Nissan Gravite Car Insurance

India’s compact MPV segment is buzzing with excitement as Nissan has officially launched the all-new Nissan Gravite on 17 February 2026. Being considered to be one of the best in the segment, the Nissan Gravite mileage is expected to be 18-20 km/l.

Here are some of the most important specifications of the Nissan Gravite:

Nissan Gravite Interiors

• A spacious 7-seater cabin that comfortably accommodates families, making everyday commutes and long road trips enjoyable.
• There are flexible seating options, with foldable and removable third-row seats that let you switch between passenger space and extra luggage room.
• The Gravite has a modern, well-laid-out dashboard with a centrally positioned touchscreen infotainment system for easy access while driving.
• It offers seamless smartphone connectivity for navigation, calls, music, and app integration.
• There are comfortable and well-cushioned seats offering a lot of headroom and legroom for passengers across all three rows.
• The Nissan Gravite has smartly placed storage compartments, cup holders, and door pockets to keep essentials within reach.
• An overall interior design that focuses on comfort, practicality, and ease of use for both city traffic and highway journeys

Nissan Gravite Exteriors

• There is a bold and confident front grille that gives the Nissan Gravite a strong on-road presence.
• Its sleek headlamps paired with a sculpted front bumper give the Gravite a modern, premium appearance.
• A tall stance with smooth, flowing body lines adds a subtle SUV-inspired feel, making the Gravite look sturdy and well-proportioned.
• Stylish alloy wheels enhance the side profile and add a touch of sophistication, giving the MPV a more dynamic and contemporary look.
• There are roof rails that add both functionality and style, making the vehicle look adventure-ready.
• At the rear, the Nissan Gravite gets a neatly designed tail section with modern tail lamps and a clean and well-finished tailgate.

Comprehensive Car Insurance Plan

A comprehensive car insurance policy is the way to go, as it covers third-party liabilities as well as damage to your own Nissan Gravite 2026, all under one policy. You are protected against almost everything life throws your way, from accidents and theft to vandalism and natural disasters. While not mandatory, comprehensive insurance offers the broadest protection and helps you avoid unexpected expenses.

Third-party Car Insurance Plan

Third-party car insurance is the most basic cover and is mandatory by law. It protects you financially if your Nissan Gravite car causes damage to someone else’s vehicle or injures another person. While it does not cover repairs to your own car, it does cover legal and compensation costs, which can otherwise be stressful and expensive.

If you are looking for an affordable policy and you do not drive often, this plan provides essential protection without straining your budget.

Standalone Own Damage Car Insurance Plan

If you already have third-party insurance but are concerned about your own car, standalone own-damage insurance comes in. It covers your Nissan Gravite in India against accidents, fire, theft, and damage from natural disasters such as floods or storms.

Many new cars are sold with only third-party insurance. Instead of waiting until renewal, you can add this coverage at any time to protect your car from unexpected repair costs. It may also include personal accident cover for the owner-driver, providing an additional layer of protection.

Takes Care of Legal Worries

If an accident involves a third party, things can become really stressful really quickly. Having insurance covers legal and compensation costs, so you do not have to deal with the pressure alone.

Keeps You Financially Safe

Accidents, theft, floods, or even small mishaps can lead to big repair bills. A good Nissan Gravite car insurance plan helps cover these costs, so you are not caught off guard or forced to break your savings.

Seamless Repairs

There is a wide network of cashless garages that enable your Nissan Gravite to be repaired more smoothly. You do not have to chase bills or arrange cash during an already stressful time.

Best Option for New Cars

When your car is new, every scratch hurts, and repairs can be expensive. With options such as zero depreciation cover, you receive better claim payouts without worrying about part value reductions.

Flexible IDV

The Insured Declared Value (IDV) represents your Nissan Gravite’s current market value after depreciation. TATA AIG allows you to choose an optimal IDV, helping you maximise claim benefits in case of theft or total loss.

