Chevrolet Cruze Insurance
Chevrolet Cruze Car Insurance
The Chevrolet Cruze is a compact car produced by the American automaker General Motors. First introduced in 2008, the Cruze has undergone several updates and redesigns over the years, with the latest version being released in 2016. Cruze was discontinued in 2017 with the exit of General Motors from India.
The Chevrolet Cruze was available as a sedan and offered a variety of engine options, including a turbocharged 1.4-litre four-cylinder and a 1.6-litre diesel engine. The Cruze is known for its spacious interior, and advanced technology features, making it a popular choice among compact car buyers. The people who owned the Chevrolet Cruze loved it for its blazing performance. It was famously known as the ‘Diesel Rocket’.
Now, if you are a car enthusiast, and want to enjoy a performance-focused car like the Chevrolet Cruze, we suggest you buy a four-wheeler or car insurance policy. It is an agreement between a car insurance provider and a car owner.
A car insurance policy is to be kept in the car and presented to the traffic cops if asked.
There are various kinds of four-wheeler insurance, including comprehensive car insurance, third-party car insurance, and stand-alone own-damage car insurance. No matter which type of Chevrolet Cruze Car insurance policy you want to buy, you can buy from Tata AIG. You can also use the car insurance calculator on Tata AIG’s website for an easy and quick premium calculation of your Chevrolet Cruze insurance cost.
Chevrolet Cruze Car Insurance Renewal/ Buy via Tata AIG
Tata AIG offers an easy and quick purchase and renewal process for Chevrolet Cruze insurance. All you need to do is complete a simple online process that takes just a couple of minutes. You can also purchase Cruze insurance offline by visiting the closest Tata AIG office. However, the online procedure is more convenient.
You can refer to the following Steps to buy or renew your Chevrolet Cruze car insurance at the Tata AIG website.
Step 1- Visit the Tata AIG website and lead to the 'Car Insurance' section. Enter the registration number of your Chevrolet Cruze in the provided box. Click on the 'Get Price' option to purchase a new Chevrolet Cruze car insurance.
If you wish to renew your existing Chevrolet Cruze car insurance policy, you can tap on the 'Renew Existing Tata AIG policy' option.
Step 2- Correctly fill in the details in the form on the screen with the necessary information. Ensure the details are accurate to avail of the most appropriate quote.
Step 3- Access the drop-down list to select the correct IDV for your Chevrolet insurance. Also, mention if you have ever previously raised any claim on your Chevrolet Cruze car insurance. If not, you would be entitled to acquire an NCB or No Claim Bonus from Tata AIG. This can help lower the insurance premium.
Step 4- Next, explore the available insurance riders, select the ones you need, and add them. Once done, you can click on the 'Submit' button. You will finally have the Chevrolet Cruze insurance cost visible on your screen. You can make the payment using any one of the available payment modes.
Step 5- Once you make the payment and it gets processed, we will send a soft copy of your Chevrolet Cruze car insurance to your registered mail address and WhatsApp number. You can download a copy and keep it in your car for emergencies.
Chevrolet Cruze Insurance Price – Your Premium Amount
The car insurance premium is a significant factor that helps you decide the policy you can afford. Multiple factors can determine the insurance premium for a Chevrolet car insurance plan. It is essential to understand these to buy a suitable car insurance policy for yourself. You can learn more about these factors below:
Insured Declared Value or the current market price of a four-wheeler determined by the insurer.
Car's Cubic Capacity
No Claim Bonus
Your Car's Brand, Variants, and Model
Geographical Location (Rural or Urban)
Fuel Type
Age of Your Car
Add-ons (if any)
Voluntary Deductible
Voluntary deductible is an agreed-upon amount that you decide to pay as repair cost. For example, your total repair cost is ₹1000, and you have chosen to pay a voluntary deductible of ₹300. In such a case, you will have to pay ₹300 and your insurance company will take care of the rest (as per terms).
Things Covered and Not Covered under Chevrolet Cruze Car Insurance
Tata AIG’s comprehensive insurance policy strives to cover the maximum possible eventualities that can incur financial losses to you and your car. But, before buying Chevrolet Cruze car insurance, we suggest you take a look at this table that shows what our comprehensive car insurance policy covers and does not cover.
| Things Covered under Chevrolet Cruze Car Insurance | Things Not Covered under Chevrolet Cruze Car Insurance |
|---|---|
| Our car insurance policy offers financial coverage against damages due to natural calamities like cyclones, earthquakes, floods, heavy rainfalls, snowfalls, etc. | The policy does not cover the damages caused to the car due to driving without a valid licence or outside the geographical location. |
| Our comprehensive cover also offers coverage against man-made disasters like riots, terrorist attacks, vandalism, strikes, malicious activities, and other man-made catastrophes. | If you are in any way found guilty of driving the car under the influence of alcohol, drugs, or other intoxicating substances, and the damages are caused due to these mentioned reasons. |
| We will compensate you with the entire Insured Declared Value (IDV) of the total current market value of your Toyota Corolla if it is stolen or damaged beyond repair due to an accident. | Your car's regular wear and tear or damage to the parts due to age or mechanical/electrical breakdown are not included. |
| It also covers financial liabilities arising from the repairs due to accidents. | If the damages are caused due to speeding, rash driving, speed and reliability trials, etc. |
| Suppose you need to move your car from one location to another using any mode of transportation like the waterways, railways, roadways, airways, etc., and your car gets damaged during this transition. In that case, the damages to the car are covered under a comprehensive insurance policy. | If your Toyota Corolla is used for commercial purposes |
| We offer third-party liability cover that includes bodily injuries to a third party, death of a third party, and damages to the third-party property. | If the damages are caused due to war or any war-like situation and nuclear peril. |
| We offer Personal Accident Covers of ₹15 lakhs to the owner-drivers of the comprehensive policy. This cover reimburses emergency medical expenses, ambulance costs, etc. In addition, the appointed beneficiary shall receive the death benefit if the owner-driver dies due to the accident. | If the damages are covered under a specific add-on, and you haven’t opted for that add-on. |
| You can enhance your coverage by adding add-ons from our list of 12 add-ons. | Your car insurance from Tata AIG will only reimburse 50% of the cost of replacing consumables due to the wear and tear of the car. |
Add-ons for Chevrolet Cruze Car Insurance by Tata AIG
Add-ons are added benefits that you can avail of to enhance your car insurance coverage. Tata AIG provides you with the following add-ons that you can select from.
