Tata AIG – Make and Model – Honda BRV Car Insurance

Get your hands on a Tata AIG four-wheeler insurance policy with a single tap from the comfort of your home. Our seamless, 3-step purchase process for buying a new Honda car insurance online or making a Honda car insurance renewal is hassle-free. These are a few simple steps you can follow to get car insurance for your Honda BRV:

• Visit the official Tata AIG website, go to the car insurance page and enter your car registration number.

• Click on Get Price to proceed with a new Honda car insurance policy or click Renew for an existing policy. Fill out the form with details like your name, phone number, and so on.

• You can now choose a suitable Insured Declared Value (IDV) for your car insurance policy from the IDV options provided. Select one that meets your needs.

• In case you haven't filed a claim in the past, you can use the No Claim Bonus discount. But in the case of past claims, provide the necessary details.

• You can also add one or more of our 12 optional add-ons to your car insurance policy to get extra coverage as needed.

• Now check the premium payable towards your Tata AIG four-wheeler insurance policy.

• Select any of the online digital payment channels and pay the premium. You will receive a confirmation and a soft copy of your car insurance policy on your registered email ID.

To unlock car insurance benefits from an insurer, you must pay regular sums of money called premiums. At Tata AIG, you can pay these premiums monthly, quarterly, half-yearly, or yearly. Or you can pay the entire premium in one go at your convenience. The premium cost for car insurance depends on various fluctuating factors and will vary for a Honda car insurance renewal and a new Honda car insurance policy. The Honda BRV insurance cost:

• The Insured Declared Value (IDV) of your Honda BRV. The IDV is the current market or sale value of your Honda BRV at the time of claim settlement.

• The age, engine capacity (cc), and the variant of your Honda BRV. The more expensive version of the BRV and the higher its cubic capacity, the higher premiums. The standard version with a lower engine capacity will entail lower premiums.

• You choose the type of car insurance policy – comprehensive, standalone (own-damage), or third party. The general rule is that a third-party and own-damage Honda car insurance policy will cost less than a comprehensive one.

• Your age, driving record, and the location of the car’s purchase, residence, and use. A driving record with many tickets/ uncleared fines or staying in a metropolitan/ rural area can impact your Honda insurance cost.

• Tata AIG NCB benefits (up to 50%) for having a claim-free record in the previous years or discounts in premiums (up to 75%) for buying Honda car insurance online.

• Installing safety devices or making expensive modifications to your Honda BRV. Safety devices can significantly lower the Honda car insurance cost, and modifications can increase it.

• Use our hassle-free and easy-to-use motor insurance calculator to compare car insurance and get an accurate estimate of the Honda insurance cost for a Honda car insurance renewal or new car insurance policy.

Add-ons are optional and additional covers that provide extra financial support to you over and above the base payout in car insurance. Through the years in operation, Tata AIG has analysed the changing road infrastructure and kept up with the road trends to carefully curate a select collection of add-ons that cater to today’s challenges driver-owners face. Here is a detail of the 12 add-ons for your Honda insurance policy:

Zero Depreciation You can negate the lowering in market value or depreciation of your Honda BRV car’s parts and get reimbursed the original purchase/ sale value of the car with this add-on.

No Claim Bonus Protection With this add-on, you can make one Honda insurance claim for your Honda BRV in a year while retaining your previous unclaimed NCB benefits.

Roadside Assistance With this add-on, you can get 24x7, prompt mechanic services and car assistance to get your Honda BRV back home or to the nearest destination on a breakdown in a remote location.

Return to Invoice You get reimbursed for the depreciation of the Honda BRV and get the original purchase value instead of the current sale value with this add-on.

Repair of Glass, Fibre and Plastic Car Parts You can cover the costs of repairing the glass, fibre, and plastic parts of your Honda BRV with this add-on if they get damaged.

Emergency Transport and Hotel Expenses If your Honda BRV is in an accident, you can cover hotel accommodation and travel expenses with this add-on.

Consumables Expense You can cover the cost of the Honda BRV’s car parts/ consumables like the gearbox oil, engine oil, nut & bolt screws, and more, lost/ damaged due to an accident with this add-on.

Loss of Personal Belongings With this add-on, you can replace pre-specified lost/ damaged personal items in your Honda BRV, like clothes, video/ audio tapes, and CDs.

Engine Secure With this add-on, you can cover the cost of repairing/ replacing the Honda BRV’s engine due to damage, except for general/ excessive/ age-related wear and tear.

Daily Allowance You get a daily sum for commuting/ travel while your Honda BRV is in repair after an accident with this add-on.

Key Replacement With this add-on, you can cover the cost of lost car keys if your keys or Honda BRV get stolen.

