Honda BR-V Insurance
Tata AIG – Make and Model – Honda BRV Car Insurance
Honda launched the Honda BRV, a crossover SUV in India, in 2015. The Honda BRV is a mid-premium range SUV and was a strong contender in the market during its sale for five years. The four-wheeler was discontinued in 2020 due to the new motor laws of all vehicles needing a BS6 engine. However, the BRV is still available in the second-hand dealership market.
There are 8 models of the Honda BRV cars. Each variant is available in both petrol and diesel fuel options, with some models being manual, and some being automatic. The Honda BRV has impressive external and internal features. It has an average engine capacity of 1498 cc. The Honda BRV successfully sold in the market and continues to sell as a second-hand car option. If you own a Honda BRV, you will already have car insurance. Renewing the car insurance policy every once its tenure is complete is mandatory in India as per the Motor Vehicle Act of 1988.
Whether your car is new or a second-hand model, it is a legal mandate to get at least third-party four-wheeler insurance. Apart from being a legal mandate, car insurance is also a financial necessity for dealing with the unforeseen consequences of driving a vehicle on the roads. These include accidents, theft, man-made disasters, and natural calamities.
While you cannot prevent exposing your vehicle, yourself, and third parties to such scenarios, you can prepare to deal with their financial consequences with car insurance, like the one from Tata AIG. Tata AIG is one of the leading insurance companies in India, with long-standing goodwill and years of expertise to its name.
Honda BRV Insurance Renewal/ Buy via Tata AIG
Get your hands on a Tata AIG four-wheeler insurance policy with a single tap from the comfort of your home. Our seamless, 3-step purchase process for buying a new Honda car insurance online or making a Honda car insurance renewal is hassle-free. These are a few simple steps you can follow to get car insurance for your Honda BRV:
Click on Get Price to proceed with a new Honda car insurance policy or click Renew for an existing policy. Fill out the form with details like your name, phone number, and so on.
You can now choose a suitable Insured Declared Value (IDV) for your car insurance policy from the IDV options provided. Select one that meets your needs.
In case you haven't filed a claim in the past, you can use the No Claim Bonus discount. But in the case of past claims, provide the necessary details.
You can also add one or more of our 12 optional add-ons to your car insurance policy to get extra coverage as needed.
Now check the premium payable towards your Tata AIG four-wheeler insurance policy.
Select any of the online digital payment channels and pay the premium. You will receive a confirmation and a soft copy of your car insurance policy on your registered email ID.
Honda BRV Insurance Price – Your Premium Amount
To unlock car insurance benefits from an insurer, you must pay regular sums of money called premiums. At Tata AIG, you can pay these premiums monthly, quarterly, half-yearly, or yearly. Or you can pay the entire premium in one go at your convenience. The premium cost for car insurance depends on various fluctuating factors and will vary for a Honda car insurance renewal and a new Honda car insurance policy. The Honda BRV insurance cost:
The Insured Declared Value (IDV) of your Honda BRV. The IDV is the current market or sale value of your Honda BRV at the time of claim settlement.
The age, engine capacity (cc), and the variant of your Honda BRV. The more expensive version of the BRV and the higher its cubic capacity, the higher premiums. The standard version with a lower engine capacity will entail lower premiums.
You choose the type of car insurance policy – comprehensive, standalone (own-damage), or third party. The general rule is that a third-party and own-damage Honda car insurance policy will cost less than a comprehensive one.
Your age, driving record, and the location of the car’s purchase, residence, and use. A driving record with many tickets/ uncleared fines or staying in a metropolitan/ rural area can impact your Honda insurance cost.
Tata AIG NCB benefits (up to 50%) for having a claim-free record in the previous years or discounts in premiums (up to 75%) for buying Honda car insurance online.
Installing safety devices or making expensive modifications to your Honda BRV. Safety devices can significantly lower the Honda car insurance cost, and modifications can increase it.
Use our hassle-free and easy-to-use motor insurance calculator to compare car insurance and get an accurate estimate of the Honda insurance cost for a Honda car insurance renewal or new car insurance policy.
Add-ons for Honda car insurance by Tata AIG
Add-ons are optional and additional covers that provide extra financial support to you over and above the base payout in car insurance. Through the years in operation, Tata AIG has analysed the changing road infrastructure and kept up with the road trends to carefully curate a select collection of add-ons that cater to today’s challenges driver-owners face. Here is a detail of the 12 add-ons for your Honda insurance policy:
Zero Depreciation You can negate the lowering in market value or depreciation of your Honda BRV car’s parts and get reimbursed the original purchase/ sale value of the car with this add-on.
No Claim Bonus Protection With this add-on, you can make one Honda insurance claim for your Honda BRV in a year while retaining your previous unclaimed NCB benefits.