No Claim Bonus Protection
Roadside Assistance
Repair of Plastic Parts and Glass Fibre
Daily Allowance
Emergency Transport and Hotel Expenses
Key Replacement
Engine Secure
Tyre Secure
Consumable Expenses
Loss of Personal Belongings
Return to Invoice
Zero Depreciation (Depreciation Reimbursement)
Why is it Important to Have Tata AIG for Your Chevrolet Cruze Car Insurance?
Most people make decisions after thorough research and understanding, especially when it comes to investing money. You must follow the same when insuring your Chevrolet Cruze insurance. Here is why you must consider the Tata AIG motor insurance plans:
Twenty long years into providing security to vehicles and their owners, Tata AIG signifies the promise of transparency, commitment, and integrity along with every policy it sells.
Financial years 2020-2021 showcase a 98% settlement ratio, which guarantees an assured and seamless claim process.
Tata AIG works hard to ensure that every vehicle insurance experience is seamless. We have more than 650 claim experts all across the country working towards delivering quality.
Tata AIG provides a wide range of over 5400 service garages and flaunts a happy family of five crore customers.
Purchasing a car insurance plan on the Tata AIG website is an easy process. You can easily browse the available programs and make a suitable selection.
You can customise your comprehensive car insurance plans with Tata AIG by adding suitable add-ons as per your needs.
Overview - Chevrolet Cruze Car Model
The beautiful Chevrolet Cruze was launched back in 2009. It has been a tough competition for cars like Toyota Corolla Altis and Honda Civic. Launched when SUVs were not as popular as the recent times, Chevrolet Cruze gained popularity for its loaded features and great looks.
This executive sedan features a solid build, a sporty style, and a distinctive look. The 166PS/360Nm diesel engine provides excellent performance to its riders and imparts an overall fun experience. Cruze enjoys a huge fan following and is a loved sedan amongst many crowds.
Chevrolet Cruze Price and Variants
| Chevrolet Cruze Variants | Ex-Showroom Price |
|---|---|
| Cruze LT | ₹13.95 Lakh* |
| Cruze LTZ | ₹16.43 Lakh* |
| Cruze LTZ AT | ₹17.46 Lakh* |
Unique Selling Points: Chevrolet Cruze Car Features
Unique selling features of the Chevrolet Cruze car are listed below:
Power Steering
Max Power (bhp@rpm) - 163.7bhp@3800rpm
Power Windows Front
Keyless Entry
Anti-Lock Braking System
ARAI Mileage - 17.9 kmpl
Air Conditioner
Electronic Multi-Tripmeter
Trunk Light
Driver Airbag
165mm Ground Clearance
Passenger Airbag
Max Torque (nm@rpm) - 360Nm@2000rpm
Vanity Mirror
Automatic Climate Control
Fog Lights - Front
Alloy Wheels
Rivals of Chevrolet Cruze Car
Rivals of Chevrolet Cruze car are listed below:
Mahindra Scorpio-N
Honda Civic
Mahindra XUV300
Tata Altroz
Mahindra Bolero Neo
Renault Kiger
Hyundai Elantra
Toyota Corolla Altis
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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How can I claim my Chevrolet Cruze insurance?
How can I claim my Chevrolet Cruze insurance?
Tata AIG car insurance claim procedure is simple and quick. You can start by filling up and submitting the claim form online. We will check the details and suggest a network garage where you can send your car for inspection. Once a complete vehicle check is done, we will reimburse the damage costs per your insurance terms mentioned in the policy documents. In case of any query, call our toll-free number 1800-266-7780.
What do you mean by cashless claims?
Cashless claims allow you to have your vehicle repaired without having to pay upfront. All you need to do is send your four-wheeler to one of our network garages and repair your vehicle. We will directly sort the bill with the garage. There is no reimbursement hassle or waiting period for cashless claims.
How long does it take for a claim to settle?
Every automobile insurance claim is unique. Tata AIG is committed to settling every claim within 30 days.
What do you mean by depreciation reimbursement or zero depreciation in car insurance?
Zero depreciation is a renowned car insurance add-on. It financially protects you against regular depreciation expenses of several car parts. If you purchase this add-on along with your Tata AIG four-wheeler insurance, we will reimburse the total cost of the concerned part. The depreciated price of that car part will not be taken into consideration.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
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