Tyre Secure You can cover the cost of total repair/ replacement of damaged tyres or tyre tubes in your Honda BRV after an accident with this add-on.

Every four-wheeler insurance policy has pre-specified eventualities it covers (inclusions) and does not cover (exclusions). These inclusions and exclusions are detailed in the car insurance policy document. However, when reading the fine print of a document is too tedious for you, you can refer to the scope of coverage listed on the insurer’s website. This concise table shows the exact scope of our Honda car insurance policy.

If you own a Honda BRV, you will know that getting a car insurance renewal is mandatory per the Motor Vehicle Act of 1988 of India. Since the BRV is no more for sale, you will have to purchase it from a used-car showroom. Both first and second-hand cars need car insurance. If you’re buying a second-hand BRV for the first time and haven’t picked an insurer, we’d like to make a case for Tata AIG as your long-term, trusted partner for four-wheeler insurance.

Here are a few reasons we stand out from our competitors:**

Renowned brand name: Built on the expertise of the clan of Tatas, Tata AIG is a corporate offspring of the Tata Group. Now, it has over 20+ years of expertise in the insurance industry.

Customer-first approach: Placing your needs above ours is what distinguishes us most. This reflects in our consistent claim settlement ratio of above 95% in the previous years. In FY 2020-2021, our CSR was 98% - a testament to our customer-first approach.

Round-the-clock services: You can access our services anytime and anywhere. Time and distance will never be a barrier thanks to our quick, 3-step, and 100% digital process for browsing, buying and claiming car insurance. We’re still always available for your needs in person.

Reliable network: Our family of 5 crore+ satisfied customers, a network of over 7,000 garages, and 650+ prompt and reliable claim experts span the country.

Variety of add-ons: We offer up to 12 thoughtfully-developed add-ons to enhance the coverage of your Honda insurance policy and lessen the consequences of further damage/ loss encapsulated beyond the base four-wheeler insurance policy.

Massive discounts: We offer 50% NCB discounts and up to 75% premium price discounts on car insurance which is recurring for your consistent benefit.

Honda launched the Honda BRV in India in 2015. The Honda BRV is a crossover, 7-seater SUV priced in the mid-premium range segment. The four-wheeler was in the automobile market for five years before it got discontinued in 2020 due to the new motor laws of all vehicles needing a BS6 engine. However, the BRV is still available in the second-hand and used-car dealership market.

There are 8 models of the Honda BRV cars. Each variant is available in both petrol and diesel fuel options, with some cars being manual and some being automatic. The Honda BRV has impressive and durable external and internal features. The car has an average engine capacity of 1498 cc that generates a max power of 117.3bhp @6600rpm and a max torque of 145Nm@4600rpm. The vehicle has a fuel tank capacity of 42L and gives a mileage of 15.4 kmpl. The car is ideal for the daily commute and for adventurous travel too.

The Honda BRV is available in 8 car variants in both petrol and diesel fuel options. Four of the vehicles run on petrol, and four others run on diesel. The BRV is available in the following colours –

• Carnelian Red Pearl

• White Orchid Pearl

• Golden Brown Metallic

• Alabaster Silver Metallic

• Modern Steel Metallic

Some of the Honda BRV cars are available in automatic transmissions and some in manual transmissions. The ex-showroom price of the Honda BRV varies from city to city and dealership to dealership, but the approximate starting price of the four-wheeler is around ₹10 lakhs, and the ending price is around ₹15 lakhs. The BRV got discontinued in India in 2020 due to the new BS6 engine norms, but you can still get it at second-hand or used car dealerships for a lower price than its original sale value.

The approximate price list of the Honda BRV cars is as follows:

The core USPs of the Honda BRV are:

• MacPherson strut front suspension

• Torsion beam rear suspension

• Coil spring shock absorbers

• Boot space of 223L

• Air conditioner, heater, power windows, adjustable seating

• Automatic climate control, accessory power outlet

• Adjustable headlights, wheel covers

• ABS (anti-lock braking system), central locking, child safety locks

• Driver and passenger airbags

• Day and night rear view mirror

• Xenon headlamps

• Height-adjustable driver’s seat

• Aircon AC vents for second row passengers

• Ample leg and room space

The Honda BRV is a powerful contender in the market but it is not free from competitor cars. Some of the most important competitors are:

• Kia Carens

• Nissan Kicks

• Mahindra Thar

• Maruti Suzuki Ertiga

• Mahindra Scorpio Classic

• Mahindra Marazzo

• Mahindra Bolero Neo

• Maruti Ciaz

• Tata Nexon

• Maruti Brezza

• Hyundai Creta