as war zones)

• Any damage due to illegal activities like racing or stunts

Premium Cost:

The premium depends on factors like the Insured Declared Value (IDV) of your XUV 500, its age, location, and any add-ons you select. Tata AIG offers a transparent premium calculation based on these factors.

• Standalone Own Damage (OD) Car Insurance Policy

This Standalone Own Damage Car Insurance Policy only covers the loss or damage to your Mahindra XUV 500 caused by accidents, fire, theft, or natural calamities. It does not cover third-party liabilities, which means you must buy a separate third-party insurance policy to comply with Indian motor vehicle laws.

What It Covers:

• Repairs or replacement costs for your vehicle after damage from accidents or fire

• Loss due to theft or natural disasters like floods, earthquakes, or storms

What It Does Not Cover:

• Liability for injury or damage caused to other people or their property

• Personal accident cover for driver or passengers (available as add-ons)

Premium Cost:

Premium depends on the Insured Declared Value (IDV), vehicle condition, location, and any selected add-ons.

• Standalone Third-Party Car Insurance Policy

This is a mandatory insurance required by law for every vehicle on Indian roads. It protects you financially if your Mahindra XUV 500 causes injury, death, or property damage to other people. This policy does not cover any damage to your own vehicle or personal injury.

What It Covers:

• Compensation for death or injury caused to third parties in an accident involving your vehicle

• Damage caused to third-party vehicles or property

What It Does Not Cover:

• Repairs or replacement costs for your own car

• Medical expenses or personal accident cover for you or your passengers

Premium Cost:

Premium rates for third-party insurance are fixed and regulated by the Insurance Regulatory and Development Authority of India (IRDAI).

Tata AIG’s comprehensive insurance policy offers third-party liability coverage as mandated by law and additional protection for own damage due to accidents, theft, natural calamities, riots, malicious acts, terrorist activity, etc., for complete protection. In addition, you can enhance the coverage of your Mahindra XUV 500 insurance through a set of optional add-on covers.

We offer more than 13 add-on covers that you can choose from according to your specific requirements. When you lodge a claim under your Mahindra XUV insurance policy with add-ons, the amount settled will include the appropriate quantum attributable to the add-ons subject to policy terms and conditions.

From the No Claim Bonus (NCB) Protection add-on, which protects the NCB discount on the renewal premium even after one claim, to the Return to Invoice benefit, which allows you to receive the on-road price of the vehicle (including registration fees and taxes) in case of total loss or theft, exceeding the Insured Declared Value (IDV), our add-ons have you covered for several contingencies.

Here is the list of the add-ons you can add to your Mahindra XUV 500 car insurance:

• Zero Depreciation Cover

This add-on ensures that Tata AIG settles your claim without deducting depreciation on the replaced parts of your vehicle. Normally, depreciation reduces the claim amount payable for parts like plastic, rubber, or metal components. With zero depreciation cover, you get the full claim amount, reducing your out-of-pocket expenses.

• No Claim Bonus (NCB) Protection

This cover protects your No Claim Bonus discount even if you make a claim during the policy period. Normally, making a claim may reduce or remove your NCB, which affects your premium at renewal. With this add-on, your NCB remains intact, provided certain conditions are met, helping you save money on future renewals.

• Roadside Assistance

This Roadside Assistance Cover helps you in emergencies like flat tyres, dead batteries, running out of fuel, or lockouts. Tata AIG provides quick support such as battery jump-start, tyre changes, fuel delivery, emergency towing, and key retrieval to get you back on the road without hassle.

• Repair of Glass, Fibre, and Plastic Parts

Covers the cost of repairing or replacing minor damages to your vehicle’s glass, fibre, or plastic parts, such as bumpers or headlights. Opting for repair instead of replacement under this add-on won’t affect your No Claim Bonus, provided you have no other claim during the policy term.

• Daily Allowance

If your Mahindra XUV 500 is under repair due to a covered claim, this add-on pays a daily allowance to help cover the cost of alternate transport or other expenses, reducing your inconvenience while your car is being fixed.

• Emergency Transport and Hotel Expenses

If your vehicle is immobilized following an accident, this add-on reimburses taxi fares to return home or continue your journey, and covers hotel stay expenses. This benefit applies only when the vehicle claim is valid and admissible.

• Key Replacement

Covers the cost of replacing lost or stolen car keys and locks, including labor charges for lock replacement if your vehicle is broken into. This add-on safeguards you from costly key replacements.

• Engine Secure

Engine Protection Cover Protects you against repair or replacement costs related to internal engine and gearbox parts damaged due to water ingress or leakage of lubricating oil. This add-on helps cover mechanical failures caused by covered perils, giving you added protection for your vehicle’s vital components.