Roadside Assistance With this add-on, you can get 24x7, prompt mechanic services and car assistance to get your Honda BRV back home or to the nearest destination on a breakdown in a remote location.
Return to Invoice You get reimbursed for the depreciation of the Honda BRV and get the original purchase value instead of the current sale value with this add-on.
Repair of Glass, Fibre and Plastic Car Parts You can cover the costs of repairing the glass, fibre, and plastic parts of your Honda BRV with this add-on if they get damaged.
Emergency Transport and Hotel Expenses If your Honda BRV is in an accident, you can cover hotel accommodation and travel expenses with this add-on.
Consumables Expense You can cover the cost of the Honda BRV’s car parts/ consumables like the gearbox oil, engine oil, nut & bolt screws, and more, lost/ damaged due to an accident with this add-on.
Loss of Personal Belongings With this add-on, you can replace pre-specified lost/ damaged personal items in your Honda BRV, like clothes, video/ audio tapes, and CDs.
Engine Secure With this add-on, you can cover the cost of repairing/ replacing the Honda BRV’s engine due to damage, except for general/ excessive/ age-related wear and tear.
Daily Allowance You get a daily sum for commuting/ travel while your Honda BRV is in repair after an accident with this add-on.
Key Replacement With this add-on, you can cover the cost of lost car keys if your keys or Honda BRV get stolen.
Tyre Secure You can cover the cost of total repair/ replacement of damaged tyres or tyre tubes in your Honda BRV after an accident with this add-on.
Things Covered and Not Covered under Tata AIG’s Honda car Insurance
Every four-wheeler insurance policy has pre-specified eventualities it covers (inclusions) and does not cover (exclusions). These inclusions and exclusions are detailed in the car insurance policy document. However, when reading the fine print of a document is too tedious for you, you can refer to the scope of coverage listed on the insurer’s website. This concise table shows the exact scope of our Honda car insurance policy.
|What our Honda car insurance online covers (inclusions)
|What our Honda car insurance online does not cover (exclusions)
|Damage caused to third parties, their vehicle, and their property by your Honda BRV.
|Damage to your Honda BRV due to its use for profit-making/ commercial/ illegal purposes.
|Theft of your Honda BRV or irreparable damage. In both scenarios, you will get the IDV (present market value) of your BRV.
Damage caused to the Honda BRV due to using it for:
Other form of reliability + speed trials
|Damage to your Honda BRV due to natural and artificial (man-induced) calamities like:
Other intended/ non-intended malicious activities
|Damage to your Honda BRV due to contributory negligence, like:
Riding the Honda BRV without an active driving license/ helmet
Riding the Honda BRV without PUC papers/ car insurance papers, and other important documents
Riding the Honda BRV after being affected by intoxicants like alcohol/ drugs/ narcotics
Riding the Honda BRV in a flood-prone or danger-prone area
Riding the Honda BRV outside India
|Damage to your Honda BRV due to travelling in a waterway, airway, railway, and roadway.
|Damage to your Honda BRV by:
War or war-type operations
|Medical insurance up to ₹15 lakhs in the event of accident-induced loss like:
Permanent/ temporary physical disability
|Damage to your Honda BRV due to:
General wear and tear
Mechanical and electrical breakdown
Any consequential, age-related, or time-borne loss.
|In the case of death, your nominees (chosen family members) will receive the insurance amount.
|Costs towards the general maintenance and timely repair of the Honda BRV.
|Additional coverage over and above the base car insurance cover from 12 add-ons:
Return to invoice
Loss of personal belongings
No Claim bonus protection
Repair of Glass Fibre and Plastic Car Parts
Emergency transport and hotel expenses
Why is it Important to Have Tata AIG for Your Honda Insurance?
If you own a Honda BRV, you will know that getting a car insurance renewal is mandatory per the Motor Vehicle Act of 1988 of India. Since the BRV is no more for sale, you will have to purchase it from a used-car showroom. Both first and second-hand cars need car insurance. If you’re buying a second-hand BRV for the first time and haven’t picked an insurer, we’d like to make a case for Tata AIG as your long-term, trusted partner for four-wheeler insurance.
Here are a few reasons we stand out from our competitors:**
Renowned brand name: Built on the expertise of the clan of Tatas, Tata AIG is a corporate offspring of the Tata Group. Now, it has over 20+ years of expertise in the insurance industry.
Customer-first approach: Placing your needs above ours is what distinguishes us most. This reflects in our consistent claim settlement ratio of above 95% in the previous years. In FY 2020-2021, our CSR was 98% - a testament to our customer-first approach.
Round-the-clock services: You can access our services anytime and anywhere. Time and distance will never be a barrier thanks to our quick, 3-step, and 100% digital process for browsing, buying and claiming car insurance. We’re still always available for your needs in person.
Reliable network: Our family of 5 crore+ satisfied customers, a network of over 7,000 garages, and 650+ prompt and reliable claim experts span the country.