Easy Claims Process

If something goes wrong, TATA AIG gives you two simple claim options. You can opt for cashless repairs at network garages or choose reimbursement if you get your car fixed elsewhere.

Types of Insurance

You can choose from various insurance options based on your needs. Third-party insurance covers legal liabilities at an affordable price, comprehensive insurance protects both you and your car, and standalone own-damage cover is perfect if you already have third-party insurance.

Extra Protection with Add-Ons

You can customise your Nissan Gravite car policy with helpful add-ons. Also, keep in mind not to include unnecessary add-ons, as they can lead to a more expensive premium. These small additions can save you from significant expenses later.

Affordable Premiums

Your insurance cost depends on your Nissan Gravite’s model, location, and the add-ons you choose. This way, you only pay for what you actually need.

24×7 Customer Support

If it is a question, a breakdown, or a claim, 24×7 customer support is always available. A dedicated team is there to guide you through the process and settle claims smoothly.

Buy or Renew in Minutes

The process of getting insured or renewing your policy is quick and completely online. The process is paperless and simple, requiring only a few steps.

Step 1: Choose a Policy

You start by picking an insurance plan that suits you. This could be basic third-party cover or a more complete plan that protects both you and your car. You will need to share a few details about your Nissan Gravite 2026, such as its model, year, and registration location.

Step 2: Understand Your Premium

Your premium is based on your Nissan Gravite’s value, its age, and the add-ons you choose. If you have driven claim-free, you will also get a No Claim Bonus, which helps lower your renewal cost.

Step 3: Activate Your Policy

Once you make the payment, your insurance becomes active almost immediately. You will receive a digital copy of your policy that is easy to store and access whenever you need it.

Step 4: Make a Claim If Needed

If your car is damaged, stolen, or involved in an accident, notify your insurer immediately. For third-party damage or theft, you will need to file an FIR. You can have the repairs done at a network garage or at your preferred garage.

Step 5: Claim Settlement

If your claim is approved, the insurer either pays the garage directly or reimburses you for the repair costs. In case of a total loss or theft, you will be paid your car’s IDV, minus any applicable deductibles.

Step 6: Renew on Time

Nissan Gravite insurance lasts for a fixed duration. Renewing it before it expires keeps your coverage active and helps you retain benefits like your No Claim Bonus.

• • • Inclusions Under Nissan Gravite Insurance Policy

• Towing and Repairs: After an accident or breakdown, your car can be towed to a network garage, if you have chosen the add-on or repaired at a nearby garage. Once the damage is inspected and approved, the insurer settles the repair bill in accordance with your policy.

• Damage During Riots or Vandalism: If your car is damaged during riots, strikes, or vandalism, comprehensive insurance helps cover repair costs.

• Accident-Related Damage: If your car is damaged in an accident, your insurance helps cover repair costs. You must inform the insurer as soon as possible, most policies require this within 48 hours.

• Personal Accident Protection: Personal accident cover provides financial support if the owner-driver is injured or dies in an accident. This helps protect you and your family during tough times.

• Third-Party Property Damage: If your car accidentally damages someone else’s property, your insurance takes care of the compensation and legal liability.

• Natural Disasters: Events such as floods, earthquakes, landslides, or storms can cause significant damage. A comprehensive policy covers such losses, so you are not left handling major expenses alone.

• Theft of Your Car: If your Nissan Gravite is stolen, the policy pays out the IDV mentioned in your policy.