• Tyre Secure

Covers repair or replacement of tyres and tubes damaged due to an accident or covered event. This add-on reimburses based on the unused tread depth of your tyres and protects against accidental tyre damage.

• Consumables Expenses

Covers the cost of consumable items like engine oil, lubricants, nuts and bolts, air conditioner gas, brake oil, and similar items that need replacement due to an accident-related repair. This add-on ensures you are not out of pocket for these necessary parts.

• Loss of Personal Belongings

Provides compensation for loss or damage to personal belongings kept inside your insured Mahindra XUV 500 at the time of an accident or theft. Certain valuable items like money, jewellery, or business goods are excluded from this cover.

• Return to Invoice

In case your vehicle is declared a total loss, constructive total loss, or stolen, this add-on pays the difference between the Insured Declared Value (IDV) and the original on-road price of your Mahindra XUV 500, including registration, road tax, and insurance charges. This helps you replace your vehicle without financial loss.

When searching for xuv 500 insurance price and mahindra xuv 500 insurance price, buying your policy online with Tata AIG offers multiple advantages. You can quickly compare and get the best xuv 500 insurance cost tailored to your vehicle’s age, model, and coverage needs.

Key benefits include:

• Instant Access to Accurate XUV 500 Insurance Price: Tata AIG’s online platform provides transparent premium calculations, so you know the exact xuv 500 insurance cost before buying. This helps you plan your budget better.

• Wide Coverage Options: Whether you want a basic third-party plan or a comprehensive policy, Tata AIG offers customized solutions including the xuv 500 third party insurance price option, fulfilling legal requirements with competitive pricing.

• Ease of Purchase and Renewal: Buy or renew your xuv 500 insurance hassle-free from home or office, avoiding long waits and paperwork.

• Cashless Repairs and Claims: Tata AIG’s extensive network ensures smooth cashless claim settlements, giving you peace of mind in case of an accident or damage.

• Trusted Support and Transparency: With Tata AIG, your xuv 500 insurance amount is clearly explained, and expert support is available 24x7 for any queries or claims assistance.

• Popular Among Users: Many customers look for xuv 500 insurance cost quora reviews and find Tata AIG’s pricing and service highly rated for value and reliability.

Buying your Mahindra XUV 500 insurance online with Tata AIG means getting the right protection at the right price, with the convenience and support you deserve.

The SUV craze in India is at an all-time high, and more people are buying from this segment than ever. A large part of this trend is all due to one brand – Mahindra & Mahindra. The Indian manufacturer has introduced several SUVs in the market, and all of them have been phenomenally successful.

While most performance enhancing modifications to the vehicle may increase the car insurance premium, there are some which will help you with discounts:

• Installation of ARAI Certified Anti-theft Device
• Modifications for the Specially Abled Persons in the vehicle

Other than modifications memberships to Recognised Automobile Associations can also help you reduce your Mahindra XUV 500 car insurance cost.

You can use our online car insurance premium calculator to get the standard premium rates based on the basic coverage and add-on features you wish to have in your policy. Once you input the registration details of your XUV 500, the premium amount will be displayed.

For a standalone third-party liability policy, premiums are fixed every year by the IRDAI based on the engine capacity of the vehicle. You can refer to the latest third-party insurance standard rates from the insurer or from the IRDAI’s website.

The premium for the comprehensive Mahindra XUV 500 insurance coverage depends on the Insured Declared Value (IDV), i.e. the current market value, of the Mahindra XUV 500 variant you drive and the age of the vehicle. You can verify the IDV of your car from the nearest Mahindra XUV 500 dealership. Alternatively, you can use our online car insurance calculator to determine the applicable IDV for your car.

Claiming your XUV 500 insurance with Tata AIG is easy. Here’s how:

• File Your Claim: Call 022 6489 8282 or visit Tata AIG’s Claims Support page to register your claim. You’ll receive a self-inspection link.

• Vehicle Inspection: Complete the damage details online, and a surveyor will assess your Mahindra XUV 500.

• Choose Your Claim Type:

• Cashless Claim: Get your vehicle repaired at a Tata AIG network garage. Tata AIG pays the garage directly, so you don’t pay upfront.

• Reimbursement Claim: Repair your vehicle at any garage, pay the bills, and submit them to Tata AIG for reimbursement.

• Submit Documents: Keep ready your claim form, FIR (if needed), policy documents, and ID proof.

• Track Claim: Monitor your xuv 500 insurance claim status online.

• Claim Settlement: Tata AIG approves and settles your claim amount either with the garage (cashless) or reimburses you.

• **Using the cashless option makes your claim smooth and quick, while reimbursement offers flexibility in garage choice. Both methods ensure you get your entitled xuv 500 insurance amount without hassle.