Variety of add-ons: We offer up to 12 thoughtfully-developed add-ons to enhance the coverage of your Honda insurance policy and lessen the consequences of further damage/ loss encapsulated beyond the base four-wheeler insurance policy.
Massive discounts: We offer 50% NCB discounts and up to 75% premium price discounts on car insurance which is recurring for your consistent benefit.
Overview – Honda BRV car Model
Honda launched the Honda BRV in India in 2015. The Honda BRV is a crossover, 7-seater SUV priced in the mid-premium range segment. The four-wheeler was in the automobile market for five years before it got discontinued in 2020 due to the new motor laws of all vehicles needing a BS6 engine. However, the BRV is still available in the second-hand and used-car dealership market.
There are 8 models of the Honda BRV cars. Each variant is available in both petrol and diesel fuel options, with some cars being manual and some being automatic. The Honda BRV has impressive and durable external and internal features. The car has an average engine capacity of 1498 cc that generates a max power of 117.3bhp @6600rpm and a max torque of 145Nm@4600rpm. The vehicle has a fuel tank capacity of 42L and gives a mileage of 15.4 kmpl. The car is ideal for the daily commute and for adventurous travel too.
Honda BRV Car Price and Variants
The Honda BRV is available in 8 car variants in both petrol and diesel fuel options. Four of the vehicles run on petrol, and four others run on diesel. The BRV is available in the following colours –
Carnelian Red Pearl
White Orchid Pearl
Golden Brown Metallic
Alabaster Silver Metallic
Modern Steel Metallic
Some of the Honda BRV cars are available in automatic transmissions and some in manual transmissions. The ex-showroom price of the Honda BRV varies from city to city and dealership to dealership, but the approximate starting price of the four-wheeler is around ₹10 lakhs, and the ending price is around ₹15 lakhs. The BRV got discontinued in India in 2020 due to the new BS6 engine norms, but you can still get it at second-hand or used car dealerships for a lower price than its original sale value.
The approximate price list of the Honda BRV cars is as follows:
|Honda BRV E Petrol
|Honda BRV E Diesel
|Honda BRV S Petrol
|Honda BRV S Petrol Style Edition
|Honda BRV V Petrol
|Honda BRV V Petrol Style Edition
|Honda BRV S Diesel
|Honda BRV S Diesel Style Edition
|Honda BRV VX Petrol
|Honda BRV VX Petrol (2016-2017)
|Honda BRV VX Petrol Style Edition
|Honda BRV V CVT Petrol
|Honda BRV V CVT Petrol Style Edition
|Honda BRV V Diesel
|Honda BRV V Diesel Style Edition
|Honda BRV VX Diesel Style Edition
|Honda BRV VX Diesel
|Honda BRV VX Diesel (2016-2017)
Unique Selling Points: Honda BRV Car Features
The core USPs of the Honda BRV are:
MacPherson strut front suspension
Torsion beam rear suspension
Coil spring shock absorbers
Boot space of 223L
Air conditioner, heater, power windows, adjustable seating
Automatic climate control, accessory power outlet
Adjustable headlights, wheel covers
ABS (anti-lock braking system), central locking, child safety locks
Driver and passenger airbags
Day and night rear view mirror
Height-adjustable driver’s seat
Aircon AC vents for second row passengers
Ample leg and room space
Rivals Of The Honda BRV
The Honda BRV is a powerful contender in the market but it is not free from competitor cars. Some of the most important competitors are:
Maruti Suzuki Ertiga
Mahindra Scorpio Classic
Mahindra Bolero Neo
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
What is the difference between third-party, own-damage, and comprehensive four-wheeler insurance?
What is the difference between third-party, own-damage, and comprehensive four-wheeler insurance?
The difference between third-party, own-damage, and comprehensive four-wheeler insurance is as follows:
A third-party car insurance policy only covers damage/ injuries caused to a third-party vehicle or property by your vehicle.
An own-damage car insurance policy only covers damage/ injuries caused to you, your vehicle, and your property from a third-party vehicle.
A comprehensive car insurance policy covers damage/ injuries both to you and third parties in case of accidents, man-made, and natural disasters.
Does Honda provide replacement spare parts and other services even after the BRV was discontinued?
Yes, the Honda Motor Company still helps find spare parts replacement and after-sale services to all Honda BRV car owners even after discontinuing the four-wheeler.
What is a voluntary deductible in car insurance?
A voluntary deductible is an amount a policyholder agrees to pay towards the cost of repairs in case of a claim. Opting for a higher voluntary deductible can lower the car insurance premium.
What happens to my car insurance premium if I make a claim?
If you claim your car insurance plan, your premium may increase during policy renewal. However, having a no-claim bonus (NCB) in place can offset some of the premium increases.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.