Exclusions Under Nissan Gravite Insurance Policy

• Driving Without a Valid Licence: If the driver is underage or does not have a valid driving licence at the time of the incident, the claim will not be approved.
• Driving Under the Influence: Any damage caused while driving under the influence of alcohol or drugs is not covered.
• Illegal or Unauthorised Use: If the Nissan Gravite is used for illegal activities, racing, or commercial purposes when it is insured for personal use, the insurance will not apply.
• Damage to Accessories: Non-factory-fitted accessories such as aftermarket music systems or custom fittings are not covered unless they are declared and insured separately.
• Wear and Tear: Your Nissan Gravite 2026 insurance does not cover damage that happens over time, such as worn-out parts or ageing components.
• War, Nuclear, or Terror Incidents: Losses caused by war-like situations, nuclear risks, or terrorist activities are excluded from regular car insurance policies.
• Engine Damage Due to Oil Leakage: Engine damage caused by oil leakage or lack of maintenance is not covered unless you have added an engine protection cover.
• Tyre and Tube Damage: In case you incur any damage to your tyres and tubes, these are not covered on their own. Unless you have opted for a tyre protection add-on, or the damage is part of a bigger accident.

Note: This is not an exhaustive list. Additional add-ons are available from TATA AIG.

Do Not Overlook the IDV

The IDV decides how much you will receive if your Nissan Gravite is stolen or declared a total loss. This is especially helpful for used cars, where the actual market price may exceed the default IDV offered.

Choose Coverage That Fits Your Life

There is no single policy that is suitable for everyone. Think about how often you drive, where you park, and how much financial risk you are comfortable with. Comprehensive insurance offers the most seamless coverage, but some Nissan Gravite owners may prefer limited cover based on usage and budget.

Go for All-Round Protection

A comprehensive policy covers accidents, theft, fire, natural disasters such as floods or earthquakes, and personal injury. It is the safest option if you want worry-free ownership and fewer surprises later.

Check the Garage Network

A wide network of cashless garages makes repairs easier and faster. It also means you will not have to worry about arranging money upfront during an already stressful time.

Balance Premiums and Deductibles

Lower premiums come with higher deductibles, meaning you will pay more during a claim. Choose a balance that works for you, one that keeps your yearly cost reasonable without causing you to spend excess money during repairs.

Make Claims Easy for Yourself

In stressful situations, the last thing you want is complicated paperwork. A strong claim settlement record and simple online processes make things much easier.

Add Extra Protection If Needed

Add-ons can make a big difference. These covers help reduce out-of-pocket expenses when things go wrong.

24×7 Support Is a Big Plus

Breakdowns and accidents for your Nissan Gravite will not follow a schedule. In such situations, round-the-clock customer support can be a real lifesaver.

Step 1: Enter Your Car Details

Go to the top of this page and enter your Nissan Gravite’s registration number and click on “Get Price.” We will fetch your car’s details instantly.

Step 2: Share Basic Information

Fill in a few simple details about yourself and your vehicle. This helps generate a quote that’s tailored to your car and your coverage needs.

Step 3: Choose Your Plan and Add-ons

Select the insurance plan that best suits you. If you want extra protection, you can add covers like zero depreciation or 24×7 roadside assistance.

Step 4: Complete Verification

Finish a short CKYC verification process. It only takes a moment, and you will be able to review the final premium before proceeding.

Step 5: Make the Payment

Once everything looks good, complete the payment online. Your policy gets activated almost instantly, and a copy is sent straight to your email.

Step 1: Find Your Existing Policy

Go to the top of the page and click on “Renew your existing TATA AIG car policy” and enter your Nissan Gravite’s registration number. Your policy details will appear right away.

Step 2: Review Your Renewal Premium

Your renewal amount is calculated based on your car’s current value, any No Claim Bonus you have earned, and the add-ons you want to have in your policy.

Step 3: Update Your Coverage if Needed

During this step, you can make changes. You can add new covers, remove those you no longer need, or adjust your protection based on how you use your car.

Step 4: Complete the Renewal Payment

Once you are happy with the details, make the payment online. You will get the renewed policy for download immediately.

Step 5: Stay Ahead Next Year

Do not forget to set a reminder for your next renewal so your insurance never lapses. If it lapses, you may incur fines. You must renew it on time to drive your Nissan Gravite worry-free.

Your Nissan Gravite insurance premium is made up of a few simple parts, mainly the cover you choose and the extras you add.