The following table gives the inclusions and exclusions under Tata AIG’s Mahindra XUV 500 comprehensive insurance coverage:

We at Tata AIG are eager to be the trusted insurance partners for your Mahindra XUV 500. Here are some reasons why we are sure you would love to protect your car with a comprehensive policy from us.

1. You can purchase or renew your policy online in three easy steps.
2. We offer round-the-clock assistance for answering your queries.
3. TATA AIG car insurance claim settlement process is simple and transparent so you will not have anxious moments before your claim is settled.
4. A wide network of over 7500 garages to repair your vehicle in any part of the country.
5. Customer-centric business values for which the Tata group has always been committed.
6. A claim settlement ratio will reassure you that all reasonable claims will be settled promptly.
7. You can avail of up to 50% discount under the No Claim Bonus if you have 5 consecutive claimless years

• Log in to Tata AIG’s website or app with your policy details to access your xuv 500 insurance documents.

• Download your e-policy to check your xuv 500 insurance price and mahindra xuv 500 insurance price anytime.

• Easily view your xuv 500 insurance cost and xuv 500 insurance amount for claims and renewals.

• For queries on xuv 500 third party insurance price or xuv 500 insurance cost quora, Tata AIG’s support is available online.

• Having your insurance for xuv 500 document handy ensures smooth claim and renewal processes.

When filing a claim for your Mahindra XUV 500 car insurance, submitting the correct documents is essential for smooth and timely processing. The documents required may vary depending on the type of claim—whether it is for accidental damage, theft, or personal accident.

Below is the standard list of documents generally needed:

• Duly filled and signed claim form by the insured

• Verified copy of the First Information Report (FIR) filed with the police (mandatory for theft and third-party injury claims)

• Copy of the vehicle’s Registration Certificate (RC)

• Copy of the driver’s valid licence

• Copy of the insurance policy document

• Photographs of the accident or damaged vehicle (especially for reimbursement claims)

• Repair bills and receipts if you are filing a reimbursement claim

• No Trace Report from police (mandatory for theft claims)

• Relevant hospital or medical documents for personal accident claims

• Signed RTO transfer papers (Form 29 and Form 30) if the vehicle was purchased second-hand or ownership has been transferred

• Form 28, if a No Objection Certificate (NOC) is required for transferring the vehicle between RTOs

• NOC and Form 35 from the lender, if the vehicle has an active loan

It is recommended to contact Tata AIG customer service or your insurance advisor to confirm the specific documents required for your claim, as additional documents may be necessary based on individual cases.

The Mahindra XUV 500 redefines the SUV as its off-road adventure performance is coupled with an amazing range of luxurious features. The new plush XUV 500 makes a statement with its attractive exterior with a new chrome grille, daytime running lights in the headlamps, diamond-cut alloy wheels, split tail lamps, tailgate applique and twin exhausts.

The interiors come with quilted tan leather seats for an enthralling feel, an electronic sunroof, neatly designed soft-touch leather dashboard. A six-way power-adjustable driver’s seat will let you drive in comfort. The icy blue lounge lighting and cool box will add to the fun quotient.
Not just in looks, in advanced technology features too, the XUV 500 scores high with the following:

• Passive keyless entry and push-button start
• Reverse parking camera with dynamic assist
• Tyre tronics system for monitoring tyre pressure
• Fully automatic temperature control
• Smart watch connectivity to enable remote control of audio, temperature and other features
• High-tech infotainment system with GPS connectivity to exciting apps like Gaana, Cricket Live, Zomato, and BookMyShow. Get things done as you drive without having to pick up your phone.

The XUV 500 has a six-speed automatic transmission system that is adept for any kind of drive, whether on hilly terrain or on a traffic-choked city road. The XUV’s safety features include hill descent and hold control, an antilock braking system (ABS), crumple zones for crash protection, and an electronic stability program.

The Mahindra XUV 500 is available at the following prices for manual and automatic transmission variants:

• The main USP of the XUV 500 is its affordability in this segment. It is almost ₹5 lakhs cheaper than its nearest competitor.

• As a seven-seater, it is a good investment and also versatile for different kinds of driving requirements.

• The Mahindra XUV 500 is available in a wide range to suit diverse preferences. It is available as front-wheel drive, all-wheel drive, and automatic variants.

• It is more suited for Indian conditions with better ground clearance, flexible seating and better road grip.

• The makers continue to add new attractive features in a timely manner to add zing to the Mahindra XUV 500 model.

• It has sleek looks with chrome side steps, intelligent rain wipers, plush interiors and so on.

• Its engine performance is satisfactory for off-road driving, highway drives and city commutes.

• It has a low maintenance cost.

Besides the Mahindra XUV 500, here are a few other SUVs available in the Indian car market:

• Tata Harrier
• Tata Safari
• Hyundai Creta
• Hyundai Elantra
• Hyundai Alcazar
• KIA Seltos
• MG Hector Plus