• Third-Party Cover: This part of the premium is set by IRDAI and is based on your car’s engine capacity, so it is the same across insurers.
• Own Damage Cover: This depends on your car’s value, the rate set by the insurer, and any add-ons you select. If you have a No-Claims Bonus or other discounts, your premium will decrease.
• Add-Ons and Discounts: Add-ons increase your premium, while discounts like the No Claim Bonus help reduce it.
• Personal Accident Cover: The premium depends on the coverage you choose. The higher level of protection comes with a slightly higher cost.
• Use Online Calculators: The easiest way to get an accurate premium estimate is to use an online premium calculator. You have to enter your Nissan Gravite details, choose your cover, and you will instantly see what you are paying, and why.

Cashless Claim for Nissan Gravite

Step 1: Inform TATA AIG

Call 022 6489 8282 or report the incident through the self-service portal as soon as the accident happens.

Step 2: Take Your Car to a Network Garage

Use the garage locator to find a nearby authorised garage, then drive your car there.

Step 3: Share Your Policy Details

Hand over your Nissan Gravite and car insurance documents to the garage. They will coordinate with TATA AIG
and arrange the inspection if needed.

Step 4: Get Approval and Repairs

Once the damage is assessed and approved, the garage starts repairing your car.

Step 5: Drive Away Without Paying

After the repairs are done, you can take your Nissan Gravite home. TATA AIG will settle the repair bill directly with the garage, per your policy terms.

Reimbursement Claim for Nissan Gravite

Step 1: Notify TATA AIG

Inform TATA AIG immediately by calling the helpline or using the self-service portal.

Step 2: Get Repairs Done

Choose a trusted workshop to get your Nissan Gravite repaired. Make sure to keep all bills, invoices, and receipts safely.

Step 3: Submit Claim Documents

For the reimbursement claim, upload the completed claim form, along with the repair bills and supporting documents, via the website or mobile app.

Step 4: Claim Verification

TATA AIG will review your documents and verify the details before approving your claim amount.

Step 5: Receive Reimbursement

Once your claim is approved, you will get the claim amount transferred directly to your bank account.

• Clear photographs of the vehicle damage from multiple angles.
• A properly filled claim form with your name, contact details, and vehicle information.
• Your valid driving licence and car registration certificate (RC).
• A police FIR is required in case of theft or major accidents.
• Bank account details to which you want the claim amount credited.
• A copy of your active TATA AIG car insurance policy.
• Repair bills, invoices, and payment receipts, if you paid the garage yourself.
• Your policy number, along with a government-issued ID such as Aadhaar or PAN.

Note that the prices are subject to change. Kindly contact your nearest dealership or visit the official brand website to know the latest prices in your city.

Engine and Critical Components

The Nissan Gravite engine is the most important part of your car, and repairs here can be expensive. With city traffic, rough roads, and monsoon conditions, risks such as water damage and oil leakage are real. An engine protection add-on helps cover these situations that standard insurance does not.

Exterior Body and Alloy Wheels

The Gravite’s bold grille, sculpted bumpers, and stylish alloy wheels add to its road presence, but they are also the most exposed parts of the car. A comprehensive policy with zero depreciation cover ensures repairs are taken care of without worrying about depreciation cuts.

Interior Cabin and Fittings

From the infotainment system to everyday interior fittings, the Gravite’s cabin sees constant use. Damage due to accidents, theft, or vandalism can be costly to fix. You must insure these factory-fitted accessories to keep the inside of your car comfortable and well protected.

Your Nissan Gravite deserves insurance that goes beyond legal compliance. The right new car insurance protects your family, your finances, and your car every time you are on the road. With TATA AIG car insurance online, you get dependable insurance backed by customisable add-ons and a strong claims reputation.

TATA AIG stands out with value-packed add-ons like zero depreciation car insurance. With this, you get the full cost of replaced parts during a claim without worrying about depreciation deductions. In addition to this, you get quick 4-wheeler insurance policy issuance, easy renewals, and seamless claims. It is ideal for anyone buying new car insurance for a family MPV.